Features and Benefits

  • No Collateral

    No collateral

    Get a business loan of Rs. 5 lakh without any collateral. It means you can get the funds you need without pledging any of your assets.

  • Flexible repayment tenor

    Flexible repayment tenor

    Repay your loan easily over a long tenor of up to 96 months. You can use our online EMI calculator to calculate your monthly outgo on a business loan of Rs. 5 lakh.

  • Minimal paperwork

    Minimal paperwork

    Submit just a few necessary documents to get instant approval on your business loan.

  • Quick disbursal in 48 hours*

    Quick disbursal in 48 hours*

    No waiting time; you can get the money in your bank account within 48 hours* of approval.

  • Online account management

    Online account management

    Download your account statements, pay EMIs and manage your loan account anywhere, anytime with our customer portal –  My Account.

Bajaj Finserv offers collateral-free business loans of Rs. 5 lakh to help you meet your working capital expenses. You can use these funds to expand your business, buy new machinery or increase the cash flow of your business.

With our easy to meet eligibility criteria and minimal documents, it is easy to apply for our business loan of Rs. 5 lakh. Quick disbursals of funds within 24 hours* of approval and an online loan management facility make it an ideal solution for your business expenses. If you are an existing customer, you enjoy an even more shortened process to get a business loan of Rs. 5 lakh with pre-approved offers.

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Eligibility criteria

  • Nationality


    Residing Indians

  • Age


    24 years to 80 years*
    (*Age should be 80 years at Loan Maturity)

  • CIBIL score

    CIBIL score

    685 or more

  • Business vintage

    Business vintage

    Minimum 3 years

Documents required

  • KYC documents - Aadhaar card, PAN card, voter ID card, driving license, passport
  • Address proof - utility bills, rent agreement, passport, etc.
  • Financial documents - GST return, bank account details, etc.
  • Proof of business ownership - registration papers of a business

Interest rates and charges

It is imperative to learn about the interest rates and associated charges on a business loan of Rs. 5 lakh. With Bajaj Finserv, you can be assured of 100% transparency and no hidden charges. Click here to know about the rate of interest and other associated charges.

How to apply for a business loan of Rs. 5 lakh?

Following is a step-by-step guide to applying for a business loan of Rs. 5 lakh

  1. 1 Click on APPLY ONLINE to open our application form
  2. 2 Enter your phone number and authenticate with an OTP
  3. 3 Fill in basic personal and business details
  4. 4 Upload your bank statement for the last 6 months and submit the form

Once you submit the form, you will get a call from our representative to guide you on further steps.

Additional Read: Get Business Loan of Rs. 20 Lakh