Features and benefits

  • Minimal paperwork

    Minimal paperwork

    Submit some essential documents to get a hassle-free business loan from Bajaj Finserv.

  • Online account management

    Online account management

    Access your loan account anywhere, anytime with our 24x7 customer portal – My Account.

  • No collateral

    No collateral

    Get a business loan of Rs. 25 lakh without any collateral. It means you can get the funds without any security.

  • Flexible repayment tenor

    Flexible repayment tenor

    Repay your business loan over a long tenor of up to 96 months. You can use an online calculator to find a suitable EMI amount that suits your budget.

  • Quick disbursal

    Quick disbursal

    Get the funds you need for your business expansion within 48 hours of approval.

  • Up to 45%* lower EMIs

    Up to 45%* lower EMIs

    Choose the Flexi facility and reduce your monthly outgo by paying interest only EMIs for the initial tenor.

A business loan enables entrepreneurs to overcome any financial hurdle they face in their professional space. With Bajaj Finserv, you can get a business loan of Rs. 25 lakh and easily fund a host of business needs.

Meet the simple eligibility parameters and submit just a handful of documents to get a business loan within 24 hours of approval. Existing customers can enjoy pre-approved offers, which further shorten the loan processing time.

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Eligibility criteria

  • Age

    Age

    24 years to 70 years*
    (*Age should be 70 years at Loan Maturity)

  • CIBIL score

    CIBIL score

    685 or more

  • Nationality

    Nationality

    Resident Indians

  • Business vintage

    Business vintage

    At least 3 years

Documents required

Address proof - Utility bills, rent agreement, passport, etc.
KYC documents - Aadhaar card, PAN card, voter ID card, driving license, passport.
Proof of business ownership - Registration document of your business.
Financial documents - Copy of GST return, bank account details, etc.

Interest rates and charges

It is essential to know about the interest rates on business loans of Rs. 25 lakh or more alongside their associated charges. Click here to learn more about the related fees and charges.

How to apply for a business loan of Rs. 25 lakh?

Here is a guide to applying for a business loan of Rs. 25 lakh:

  1. 1 Click on APPLY ONLINE to open our application form
  2. 2 Enter your phone number and authenticate with an OTP
  3. 3 Fill in basic personal and business details
  4. 4 Upload your bank statement for the last 6 months and submit the form

Once you submit the online form, a Bajaj Finserv representative will call you and guide you on further steps.

Get a call from our representative, who will guide you further.