Features and benefits
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Flexible repayments
To repay your loan amount, you can choose from tenors up to 84 months to repay your loan amount.
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High-value loan amount
Get a high-value loan amount of up to Rs. 45 lakh upon meeting the eligibility to meet all your working capital requirements.
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Loan in account in 24 hours*
Upon filing the application and getting loan approval, you can receive the loan amount in your bank account within 24 hours*.
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Choose a Flexi loan to lower your EMIs
You can lower your EMIs by up to 45%* on EMIs through the Bajaj Finserv Flexi loan facility. Withdraw money from a pre-set amount and pay interest only on that amount.
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No security
Get easy loans without collateral, meaning you won’t have to pledge any asset while availing of a loan from us.
Eligibility criteria and documents required
Getting a micro loan from us is hassle-free and convenient. You just need to meet the following eligibility parameters:
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Citizenship
Indian resident
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Age
Between 24 and 72 years*
*Age should be 72 at the time of loan maturity -
CIBIL score
685 or more
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Business vintage
Minimum of 3 years
Interest rate and charges
Micro loan comes with nominal interest rates and no hidden charges. To view the list of the fees applicable on this loan, click here.
