Features and benefits
-
Flexible repayments
To repay your loan amount, you can choose from tenors up to 96 months to repay your loan amount.
-
High-value loan amount
Get a high-value loan amount of up to Rs. 50 lakh upon meeting the eligibility to meet all your working capital requirements.
-
Loan in account in 24 hours*
Upon filing the application and getting loan approval, you can receive the loan amount in your bank account within 24 hours*.
-
Choose a Flexi loan to lower your EMIs
You can lower your EMIs by up to 45%* on EMIs through the Bajaj Finserv Flexi loan facility. Withdraw money from a pre-set amount and pay interest only on that amount.
-
No security
Get easy loans without collateral, meaning you won’t have to pledge any asset while availing of a loan from us.
Eligibility criteria and documents required
Getting a micro loan from us is hassle-free and convenient. You just need to meet the following eligibility parameters:
-
Citizenship
Indian resident
-
Age
Between 24 years and 70 years*
(*Age should be 70 years at the time of loan maturity) -
CIBIL score
685 or more
-
Business vintage
Minimum of 3 years
Interest rate and charges
Microfinance loan comes with nominal interest rates and no hidden charges. To view the list of the fees applicable on this loan, click here.
