Features and benefits

  • Flexible repayments

    Flexible repayments

    To repay your loan amount, you can choose from tenors up to 96 months to repay your loan amount.

  • High-value loan amount

    High-value loan amount

    Get a high-value loan amount of up to Rs. 50 lakh upon meeting the eligibility to meet all your working capital requirements.

  • Loan in account in 24 hours*

    Loan in account in 24 hours*

    Upon filing the application and getting loan approval, you can receive the loan amount in your bank account within 24 hours*.

  • Choose a Flexi loan to lower your EMIs

    Choose a Flexi loan to lower your EMIs

    You can lower your EMIs by up to 45%* on EMIs through the Bajaj Finserv Flexi loan facility. Withdraw money from a pre-set amount and pay interest only on that amount.

  • No security

    No security

    Get easy loans without collateral, meaning you won’t have to pledge any asset while availing of a loan from us.

Eligibility criteria and documents required

Getting a micro loan from us is hassle-free and convenient. You just need to meet the following eligibility parameters:

  • Citizenship


    Indian resident

  • Age


    Between 24 years and 70 years*
    (*Age should be 70 years at the time of loan maturity)

  • CIBIL score

    CIBIL score

    685 or more

  • Business vintage

    Business vintage

    Minimum of 3 years

Interest rate and charges

Microfinance loan comes with nominal interest rates and no hidden charges. To view the list of the fees applicable on this loan, click here.