Whether you’re looking to buy or lease new premises, renovate interiors, or have other expenses, this ample sanction fits your needs.
The Bajaj Finserv Loan for Shop comes with the Flexi loan facility. Use it to reduce your monthly outgo by up to 45%* by paying interest-only EMIs.
Applying for a shop loan is easy as you only need to submit essential documentation and get loan approval in under 24 hours*.
For instant funding via shop loans, check pre-approved offers available to you and enjoy accelerated loan processing.
Use our online customer portal, Experia, to access your loan statement, manage EMIs and do much more conveniently.
Running a shop, be it a medical, retail, coffee, grocery or mobile store, requires constant funds. Besides maintenance, stock, and payroll expenses, you may also want to improve your premises or expand to a new location. for all these varied expenses, the Bajaj Finserv Loan for Shop is an ideal financial tool. With it, you get access to ample funding that can be used to grow your business and boost returns.
To qualify for a shop loan, here are the simple eligibility criteria you need to meet and the documents required when you apply.
With our shop loan, you can get access to low interest rates and borrow without incurring any hidden charges. For a breakup of a few of the fees and charges applicable, refer to this table.
|Fee Type||Charge applicable|
|Rate of interest||18% p.a. and onwards|
|Processing fees||Up to 2% of the loan amount (plus taxes)|
|Bounce charges||Up to Rs.3,000 (Inclusive of taxes)|
|Penal interest||2% per month|
|Document processing charges||Rs.2,000 (plus taxes)|
|Outstation collection charges||Not applicable|
|Document/statement charges||Download loan documents at no additional cost by logging into the customer portal – Experia.
You can also get a physical copy of your documents from any of our branches at a charge of Rs. 50/- (inclusive of taxes) per statement/letter/certificate.
Apply online for the Bajaj Finserv Loan for Shop by following this simple 5-step guide.
An authorised representative will contact you with further processing instructions so you can get the funds in your bank account.
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