Whether you’re looking to buy or lease new premises, renovate interiors, or have other expenses, a business loan for shop purchase fits your needs.
The Bajaj Finserv Loan for Shop comes with the Flexi loan facility. Use it to reduce your monthly outgo by up to 45%* by paying interest-only EMIs.
Applying for a shop loan is easy as you only need to submit essential documentation and get loan approval in under 24 hours*.
For instant funding via shop loans, check pre-approved offers available to you and enjoy accelerated loan processing.
Use our online customer portal, Experia, to access your loan statement, manage EMIs and do much more conveniently.
Running a shop, be it a medical, retail, coffee, grocery or mobile store, requires constant funds. Besides maintenance, stock, and payroll expenses, you may also want to improve your premises or expand to a new location. for all these varied expenses, the Bajaj Finserv Loan for Shop is an ideal financial tool. With it, you get access to ample funding that can be used to grow your business and boost returns.
|Fee Type||Charge applicable|
|Rate of interest||17% p.a. and onwards|
|Processing fees||Up to 2% of the loan amount (plus taxes)|
|Bounce charges||Up to Rs.3,000 (Inclusive of taxes)|
|Penal interest||2% per month|
|Document processing charges||Rs.2,000 (plus taxes)|
|Outstation collection charges||Not applicable|
|Document/statement charges||Download loan documents at no additional cost by logging into the customer portal – Experia.
You can also get a physical copy of your documents from any of our branches at a charge of Rs. 50/- (inclusive of taxes) per statement/letter/certificate.
An authorised representative will contact you with further processing instructions so you can get the funds in your bank account.
Bajaj Finserv offers a shop loan that comes with simple eligibility criteria. You can easily apply for a loan for kirana store if you meet the following parameters:
- You must have a CIBIL score of 685 or more
- You must have a business operational for at least 3 years
- You must be a resident citizen of India aged between 24 to 70 years*
(*Age should be 70 years at loan maturity.)
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