Features and benefits

  • Funds up to Rs. 80 lakh

    Funds up to Rs. 80 lakh

    Whether you’re looking to get new premises, renovate interiors, or have other expenses, this ample sanction fits your needs.

  • Flexible repayment options

    Flexible repayment options

    Choose the Flexi loan facility and reduce your monthly outgo by up to 45%*.

  • Simple paperwork requirements

    Simple paperwork requirements

    Submit only essential documentation and get loan approval in under 48 hours*.

  • Digital account management

    Digital account management

    Use our customer portal to access your loan statements, manage EMIs, and more.

Running a shop, be it a medical, retail, coffee, grocery, or mobile store, requires a constant supply of working capital. Besides maintenance, stock, and payroll expenses, you may want to improve your premises or expand to a new location. The Bajaj Finserv Business Loan for shops is the ideal financial tool to meet all these expenses. With it, you get access to ample funding that can be used to grow your business and boost returns.

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Eligibility criteria and documents required

  • Nationality



  • Business vintage

    Business vintage

    At least 3 years

  • Age


    24 years to 80 years*
    (*Age should be 80 years at the time of loan maturity)

  • Work status

    Work status


  • CIBIL score

    CIBIL score

    685 or higher

You will need the following documents to apply:

  • KYC documents
  • Proof of business ownership
  • Other financial documents

Interest rate and charges

Bajaj Finserv Business Loan for shops comes with nominal interest rates and no hidden charges. For a complete list of the applicable fees, click here.