Features and benefits
We offer easy and quick small business loans of up to Rs. 45 lakh at affordable interest rates without any collateral.
Pay interest-only EMIs for the initial tenor and lower your EMIs by up to 45%* to manage your cash flow better.
Repay over 7 years
Pay off the loan in affordable monthly instalments in up to 84 months and grow your business stress-free.
Finance your business easily by meeting our simple eligibility terms and submitting only a few documents to apply.
Get personalised offers as an existing customer and avail funds in just a click by sharing basic details for instant approval.
24/7 loan management
With our customer portal, you can access your business loan account statements from anywhere.
To help the rising number of women entrepreneurs in the country meet their business financial needs, Bajaj Finserv offers a business loan for women with a host of attractive features. With this instrument, you are empowered to grow your enterprise without financial restraints or the need for collateral. All you have to do to avail of the ample sanction of up to Rs. 45 lakh is to meet the lenient eligibility terms and furnish the minimal documentation needed. Enjoy quick approval and get the loan in your bank account in just 24 hours* post-approval.
You can opt for the Flexi loan for even greater financial flexibility. This feature gives you the option to borrow from your loan limit as needed and pay interest only on what you utilise. You can even opt to pay interest-only EMIs to reduce your monthly outgo by 45%* and maintain a healthy business cash flow.
Eligibility criteria and documents required
Resident Indian citizen
24 to 72 years*
*Age should be 72 at loan maturity
Minimum 3 years
685 or higher
Keep these documents ready:
- KYC documents
- Profit and loss statements and balance sheets of the last 2 years
- Proof of business ownership
Interest rate and fees applicable
Get a competitive and attractive interest rate on our business loans for women. Our loans help you borrow funds to grow your business affordably.
How to apply
Applying for our loan is a simple process that requires you to start by filling out an easy application form. Follow these steps:
- 1 Click on ‘APPLY ONLINE’ to open the application form
- 2 Enter your name and phone number to get the OTP
- 3 Share your basic personal and business details
- 4 Upload your bank statements for the last 6 months
Once you submit the online form, our representative will reach out to help you with further steps.
Frequently asked questions
Aspiring women entrepreneurs can get a collateral-free business loan of up to Rs. 45 lakh from Bajaj Finserv. To qualify for the funding, you need to meet the following eligibility criteria:
- Age must be between 24 and 72 years*
- Must own a business with a minimum vintage of 3 years
- Must have a CIBIL score of 685 or higher
Applying for a Bajaj Finserv Business Loan for women is easy and hassle-free. Once you meet the eligibility criteria, you need to follow the steps given below:
- Click on 'Apply Online' to open the application form
- Enter your phone number and authenticate with an OTP
- Fill in basic personal and business details
- Upload your bank statement for the last 6 months and submit the form
You will then get a call from our representative, who will guide you on further steps. Once your loan application is approved, you will get the funds you need in just 24 hours*.
With the Bajaj Finserv Business Loan, it is convenient to get a high-value loan by fulfilling some simple eligibility criteria. All you need to do is meet the eligibility requirements, fill in the online application form, and submit a few documents. Once approved, you can get a collateral-free loan of up to Rs. 45 lakh within 24 hours*.
You must have a CIBIL score of 685 or higher to qualify for a Bajaj Finserv Business Loan. Once you meet this credit score requirement, you have to fulfil other eligibility parameters and submit a few documents to get funds up to Rs. 45 lakh.