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Unsecured Business Loans have an attractive advantage over secured loans, in that you do not have to provide collateral for them. Thus, your business assets would be safe with unsecured loans in India for business, even if you are unable to repay it.

Additionally, Unsecured Loans for Business are easy and fast sources of raising business finance to meet any working capital or other business requirements.


Unsecured Business Loans: Features and Benefits

Bajaj Finserv Unsecured Business Loans come with a variety of features and benefits, including:

  • Flexi Loan Facility

    Our unsecured Business Loans offer a Flexi loan facility, that allows you to borrow any amount you need within a fixed loan limit, for a said duration. You can also choose to pay only the interest as EMI and repay the principal amount at your convenience within the tenor of the facility.

  • Financing up to Rs.45 lakh

    You can get high loan amounts of up to Rs. 45 lakh, for all of your short-term, intermediate-term and long-term business goals.

  • mortgage loan interest rates

    Flexible tenors

    They come with flexible tenors ranging up to 84 months. This allows you the flexibility to pay according to your cash flow.

  • Pre-approved offers

    Pre-approved offers

    Availing these Bajaj Finserv Unsecured Business Loans make you eligible for exclusive pre-approved offers, like top-up loans, reduction of rates, etc.

  • Online account access

    You can manage your Bajaj Finserv unsecured Business Loan statement, from anywhere at anytime, using an online account.

Unsecured Business Loan Eligibility Criteria

The following criteria make you eligible to apply for a Bajaj Finserv unsecured Business Loan:


    You should be between 25-65 years old.


    Your business should have a vintage of at least 3 years.


    Your business should have its Income Tax returns filed for at least the past 1 year.


    Your business should have its previous year's turnover, duly audited by a CA.

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.

Unsecured Business Loan Interest Rates And Charges

Bajaj Finserv is very open about our unsecured loans for business rates. The following are the charges you may be required to pay.

  • Types of Fees
  • Applicable Charges
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

How to apply for Unsecured Business Loan

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative will contact you with available pre-approved offers for you.

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative will contact you with available pre-approved offers for you.

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