Unsecured Loans – Apply for Unsecured Business Loans in India

Unsecured Business Loans have an attractive advantage over secured loans, in that you do not have to provide collateral for them. Thus, your business assets would be safe with unsecured Business Loans in India, even if you are unable to repay it.

Additionally, Unsecured Loans for Business are easy and fast sources of raising business finance to meet any working capital or other business requirements.

Unsecured Loans for Business: Features and Benefits

Bajaj Finserv Unsecured Business Loans come with a variety of features and benefits, including:

Flexi Loan Facility

Our unsecured Business Loans offer a Flexi loan facility, that allows you to borrow any amount you need within a fixed loan limit, for a said duration. You can also choose to pay only the interest as EMI and repay the principal amount at your convenience within the tenor of the facility.
Financing up to Rs.20 lakh

You can get high loan amounts of up to Rs. 20 lakh, for all of your short-term, intermediate-term and long-term business goals.
Flexible tenors

They come with flexible tenors ranging from 12 to 60 months. This allows you the flexibility to pay according to your cash flow.
Pre-approved offers

Availing these Bajaj Finserv Unsecured Business Loans make you eligible for exclusive pre-approved offers, like top-up loans, reduction of rates, etc.
Online account access

You can manage your Bajaj Finserv unsecured Business Loan statement, from anywhere at anytime, using an online account.

Unsecured Business Loan Eligibility Criteria

The following criteria make you eligible to apply for a Bajaj Finserv unsecured Business Loan:

You should be between 25-55 years old.
Your business should have a vintage of at least 3 years.
Your business should have its Income Tax returns filed for at least the past 1 year.
Your business should have its previous year's turnover, duly audited by a CA.