Unsecured business loans

Quick Apply

Just 60 seconds to apply

Please enter your full name as per PAN
Enter 10-digit mobile number
Please enter your birth date
Please enter valid PAN card number
Please enter your pin code
Enter personal email address

I consent to the T&C and authorize Bajaj Finance Limited, its representatives/business partners/affiliates to use my details for promotional communication/fulfilment of services availed.

Thank you

Unsecured Business Loans

With no requirement to pledge collateral, an unsecured loan in India for business is an easy source of finance for small businesses.

Additionally, an unsecured loan for business is hassle-free in nature and a quick source of raising business finance to meet any urgent working capital needs.


Unsecured Business Loans: Features and Benefits

Bajaj Finserv Unsecured Business Loans come with a variety of features and benefits, including:

  • loan against property emi calculator

    Flexi loan facility

    Our unsecured business loans offer a Flexi loan facility, that allows you to borrow any amount you need within a fixed loan limit, for a said duration. You can also choose to pay only the interest as EMI and repay the principal amount at your convenience within the tenor of the facility.

  • Financing up to Rs.45 lakh

    You can a get high loan amount of up to Rs.45 lakh, for all of your short-term, intermediate-term and long-term business goals.

  • mortgage loan interest rates

    Flexible tenors

    Unsecured business loans come with flexible tenors of up to 84 months. This long tenor allows you the flexibility to pay according to your cash flow.

  • Pre-approved offers

    Pre-approved offers

    Bajaj Finserv offers personalised deals to its existing customers that come pre-approved. This expedites your loan processing making it faster and hassle-free.

  • Education loan scheme

    Online account access

    You can manage your Bajaj Finserv Unsecured Business Loan account from anywhere at any time, using our customer portal – Experia.

Unsecured Business Loans: Eligibility Criteria and Documents Required

The following criteria make you eligible to apply for a Bajaj Finserv Unsecured Business Loan:

  • Age: Between 24 to 70 years*
    (*Age should be 70 years at loan maturity.)
  • Your business should have a vintage of at least 3 years.
  • Your business should have its previous 2 years turnover, duly audited by a CA.

You may be asked to submit other financial documents at the time of loan processing.

Unsecured Business Loan: Interest Rates and Charges

Bajaj Finserv is transparent about the rate of interest and fees applicable on your unsecured business loan. Here are the charges that you are required to pay.

  • Types of fees
  • Charge applicable
  • Rate of interest
  • 17% p.a. and onwards
  • Processing fees
  • Up to 2% of the loan amount (plus taxes)
  • Bounce charges
  • Up to Rs.3,000 (Inclusive of taxes)
  • Penal interest
  • 2% per month
  • Document processing charges
  • Rs.2,000 (plus taxes)
  • Outstation collection charges
  • Not applicable
  • Document/statement charges
  • Download loan documents at no additional cost by logging into the customer portal – Experia.
    You can also get a physical copy of your documents from any of our branches at a charge of Rs.50/- (inclusive of taxes) per statement/letter/certificate.

Unsecured Business Loans: How to Apply

  • Click on Apply Now
  • Fill in the details and click ‘Submit’
  • Our representative will contact you to guide on further steps

People Also Considered

Machinery Loan

Machinery Loan

Get up to Rs.45 lakh to upgrade equipment | Pay only interest as EMI

Flexi Business Loan

Flexi Loan Conversion

Convert your existing loan | Pay lower EMIs by up to 45%*

Working Capital Loan People Considered Image

Working Capital Loan

Get up to Rs.45 lakh to manage operations | Flexible tenor options

Business Loan for Women People Considered Image

Business Loan for Women

Get funds up to Rs.45 lakh | Minimal documentation