Borrow as you need, repay as you can - Loan up to Rs. 30 lakh | Only 2 documents required. Think It. Done

Business Loan in Kolhapur

> >

Unsecured Business Loans

Unsecured Business Loans have an attractive advantage over secured loans, in that you do not have to provide collateral for them. Thus, your business assets would be safe with unsecured Business Loans in India, even if you are unable to repay it.

Additionally, unsecured Business Loans are easy and fast sources of finance for both business and personal uses. Apart from working capital and other business requirements, these loans can also be used to meet personal goals like a vacation, medical emergencies, etc.

 

Features and Benefits of Unsecured Business Loan

Bajaj Finserv Unsecured Business Loans come with a variety of features and benefits, including:

  • Flexi Loan Facility

    Our unsecured Business Loans offer a Flexi loan facility, that allows you to borrow any amount you need within a fixed loan limit, for a said duration. You can also choose to pay only the interest as EMI and repay the principal amount at your convenience within the tenor of the facility.

  • Financing up to Rs.30 lakh

    You can get high loan amounts of up to Rs. 30 lakh, for all of your short-term, intermediate-term and long term goals. You can use them to fund higher education, holidays, and so on.

  • Flexible tenors

    They come with flexible tenors ranging from 12 to 60 months. This allows you the flexibility to pay according to your cash flow.

  • Pre-approved offers

    Pre-approved offers

    Availing these Bajaj Finserv Unsecured Business Loans make you eligible for exclusive pre-approved offers, like top-up loans, reduction of rates, etc.

  • Online account access

    You can manage your Bajaj Finserv unsecured Business Loan statement, from anywhere at anytime, using an online account.

Unsecured Business Loan Eligibility Criteria

The following criteria make you eligible to apply for a Bajaj Finserv unsecured Business Loan:

  • You should be between 25-55 years old.

  • Your business should have a vintage of at least 3 years.

  • Your business should have its Income Tax returns filed for at least the past 1 year.

  • Your business should have its previous year's turnover, duly audited by a CA.

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.
 

Documents Required

  • Passport size photograph

  • KYC documents

  • Business proof: Certificate of business existence

  • Relevant Financial documents

  • Bank Account statement of last month

Unsecured Business Loan Interest Rates And Charges

Bajaj Finserv is very open about our unsecured Business Loan rates. The following are the charges you may be required to pay.

  • Types of Fees
  • Applicable Charges
  •  
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

How to apply for Unsecured Business Loan

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative will contact you with available pre-approved offers for you.

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative will contact you with available pre-approved offers for you.

Business Loan Instant Approval

Please enter your first and last name
Please enter 10 digit mobile number
Please enter your address

Is your firm audited by CA

People Also Considered

Doctor Loan People Considered Image

Doctor Loan

Customised financial solutions designed exclusively for doctors

APPLY NOW
Fixed Deposit People Considered Image

Fixed Deposit

A safe investment with
return up to 7.85%

APPLY NOW
Personal Loan People Considered Image

Personal Loan

Pay only interest amount as EMI with our Flexi Interest-only Loan.

APPLY NOW
Home Loan People Considered Image

Home Loan

High top up amount on Balance Transfer

APPLY NOW