Features and benefits

  • Collateral-free funds

    Collateral-free funds

    You can now get a business loan of Rs. 15 lakh without pledging any collateral.

  • Convenient repayment tenors

    Convenient repayment tenors

    You can now use an online calculator to calculate EMIs in advance. It will help you plan your repayment over an extended tenor of up to 96 months.

  • Minimal paperwork

    Minimal paperwork

    Submit basic documents and get a business loan of Rs. 15 lakh in a hassle-free process.

  • Quick loan disbursal

    Quick loan disbursal

    Once you successfully complete the loan application, you will receive the loan amount within 24* hours of approval.

  • Online account management

    Online account management

    With our customer portal – My Account, download your account statements, pay EMIs and manage your loan account anywhere, anytime.

  • Up to 45%* lower EMIs

    Up to 45%* lower EMIs

    Choose our Flexi loan facility and pay interest only EMIs for the initial part of the tenor.

A business loan of Rs. 15 lakh or more can help you grow your business with the necessary monetary support. Such loan facilities can easily help you cover your business expenses without collateral.

With Bajaj Finserv, availing of a Rs. 15 lakh business loan is not a hassle. Once you meet the eligibility criteria, you can get the funds within 24 hours* of approval. If you are an existing customer, you can check your pre-approved offer to fasten the loan processing.

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Eligibility criteria

  • Nationality

    Nationality

    Residing Indians

  • Age

    Age

    24 years to 70 years*
    (*Age should be 70 years at Loan Maturity)

  • CIBIL score

    CIBIL score

    685 or more

  • Business vintage

    Business vintage

    Minimum 3 years

Documents required

Address proof - Utility bills, rent agreement, passport, etc.
KYC documents - Aadhaar card, PAN card, voter ID card, driving license, passport
Financial documents - Copy of GST return, bank account details, etc.
Proof of business ownership - Registration papers of a business

Interest rates and charges

You can learn more about these details of fees and charges associated with a business loan before applying.

How to apply for a business loan of Rs. 15 lakh?

Following is a step-by-step guide to applying for a business loan of Rs. 15 lakh:

  1. 1 Click on APPLY ONLINE to open our application form
  2. 2 Enter your phone number and authenticate with an OTP
  3. 3 Fill in basic personal and business details
  4. 4 Upload your bank statement for the last 6 months and submit the form

Get a call from our representative, who will guide you further. Follow the instructions given by our representative to get your business loan application sanctioned.