Features and benefits
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Collateral-free funds
You can now get a business loan of Rs. 15 lakh without pledging any collateral.
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Convenient repayment tenors
You can now use an online calculator to calculate EMIs in advance. It will help you plan your repayment over an extended tenor of up to 96 months.
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Minimal paperwork
Submit basic documents and get a business loan of Rs. 15 lakh in a hassle-free process.
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Quick loan disbursal
Once you successfully complete the loan application, you will receive the loan amount within 48 hours of approval.
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Online account management
With our customer portal – My Account, download your account statements, pay EMIs and manage your loan account anywhere, anytime.
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Up to 45%* lower EMIs
Choose our Flexi loan facility and pay interest only EMIs for the initial part of the tenor.
A business loan of Rs. 15 lakh or more can help you grow your business with the necessary monetary support. Such loan facilities can easily help you cover your business expenses without collateral.
With Bajaj Finserv, availing of a Rs. 15 lakh business loan is not a hassle. Once you meet the eligibility criteria, you can get the funds within 48 hours of approval. If you are an existing customer, you can check your pre-approved offer to fasten the loan processing.
Eligibility criteria
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Nationality
Residing Indians
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Age
24 to 80*
(*Age should be 80 at Loan Maturity)
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CIBIL score
685 or more
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Business vintage
Minimum 3 years
Documents required
Address proof - Utility bills, rent agreement, passport, etc.
KYC documents - Aadhaar card, PAN card, voter ID card, driving license, passport
Financial documents - Copy of GST return, bank account details, etc.
Proof of business ownership - Registration papers of a business
Interest rates and charges
You can learn more about these details of fees and charges associated with a business loan before applying.
How to apply for a business loan of Rs. 15 lakh?
Following is a step-by-step guide to applying for a business loan of Rs. 15 lakh:
- 1 Click on APPLY ONLINE to open our application form
- 2 Enter your phone number and authenticate with an OTP
- 3 Fill in basic personal and business details
- 4 Upload your bank statement for the last 6 months and submit the form
Get a call from our representative, who will guide you further. Follow the instructions given by our representative to get your business loan application sanctioned.
Additional Read: Get Business Loan of Rs. 20 Lakh
