Features and benefits

  • Quick disbursal in %$$BOL-Disbursal$$%*

    Quick disbursal in 48 hours*

    Get the funds credited to your bank account within 24 hours* of approval.

  • Minimal documentation

    Minimal documentation

    To get a business loan of Rs. 10 lakh, you only need to submit a basic list of documents.

  • Flexible repayment tenors

    Flexible repayment tenors

    Repaying a business loan is not a hassle as you can easily spread your EMIs over a long tenor of 96 months. You can use an online EMI calculator to find a suitable EMI amount as per your budget.

  • Requires no collateral

    Requires no collateral

    You can now get a business loan of Rs. 10 lakh without collateral.

  • Online account management

    Online account management

    Download your account statements and manage your loan account anywhere, anytime, with our customer portal.

  • Flexi facility

    Flexi facility

    Opt for our unique Flexi facility and lower your EMIs by up to 45%* for the initial tenor.

Business loans are financial products tailor-made to aid entrepreneurs in managing their company’s finances. You can get a business loan of Rs. 10 lakh or more, depending on your eligibility.

Complete the application process successfully by submitting some basic documents and get the funds you need in your bank account within 48 hours* of approval. Also, for quick funds, check your pre-approved offers from Bajaj Finserv while applying for a business loan.

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Eligibility criteria

  • Nationality

    Nationality

    Resident Indian citizen

  • Age

    Age

    24 years to 70 years*

    (*Age should be 70 years at Loan Maturity)

  • CIBIL score

    CIBIL score

    685 or more

  • Business vintage

    Business vintage

    At least 3 years

Documents required

KYC documents - Aadhaar card, PAN card, voter ID card, driving license, passport
Address proof - Utility bills, rent agreement, passport, etc.
Proof of business ownership - Registration document of a business
Financial documents - Copy of GST return, bank account details, etc.

Interest rates and charges

It is essential to learn about interest rates on a business loan of Rs. 10 lakh and other additional charges. It helps you calculate your total debt in advance and plan your finances accordingly. You can know more about these details here.

How to apply for a business loan of Rs. 10 lakh?

Follow the steps mentioned below to get a business loan of Rs. 10 lakh from Bajaj Finserv.

  1. 1 Click on APPLY ONLINE to open our application form
  2. 2 Enter your phone number and authenticate with an OTP
  3. 3 Fill in basic personal and business details
  4. 4 Upload your bank statement for the last 6 months and submit the form

Once you submit the form, you will get a call from our representative to guide you on further steps.