Business Loan of Rs. 10 lakh

Business Loan of Rs. 10 lakh

Get a Rs. 10 lakh business loan from Bajaj Finance with no collateral, repayment up to 96 months, and CIBIL score of 650+. Funds disbursed within 48 hours* of approval. Apply online.

Business Loan Features
Business Loan Types
Business Loan FAQ
Business Loan Videos

₹ 2 lakh – ₹ 80 lakh

Check your pre-approved offer and other benefits

Enter mobile and OTP | Check offer | Know your exact loan terms

Features and benefits of a Rs. 10 lakh business loan

    • Quick disbursal in 48 hours*

      Get the funds credited to your bank account within 48 hours of approval.

    • Minimal documentation

      To get a business loan of Rs. 10 lakh, you only need to submit a basic list of documents.

    • Flexible repayment tenors

      Repaying a business loan is not a hassle as you can easily spread your EMIs over a long tenor of 96 months. You can use an online Business Loan EMI calculator to find a suitable EMI amount as per your budget.

    • Requires no collateral

      You can now get a business loan of Rs. 10 lakh without collateral.

    • Online account management

      Download your account statements and manage your loan account anywhere, anytime, with our customer portal.

    • Flexi facility

      Opt for our unique Flexi facility and lower your EMIs by up to 45%* for the initial tenor.


    Check your business loan eligibility today to understand how much you can borrow based on your profile.

    Business loans are financial products tailor-made to aid entrepreneurs in managing their company’s finances. You can get a business loan of Rs. 10 lakh or more, depending on your eligibility.

    Complete the application process successfully by submitting some basic required documents for business loan and get the funds you need in your bank account within 48 hours* of approval. Also, for quick funds, check your pre-approved offers from Bajaj Finance while applying for a business loan.

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Eligibility criteria for a Rs. 10 lakh business loan

    • Nationality

      Resident Indian citizen

    • Age

      21 to 80 years*

      (*Age should be 80 years at Loan Maturity)

    • CIBIL score

      650 or more

    • Business vintage

      At least 3 years

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Documents required for a Rs. 10 lakh business loan

  • KYC documents - Aadhaar card, PAN card, voter ID card, driving license, passport
  • Address proof - Utility bills, rent agreement, passport, etc.
  • Proof of business ownership - Registration document of a business
  • Financial documents - Copy of GST return, bank account details, etc.

Check your pre-approved business loan offer

Interest rates and charges

It is essential to learn about interest rates on a business loan of Rs. 10 lakh and other additional charges. It helps you calculate your total debt in advance and plan your finances accordingly.

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How to apply for a business loan of Rs. 10 lakh?

  • Follow the steps mentioned below to get a business loan of Rs. 10 lakh from Bajaj Finance.

    • Click on APPLY ONLINE to open our application form
    • Enter your phone number and authenticate with an OTP
    • Fill in basic personal and business details
    • Upload your bank statement for the last 6 months and submit the form

    Once you submit the form, you will get a call from our representative to guide you on further steps.

    Additional Read: Get Business Loan of Rs. 20 Lakh

How quickly can I get a Rs. 10 lakhs business loan approved?

  • For eligible applicants, Bajaj Finance can disburse a Rs. 10 lakh business loan within 48 hours of approval when applying online, making it a convenient option for those searching how to get Rs. 10 lakh loan. The online process takes under 5 minutes: enter your phone number, verify the OTP, provide personal and business details, and upload 6 months of bank statements. A representative then guides you through the next steps. To explore a business loan upto Rs. 10 lakhs, apply online using OTP verification and check your pre-approved offer if eligible.

Our loan variants

Frequently Asked Questions

Overview

Should I opt for a secured or unsecured business loan up to Rs. 10 lakhs?

You can apply for a Rs. 10 lakh business loan from Bajaj Finance through a simple 4-step online process using OTP verification. Enter your basic details, complete banking verification, view your pre-approved offer, and select the loan type and tenure. Once approved, eligible applicants can receive disbursal within 48 hours, subject to verification and applicable eligibility criteria.

What is the eligibility for a Rs. 10 lakh business loan?

Eligibility for a business loan upto Rs. 10 lakhs generally includes being a resident Indian aged 21–80 years, having a CIBIL score of 650 or above, and running a business for at least 3 years. Lenders may also assess business turnover, financial records, repayment capacity and other criteria before approving the loan. Meeting these requirements does not guarantee approval, as final eligibility depends on the lender's assessment.

Should I opt for a secured or unsecured business loan up to Rs. 10 lakhs?

A secured business loan may suit borrowers comfortable pledging an asset for potentially better terms, while an unsecured business loan up to Rs. 10 lakh may be preferable when you want financing without collateral. Consider your funding needs, repayment capacity, credit profile and urgency before choosing. Unsecured loans can offer quicker access, but may carry higher interest rates.

Can I get a Rs. 10 lakhs business loan with a low credit score?

Yes, you may be able to get a Rs. 10 lakh business loan with a low credit score, but approval depends on the lender's eligibility criteria and your overall financial profile. A lower CIBIL score can affect approval, interest rates or loan terms. Improve your creditworthiness by repaying dues on time, reducing outstanding debt and avoiding multiple loan applications before applying.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.