Features and benefits

  • Quick disbursal in %$$BOL-Disbursal$$%*

    Quick disbursal in 48 hours*

    Receive funds in your bank account within 48 hours* of approval of your loan application.

  • Flexi loan facility

    Flexi loan facility

    Choose our Flexi facility and lower your monthly instalments by up to 45%* during the initial tenor.

  • Online account management

    Online account management

    Pay EMIs, download account statements and manage your loan account anytime, anywhere with My Account.

  • Collateral-free loan

    Collateral-free loan

    You can apply for a business loan of Rs. 30 lakh or more without submitting any collateral.

  • Convenient repayment tenors

    Convenient repayment tenors

    Repay your loan in affordable EMIs spread over a long tenor of up to 96 months.

  • Minimal paperwork

    Minimal paperwork

    Submit a few essential documents to get your business loan application approved within minutes.

Apply for a business loan and grow your business operations and productions with the required financial assistance.

With easy-to-meet eligibility criteria, Bajaj Finserv makes it easy for borrowers to get a business loan of Rs. 30 lakh or more. Once you fulfil the eligibility and submit the required documents, you can receive the funds within 24* hours of approval. Check your pre-approved offer online and expedite the loan processing time.

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Eligibility criteria

  • Nationality

    Nationality

    Resident Indians

  • Age

    Age

    24 years to 70 years*
    (*Age should be 70 years at Loan Maturity)

  • CIBIL score

    CIBIL score

    685 or more

  • Business vintage

    Business vintage

    Minimum 3 years

Documents required

Address proof - Utility bills, rent agreement, passport, etc.
KYC documents - Aadhaar card, PAN card, voter ID card, driving license, passport
Financial documents - Copy of GST return, bank account details, etc.
Proof of business ownership – Business registration documents

Interest rates and charges

Being aware of the interest rates and other associated charges can help you plan your finances. Since these factors will decide your total loan cost, knowing them is crucial. Check here to learn more about these charges before applying.

How to apply for a business loan of Rs. 30 lakh?

  1. 1 Click on APPLY ONLINE to open our application form
  2. 2 Enter your phone number and authenticate with an OTP
  3. 3 Fill in basic personal and business details
  4. 4 Upload your bank statement for the last 6 months and submit the form

Once you submit the form, you will get a call from our representative to guide you on further steps.