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The third largest city of Gujarat, Baroda aims to become the 'innovative manufacturing hub' under the Smart City Mission. As per the ‘Dun & Bradstreet – Oriental Bank of Commerce SME Cluster Series 2016: Vadodara’, 87% of the respondents considered 'Make In India' campaign beneficial. There are more than 18,000 small scale industries operating in Vadodra. The prominent industries are agro-based, textile, rubber, chemical, steel fabrication, and engineering.

As traders, suppliers or manufacturers, you can lease, buy or upgrade your machinery, or increase your working capital with our Flexi Loan facility.


Business Loan in Baroda: Features and Benefits

The advantages of our business loan are as follows:

  • Flexi Loan Facility

    Bajaj Finserv Flexi Loan Facility Business Loan offers the flexibility not just to borrow, but also to repay.

  • Financing up to Rs. 45 lakh

    Avail business loan facility of up to Rs. 45 lakh to support your business goals. You can know your EMIs through business loan EMI calculator.

  • Collateral-free loans

    Bajaj Finserv offer unsecured business loans.

  • mortgage loan interest rates

    Flexible tenors

    The tenor of our loans range up to 84 months making it easy for you to expand your business.

  • Pre-approved offers

    Pre-approved offers

    As an existing Bajaj Finserv customer, you get special offers - loan top-ups or reduction of rates.

  • Online account access

    Manage your loan account at your convenience with Experia.

Documentation & Eligibility Criteria

Business loan eligibility criteria are:


    You should be between 25-65 years old


    Your business should have a vintage of at least 3 years


    Your business should have its Income Tax returns filed for at least the past 1 year


    Your business should have its previous year's turnover, duly audited by a CA

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.

The Business Loan customer profiles include self-employed professionals, self-employed non-professionals, and entities.

Interest Rates and Charges

Bajaj Finserv business loan interest rate, and fees and charges are nominal.

  • Types of Fees
  • Applicable Charges
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principal statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA
  • Part Prepayment Charges For Flexi Interest
    -only Loan & Flexi Term Loan facilities
  • NIL

Industries Served

We offer flexi business loans to manufacturers, and others in mechanical engineering industry in Baroda.

How To Apply For Business Loan In Baroda

Online Application

  • Click here to apply and fill the mandatory details

  • On submission, our Baroda representative will get in touch with you along with your pre-approved offer

Simply SMS

  • SMS ‘BL’ to 9773633633

  • Our Baroda representative will get in touch with you along with your pre-approved offer

Contact Us

To get more information, contact our office in Baroda:

Business Loan in Vadodara
6th Floor, Onyx, Old Padra Main Road, Akshar Chock, Vadodara, Gujurat 390014
Phone: 020 39574151

You may also visit us at

Bajaj Finserv Business Loan is also available in other Indian cities such as Ranchi, Mysuru, Kolhapur, Jabalpur, Dehradun, Udaipur and Kota.

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