Overview
The fourth largest city of Gujarat, Rajkot is well known for its jewellery market, watch parts and silk embroidery. With 65,000+ MSMEs operating in and around the city, Rajkot has proved its potential to emerge as one of the major industrial hubs of India.
Considering these factors, Bajaj Finserv has come up with Business Loans in Rajkot offering up to Rs.20 lakh in unsecured loans.
Business Loan Features and Benefits
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Flexi loan facility
The Flexi Loan facility from Bajaj Finserv empowers you to borrow funds when you need them and repay when you can. -
Collateral-free loans
Apply for a Business Loan without pledging any asset or collateral with Bajaj Finserv.
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Financing up to Rs.20 lakh
Business loans from Bajaj Finserv offers maximum financing of Rs.20 lakh.
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Pre-approved offers
If you are an existing Bajaj Finserv customer, contact us to know about pre-approved loan offers. -
Flexible tenors
Bajaj Finserv Flexi Loans provide you an option of repaying the loan with-in a flexible tenor, the maximum period for repayment being 8 years. -
Online account access
You can now manage your business loan online from anywhere, anytime with our customer portal - Experia.
Documentation and Eligibility Criteria
Business Loan Eligibility and Documents
To avail business loans in Rajkot, you need to fulfill the following criteria:
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Age between 22-55 years
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Business vintage of at least 3 years
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Filing of business IT returns for at least past 1 year
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Previous year's turnover duly audited by a CA
You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.
The documents required for business loan are:
Interest Rates and Charges
- Fees type
- Applicable Charges
- Rate of interest
- 18% onwards
- Processing fees
- Up to 2%
- Loan statement charges
- NIL
- Interest & principle statement charges
- NIL
- EMI bounce charges
- Rs. 2,500 per bounce
- Penal interest
- 2.00% p.m
- Secure fee
- NA
Contact Us
Online Application
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Click here to apply
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Fill in the details and click Submit
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Our representative would contact you with your pre-approved offer
Simply SMS
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SMS ‘BL’ to 9773633633
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Our representative would contact you with your pre-approved offer
Industries Served
Bajaj Finserv is extending business loan facilities for small scale manufacturing industries operating at Rajkot.
Contact Us
You can visit us at our Rajkot branch at
Office - 501 To 508, Tower B, 5Th Floor, Imperial Heights, 150 Feet Ring Road, Rajkot -360005.
You may also visit us at https://www.bajajfinserv.in/reach-us.
You can also apply for a Bajaj Finserv Business Loan from other Indian cities like Surat, Jodhpur, Baroda, and Agra.
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