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Unsecured Business Loans in Surat

According to Oxford Economics 2016 report titled Global Cities 2030, Surat is estimated to grow by 9.9% over 2016-30 period, making it the strongest growing city. Surat is the centre for diamond cutting and polishing.

The diamond industry in Surat is estimated to be worth Rs. 90,000 crore employing over two million people. The major contributors to Surat's economy are textile, diamond processing, chemical and petrochemical industries.

Traders and suppliers of diamond, manufacturers/retailers in diamond jewellery, and textile can leverage their working capital, machinery with Bajaj Finserv Business Loan in Surat. You can expand your business with flexi loan facility of up to Rs. 45 lakh.


Business Loan in Surat: Features and Benefits

Here are the benefits of our business loan:

  • loan against property emi calculator

    Flexi loan facility

    Bajaj Finserv offers flexi loan facility which allows you to borrow as per your need and repay when you can.

  • Financing up to Rs.45 lakh

    You can avail a business loan up to Rs. 45 lakh to cater to your business needs. Use business loan EMI calculator to know your EMIs

  • Collateral-free loans

    You do not require a guarantor or collateral for security to get Bajaj Finserv business loans.

  • mortgage loan interest rates

    Flexible tenors

    Business loans have a tenor of up to 84 months, so that you can avail loans for both short-term and long-term business needs.

  • Pre-approved offers

    Pre-approved offers

    As an existing Bajaj Finserv customer, you get special offers selected just for you.

  • Education loan scheme

    Online account access

    You can manage your loan account from anywhere, with our customer portal - Experia.

Documentation and Eligibility Criteria

Business loan eligibility criteria are:

  • You should be between 25-65 years old

  • Your business should have a vintage of at least 3 years

  • Your business should have its Income Tax returns filed for at least the past 1 year

  • Your business should have its previous year's turnover, duly audited by a CA

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.

The Business Loan customer profiles include self-employed professionals, self-employed non-professionals, and entities.

Interest Rates and Charges

Bajaj Finserv Business Loan interest rate is nominal and you can avail business loans at nominal fees and charges.

  • Types of Fees
  • Applicable Charges
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principal statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA
  • Part Prepayment Charges For Flexi Interest
    -only Loan & Flexi Term Loan facilities
  • NIL

Industries Served

Manufacturers, retailers, dealers and exporters in the textile, diamond, and diamond jewellery industry can avail Bajaj Finserv Business Loan in Surat.

How To Apply For Business Loan In Surat

Online Application

  • Click here to apply and fill the mandatory details
  • On submission, our Surat representative will get in touch with you along with your pre-approved offer

Simply SMS

  • SMS ‘BL’ to 9773633633
  • Our Surat representative will get in touch with you along with your pre-approved offer

Contact Us

To get more information, contact our office in Baroda:

Business Loan in Surat
4th Floor, Office No. - 404 To 406, Trinity Business Park, L. P. Savani Road, Surat, Gujurat 395004
Phone: 020 39575152

You may also visit us at

Bajaj Finserv Business Loan is also available in other Indian cities such as Aurangabad, Nagpur, Kanpur, Baroda, and Salem.

Top Cities to Avail Business Loan in Gujarat


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