How to Shop on Amazon Without a Credit Card

Amazon is known for its huge range of products, quick delivery and big sales, all in one app. You can order a phone in Pune, a washing machine in Lucknow or groceries in Kochi and track every order to your door. Easy returns on most products make online shopping less risky for first-time buyers.

Here is why millions of Indians shop on Amazon:

• Almost everything in one place: Phones, laptops, TVs, fashion, home décor and groceries are all available in one app.
• Fast delivery: Prime members get faster delivery on eligible products in many cities.
• Big sale events: Sales such as the Great Indian Festival and Prime Day bring some of the year’s lowest prices.
• Easy to compare: Ratings, reviews and product details help you choose the right model before you buy.
• Many ways to pay: Pay with UPI, net banking or cash on delivery, or pay on Easy EMIs with the Insta EMI Card.

Before your next order, check your Insta EMI Card eligibility using your mobile number and OTP. You will know your card loan offer before you add products to your cart.

Using the Bajaj Finance Insta EMI Card on Amazon takes only a few steps at checkout. Once your card is active, follow these steps to pay in Easy EMIs on the Amazon app or website:

1. Add the product you want to your cart on Amazon. Make sure your total is above Rs. 5,000.
2. At checkout, select the Bajaj Finance Easy EMI option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose your preferred repayment tenure across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Your order is placed, and EMI deductions begin from the next billing cycle.

Also read: How to use the Insta EMI Card

Shopping on Amazon saves time and makes it easy to compare products before you buy. Here are the main benefits, and how each one helps you:

• Shop any time: Place an order at midnight or during your lunch break, without visiting a market.
• Check before you decide: Customer photos, reviews and Q&A sections help you avoid buying the wrong product.
• Delivery to your door: Large items, such as refrigerators and TVs, are delivered to your home, often with installation support.
• Hassle-free returns: Most products come with a return or replacement window if something goes wrong.
• Better prices during sales: Big events such as the Great Indian Festival bring deep price cuts on phones and appliances.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan that lets you pay for Amazon orders in Easy EMIs. It is not a credit card. If you do not have a credit card, or prefer not to use one, it is a simple way to buy what you need now and pay in fixed monthly amounts.

The card suits planned purchases on Amazon, such as a new phone, a laptop or a home appliance. Here are its key features:

• A pre-qualified card loan offer of up to Rs. 6 lakh.
• A repayment tenure you choose across 3 to 60 months.
• A card you can use on Amazon and Flipkart, and at over 1.5 lakh partner stores across more than 4,000 cities.
• A one-time joining fee of Rs. 530*, with zero annual fee from the second year onwards.
• A zero down payment facility on select products and during festive season offers.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If you are eligible, you can apply instantly and start shopping on Amazon for your preferred phone, laptop or appliance easily and affordably.

*Inclusive of applicable taxes.

You can apply for the Bajaj Finance Insta EMI Card online with your PAN, Aadhaar and registered mobile number. Follow these steps before you shop on Amazon:

1. Enter your 10-digit mobile number and click on ‘GET IT NOW’ on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on ‘Yes, Auto-Fetch Details’.
4. Verify your pre-filled personal details and click ‘CONTINUE’.
5. Check your pre-qualified card loan offer amount and click ‘CONTINUE’.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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