Cell Point - Shop Mobile Phones Using the Insta EMI Card

Cell Point runs 75 plus stores across Andhra Pradesh and Telangana. Buy mobiles with the Bajaj Finance Insta EMI Card.
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Cell Point - Shop Mobile Phones Using the Insta EMI Card
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4 Min Read
July 14, 2026

In summary

You can buy smartphones and accessories at Cell Point using the Bajaj Finance Insta EMI Card. The retailer runs 75 plus partner stores across Andhra Pradesh and Telangana.

  • 75 plus partner stores across Andhra Pradesh and Telangana
  • Pre-qualified card loan offer of up to Rs. 3 lakh
  • Flexible repayment tenure across 3 to 60 months
  • Zero down payment on select products and during festive season offers
  • One-time joining fee of Rs. 530, with zero annual fee from the second year

Check your Insta EMI Card eligibility online using your mobile number and OTP, then shop at any Cell Point partner store.

 

What is Cell Point known for?

Cell Point is a leading mobile retailer based in Visakhapatnam, Andhra Pradesh. It runs 75 plus partner stores across Andhra Pradesh and Telangana, and is known for stocking a wide range of smartphones from brands such as Apple, Samsung, Vivo, and Oppo.


What are the benefits of shopping from Cell Point?

Shopping at Cell Point goes beyond just buying a phone. You get hands-on comparisons, a wide brand range, and simple payment options that make choosing and paying for your next device easier.

  • Compare flagship and budget smartphones side by side in-store before you decide
  • Access to a wide range of mobile accessories, so you can complete your purchase in one visit
  • Knowledgeable store staff help you pick a device that fits your needs and budget
  • Pay using the Bajaj Finance Insta EMI Card and split your purchase into Easy EMIs across 3 to 60 months, so your next phone fits your monthly budget

Details of Cell Point stores

Cell Point has built a strong presence across Andhra Pradesh and Telangana.

StoreAddressCity / State
Cell Point (Dabagardens)Opposite Indian Post Office, Dabagardens, Rama Arcade, First FloorVisakhapatnam, Andhra Pradesh
Cell Point, AdilabadShop No. 4-3-8/4/6/1, Cinema Road, Opp. IOB BankAdilabad, Telangana
Cell Point, KurnoolDoor No. 9/4/1, MM Road, AdoniKurnool, Andhra Pradesh
Cell Point (Hyderabad)MCH No. 5-8-512-517, Shop No. 12, Emerald Hotel, Jagdish Market Road, AbidsHyderabad, Telangana

Top product categories and brands available at Cell Point

Cell Point stocks a wide range of smartphones and mobile accessories from leading brands. You can use your Insta EMI Card to buy any of these products in Easy EMIs.

CategoryPopular brands available
SmartphonesApple, Samsung, Vivo, Oppo, OnePlus, Realme, Xiaomi
Mobile accessoriesChargers, cases, screen protectors, earphones

If you are buying smaller items such as chargers or screen protectors, consider combining a few of these together in one bill. This helps you cross the minimum invoice value needed to pay using your Insta EMI Card.


Why should I shop at Cell Point?

Cell Point combines a wide smartphone range with flexible payment options. Here is why shoppers across Andhra Pradesh and Telangana choose it for their mobile purchases.

  • Access to a wide range of smartphones and accessories under one roof, across 75 plus partner stores
  • Pay using the Bajaj Finance Insta EMI Card, with a pre-qualified card loan offer of up to Rs. 3 lakh
  • Zero down payment on select products and during festive season offers
  • Flexible repayment tenure across 3 to 60 months, so your EMIs fit your monthly budget

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card, also known as the Bajaj Finance EMI Network Card, is a pre-qualified card loan. It is not a credit card. You can use it to convert your purchases at Cell Point and other partner stores, such as Croma and Reliance Digital, into Easy EMIs.

It is accepted at 1.5 lakh partner stores across 4,000 cities in India.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred smartphones and accessories easily and affordably.


How do I apply for a Bajaj Finance Insta EMI Card?

Applying for the Bajaj Finance Insta EMI Card takes only a few minutes online. Follow these steps to get your card activated:

  1. Enter your 10-digit mobile number and click on 'GET IT NOW' on this page
  2. Enter the OTP and submit
  3. Enter your full name and click on 'Yes, Auto-Fetch Details'
  4. Verify your pre-filled personal details and click on 'CONTINUE'
  5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'
  6. Review your wallet setup details and verify the OTP
  7. Complete your identity verification by confirming your current residential address
  8. Once your identity is verified, pay a one-time joining fee of Rs. 530 (inclusive of applicable taxes)
  9. After successful payment, view your card details on the Bajaj Finance app

Note: The online process may differ slightly depending on whether you are a new customer or already have a relationship with Bajaj Finance.

Also read: How to apply for the Insta EMI Card


How do I use the Insta EMI Card at a Cell Point partner store?

Using the Bajaj Finance Insta EMI Card at any Cell Point partner store takes under 5 minutes. Follow these steps:

  • Select the smartphone or accessory you want to buy
  • At checkout, ask the store executive to process payment via the Bajaj Finance Insta EMI Card
  • Share your registered mobile number and card details
  • Choose a repayment tenure across 3 to 60 months that fits your monthly budget
  • Authenticate using the OTP sent to your registered mobile number
  • Your purchase is approved instantly, so you can take your product home the same day

How do I use the Insta EMI Card to shop online?

You can also use the Bajaj Finance Insta EMI Card to shop online on partner platforms such as Amazon and Flipkart. Here is how:

  • Add the product to your cart on Amazon or Flipkart
  • At checkout, select the Bajaj Finance Easy EMI option
  • Enter your Insta EMI Card details and registered mobile number
  • Choose your preferred repayment tenure across 3 to 60 months
  • Confirm using the OTP sent to your registered mobile number
  • Your order is placed, and your EMI deduction begins from the next billing cycle

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.


Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card


What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

 Also read: Eligibility criteria for the Insta EMI Card


Explore more:

EMI full formBNPLPOS full form

 

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Frequently asked questions

Can I use the Insta EMI Card to shop at Cell Point?

Yes, Cell Point is a partner store, so you can use your Bajaj Finance Insta EMI Card to shop there. Simply tell the store executive you want to pay using your card, share your details, and choose a repayment tenure that suits your budget. You can check your Insta EMI Card eligibility online before you visit.

How to buy products on EMI at Cell Point?

At the billing counter, share your registered mobile number linked to your Bajaj Finance Insta EMI Card. The store representative will fetch your card details, so you can choose a repayment tenure that fits your budget. Confirm the transaction using the OTP sent to your mobile number, and your purchase is approved instantly.

Can I buy the latest smartphones on EMI at Cell Point?

Yes, you can buy the latest smartphones on EMI at Cell Point using your Bajaj Finance Insta EMI Card. The store stocks brands such as Apple, Samsung, Vivo, and Oppo. The card offers a pre-qualified card loan of up to Rs. 3 lakh, so you can split your purchase into Easy EMIs.

What documents are required to shop on EMI at Cell Point?

To shop on EMI at Cell Point, you need a PAN card, an Aadhaar card for KYC verification, and your registered mobile number. The entire process is fully digital, so you do not need to submit any physical documents. Check your Insta EMI Card eligibility online using just your mobile number and OTP.

What EMI tenure options are available when shopping at Cell Point?

You can choose a repayment tenure ranging from 3 to 60 months when shopping at Cell Point with your Bajaj Finance Insta EMI Card. This flexibility lets you pick a monthly instalment amount that fits your budget, whether you are buying a flagship smartphone or an accessory.

Can I convert my Cell Point purchase into EMIs using the Insta EMI Card?

Yes, you can convert your Cell Point purchase into Easy EMIs using the Bajaj Finance Insta EMI Card. At checkout, tell the store executive to process the payment via your card, then choose a repayment tenure that fits your budget, with amounts split across 3 to 60 months.

What are the advantages of using an Insta EMI Card for mobile purchases at Cell Point?

Using the Bajaj Finance Insta EMI Card at Cell Point lets you buy smartphones and accessories without paying the full amount upfront. You get a pre-qualified card loan offer of up to Rs. 3 lakh, zero down payment on select products, and a repayment tenure across 3 to 60 months.

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Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

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Disclaimer

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