Cell Point - Buy Mobile Phones and Accessories without Credit Card

Step by Step Guide to Know How to Shop on Cell Point using Insta EMI Card
Cell Point - Shop Mobile using Insta EMI Card
3 min
15 July 2025

Discover Cell Point, your go‑to destination in Andhra Pradesh for the latest smartphones, accessories, and unbeatable EMI deals. Shop top-tier brands like Samsung, Vivo, Apple, and more—with free shipping and returns, plus 24/7 support. Finance your purchase effortlessly with the Insta EMI Card, enjoying zero upfront cost, no hidden charges, and flexible monthly instalments that suit your budget. Whether you're eyeing a flagship device or a budget-friendly model, Cell Point offers a seamless, secure, and customer-first shopping experience across its 75+ stores in the region. Shop smart—shop Cell Point!

Cell Point overview

Cell Point is a well-established retailer with multiple stores across India, specialising in the latest smartphones, mobile accessories, and other electronic devices. Known for its excellent customer service and a wide range of products, Cell Point has become a trusted destination for those looking to upgrade their mobile devices. The stores offer a diverse selection of brands such as OnePlus, Vivo, and Samsung, catering to different budget segments. Whether you are looking for a high-end smartphone or budget-friendly options, Cell Point ensures you find the perfect device. Customers can also take advantage of the Insta EMI Card, allowing them to shop without any upfront cost and repay the amount through flexible monthly instalments. With its extensive store network, competitive pricing, and easy financing options, Cell Point remains a preferred choice for many Indian consumers.

List of Cell Point stores

The table below lists the Cell Point stores you can shop at using your Bajaj Finserv Insta EMI Card. Do not have your card yet? You can check your eligibility in moments by entering your mobile number and OTP for verification.

Store name

Address

City / State

Timings

Cell Point (Dabagardens)

Opposite Indian Post Office, Dabagardens, Rama Arcade, First Floor

Visakhapatnam, Andhra Pradesh

10 AM – 9 PM*

Cell Point, Adilabad

Shop No. 4-3-8/4/6/1, Cinema Road, Opp. IOB Bank

Adilabad, Telangana

10 AM – 9 PM*

Cell Point, Kurnool

Door No. 9/4/1, MM Road, Adoni

Kurnool, Andhra Pradesh

10 AM – 9 PM*

Cell Point (Hyderabad)

MCH No. 5‑8‑512‑517, Shop No. 12, Emerald Hotel, Jagdish Market Road, Brook Bond Colony, Abids

Hyderabad, Telangana

10 AM – 9 PM*

List of available products at Cell Point

Cell Point offers a wide variety of mobile phones, accessories, and electronics at competitive prices. The product range includes top-selling brands such as OnePlus and Vivo, alongside a selection of mobile accessories. Whether you are searching for the latest smartphone model or need durable accessories to complement your device, Cell Point has something for every customer. Additionally, they stock chargers, screen protectors, and headphones, ensuring a one-stop shopping experience. Customers can also explore offers on mobile insurance and extended warranties, providing extra peace of mind during their purchase.

Product category

Popular brands available

Product types included

Smartphones

Apple, Samsung, Vivo, Oppo, Realme, Nokia, Motorola, Infinix, Tecno, Xiaomi

4G/5G Smartphones, Flagship Phones, Budget Phones

Tablets

Samsung, Apple iPad, Lenovo

Wi-Fi Tablets, LTE Tablets, Kids Tablets

Laptops

HP, Dell, Lenovo, Acer

Business Laptops, Gaming Laptops, Student Laptops

Smart TVs

Xiaomi, OnePlus, Samsung, LG, Worldtech

Android TVs, 4K TVs, LED TVs, Smart TVs

Air conditioners

Lloyd, Voltas, Blue Star

Window ACs, Split ACs, Inverter ACs

Washing machines

LG, Samsung, Whirlpool

Front Load, Top Load, Semi-Automatic

Refrigerators

LG, Samsung, Whirlpool

Single Door, Double Door, Side-by-Side

Wearables

boAt, Fire-Boltt, Noise, Apple, Samsung

Smartwatches, Fitness Bands

Audio devices

JBL, boAt, Sony, Realme, Zebronics

Bluetooth Speakers, Earbuds, Headphones

Mobile accessories

Mi, Apple, Samsung, Inbase, GOVO

Chargers, Cables, Cases, Screen Protectors

Personal grooming

Philips, Nova

Trimmers, Shavers, Hair Dryers

Kitchen appliances

Prestige, Butterfly

Mixer Grinders, Induction Cooktops, Electric Kettles, Modular Kitchen

Home appliances

Orient, Usha, Crompton

Ceiling Fans, Air Coolers, Water Heaters

 

How to use Insta EMI Card at Cell Point?

Using the Insta EMI Card at Cell Point is a seamless process. Once you select your desired product, approach the checkout counter and present your Insta EMI Card. You can divide the total amount of your purchase into easy monthly instalments based on your chosen tenure. The card also eliminates the need for a credit card or extensive documentation, making the process quick and hassle-free. Simply use your Insta EMI Card at the point of sale, and you will receive instant approval. The instalments are automatically deducted from your account, allowing you to enjoy your new mobile without any financial stress. It really is that simple! Ready to embrace this simple and smart financial tool? Check your Insta EMI Card offers now by sharing your mobile number and entering your OTP for verification.

Benefits of using the Insta EMI Card on Cell Point

The Insta EMI Card offers several benefits when shopping at Cell Point. First, it provides an easy EMI option, which means you can purchase the latest smartphones or accessories without paying any interest. Secondly, it eliminates the need for a down payment, making it possible for customers to take home their desired mobile immediately. The flexible repayment tenures also allow customers to choose a payment plan that fits their budget, ranging from 3 to 60 months. Additionally, the Insta EMI Card can be used across multiple Cell Point stores, providing customers with a convenient and accessible shopping experience.

Check now: Features and benefits of the Insta EMI Card

Eligibility criteria for the Insta EMI Card

To be eligible for the Insta EMI Card, you must meet certain criteria set by the issuer. Applicants must be Indian citizens between the ages of 21 and 65 and should have a regular income source. Existing Bajaj Finserv customers with a good repayment history are pre-qualified for the Insta EMI Card, while new customers may be required to submit minimal documentation, such as identity proof and address proof. Your CIBIL score and financial history are also considered during the application process. Once approved, you can use the card to shop at various partnered stores, including Cell Point. Ready to check your eligibility? Enter your mobile number and OTP for verification to know your offers instantly!

How to apply for an Insta EMI Card?

Wondering how to apply for the Insta EMI Card? It is simple and can be done online or at any Bajaj Finserv partner store, such as Cell Point. To apply online, visit the official Bajaj Finserv website, fill out the application form, and submit the required documents for verification. If you prefer applying in person, you can visit a nearby Cell Point store with your documents, where the store representative will assist you through the process. Once your application is processed and approved, you will receive your Insta EMI Card either physically or digitally, enabling you to start shopping immediately.

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Frequently asked questions

Does Cell Point accept Bajaj Finserv Insta EMI Cards?

Yes, Cell Point accepts the Bajaj EMI Card. You can use your Insta EMI Card to purchase mobile phones, accessories, and other electronics at any Cell Point store. This card allows you to convert your purchase into easy, monthly instalments, making the shopping process convenient. Check your eligibility to get yours today! Enter your mobile number and OTP to know your Insta EMI Card offers.

How to buy products on EMI at Cell Point?
To buy products on EMI at Cell Point, simply select your desired item and present your Insta EMI Card at the checkout. The amount will be divided into easy monthly instalments, allowing you to pay in smaller, manageable amounts without any upfront payment or credit card requirement.

Which product is best to shop at Cell Point stores?
Cell Point offers a variety of products, including OnePlus and Vivo smartphones, which are highly popular for their features and affordability. Additionally, mobile accessories like chargers, cases, and screen protectors are also available. These products are the best-sellers, making them ideal choices for shoppers at Cell Point.

What are the benefits of shopping using an Insta EMI Card at Cell Point?

Shopping with the Insta EMI Card at Cell Point offers several benefits, including easy EMI, no down payment, and flexible repayment tenures. You can purchase high-quality products without paying interest, making it affordable to buy the latest smartphones or accessories while managing your finances easily. Check your offers now to adopt this smart shopping tool. You might already be eligible; find out by entering your mobile number and OTP for verification.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.