The Maharashtra Housing and Area Development Authority, also known as MHADA, provides schemes giving residents of Maharashtra access to affordable residential property. Mumbai’s MHADA scheme offers over 1,300 low-cost houses via a lottery system. The winning applicants are segregated based on their income.
The cost of these houses or flats ranges from Rs. 14.6 lakh to Rs. 5.8 crore and varies depending on the income group. As per the authorities, in 2019, 63 flats were to be allotted to the economically weaker section (EWS), 126 to low-income group (LIG), 201 to middle-income group (MIG) and 194 units to high-income group (HIG) applicants.
What is MHADA Lottery scheme?
The MHADA Lottery Scheme is a government-backed initiative launched by the Maharashtra government to provide affordable housing to residents from various income brackets. The process is carried out online to ensure it remains fair and transparent. Those who wish to buy a home through MHADA must first apply and then wait for the results of a random draw.
The flats are distributed under four income-based categories:
- Economically Weaker Section (EWS)
- Lower Income Group (LIG)
- Middle Income Group (MIG)
- High Income Group (HIG)
This system allows eligible applicants to own a home at subsidised rates in well-developed areas of the state. Over the years, MHADA has built homes in cities like Mumbai, Pune, Nagpur, and Nashik to help more people own property.
Important dates for MHADA Lottery 2026
The schedule for the MHADA Lottery 2026 has been clearly announced, and applicants must follow each step carefully. Missing any deadline can lead to rejection of the application, so it is wise to complete the process well in advance rather than waiting until the last moment.
- Application start date: 30 March 2026 (12:00 PM)
- Application end date: 30 April 2026 (11:59 PM)
- Last date for online payment: 02 May 2026
- Draft list publication: 08 May 2026
- Final list of accepted applications: 12 May 2026
- Lottery draw result date: 15 May 2026
All these dates are fixed by the authority and are usually not extended. Applicants should plan their registration, document submission, and payment well before the deadlines. Completing the process early helps avoid technical issues or last-minute errors that could affect eligibility. Staying updated with official announcements is also important to ensure you do not miss any changes or instructions related to the lottery process.
MHADA Lottery Mumbai 2026 registration and deadline dates: Timeline
The application process for the MHADA Mumbai Lottery 2026 began on 30 March 2026, at 3:00 PM. Applicants can submit their forms online until 29 April 2026. The last date to complete the earnest money payment through online banking methods is 30 April 2026. A preliminary list of applicants will be shared on 05 May followed by a short period for corrections until May 08. The final list will be released on May 12, and the draw will take place on 15 May 2026.
Mhada Lottery 2026: MHADA Mumbai Lottery 2026 announced; a total of 2640 houses to be drawn, find out the prices and square footage
The MHADA Lottery 2026 has received a strong response from the public right from the start. Within just a few hours of opening the application window, hundreds of people submitted their forms, and many also completed the earnest money payment. This early participation clearly shows the high level of interest among homebuyers in Mumbai.
This scheme brings a positive opportunity for residents looking to own a home at relatively affordable prices. In previous years as well, the lottery attracted a large number of applicants compared to the number of homes available. A similar trend is expected this year, given the demand for reasonably priced housing in the city.
The flats offered under this lottery are designed to suit different income groups. For example, the most budget-friendly home is located in Mankhurd, with an area of around 20.91 square metres and priced at approximately Rs. 29 lakh. At the other end, premium homes are also available in prime areas like Tardeo, with larger spaces of about 142 square metres and prices going up to nearly Rs. 7 crore.
There are also mid-range options available in locations such as Goregaon, where homes are priced at around Rs. 32 lakh under government housing schemes. These flats are expected to attract significant demand due to their balance between price and location benefits.
Overall, the MHADA Lottery 2026 offers a wide mix of housing options, making it suitable for different types of buyers. With applications increasing quickly, those interested should complete their registration and payment process without delay to improve their chances of participation.
Key highlights:
- Strong response from applicants within hours of launch
- Hundreds of applications already submitted
- Homes available across multiple price ranges
- Demand expected to rise further in the coming days
MHADA Lottery 2026: Where are the flats located in Mumbai?
The flats available under the MHADA Lottery 2026 are spread across several well-known areas in Mumbai. These include locations such as Vikhroli, Goregaon, Borivali, Gorai, Chembur, Bandra, Ghatkopar, Wadala, Powai, and Dadar. This wide distribution allows applicants to choose homes based on their preferred location.
Out of the total 2,640 units, a large portion is still under construction. Some flats have been sourced from private developers, while others are scattered units located in existing housing colonies across the city.
MHADA Mumbai Lottery 2026: Income slabs and eligibility criteria
The MHADA Lottery 2026 categorises applicants based on their annual family income. The Economically Weaker Section (EWS) includes families earning up to Rs. 6 lakh per year. The Lower Income Group (LIG) covers those earning between Rs. 6 lakh and Rs. 9 lakh, while the Middle Income Group (MIG) includes incomes between Rs. 9 lakh and Rs. 12 lakh. Applicants earning above Rs. 12 lakh fall under the High Income Group (HIG).
To apply, individuals must be at least 18 years old and should have a Maharashtra domicile certificate proving at least 15 years of residence. They should not own a residential property in the same area.
MHADA Mumbai Lottery: Where to apply and how the process works
Applications for the MHADA Lottery 2026 must be completed online through the official housing portal. Even if you have applied in earlier years, you will need to register again for this lottery cycle. The process involves filling out personal details, uploading documents, and making the required payment.
Applicants must have essential documents such as an Aadhaar Card, PAN Card, and Income Tax Returns for FY 2024–25. There is also a separate portal for booking unsold flats under the first-come, first-served system, where buyers can select a unit and pay a portion of the cost immediately to confirm the booking.
MHADA Latest news: MHADA Lottery for 3,350 houses in March-April; flats available in Goregaon, Vikhroli, and Kandavali in Mumbai
The MHADA Lottery continues to generate strong interest across Maharashtra, with new housing projects being planned regularly. The Mumbai Board is preparing to release a large number of homes, offering fresh opportunities for buyers looking for affordable housing in the city.
A significant number of these flats are located in areas such as Goregaon, Vikhroli, and Kandivali. Most units in Goregaon form the largest share, while additional homes are available in Vikhroli and nearby localities. Many of these projects are nearing completion, which means possession timelines could be relatively shorter compared to earlier schemes.
In previous lotteries, the number of applications has been much higher than the number of homes available, showing the growing demand. With preparations moving quickly and construction in advanced stages, the upcoming lottery is expected to attract even more applicants in Mumbai.
MHADA Budget 2026-27: Housing authority earmarks Rs. 10,585 crore to build 13,012 affordable homes
MHADA has planned a large investment for the financial year 2026–27 to boost affordable housing. A total budget exceeding Rs. 17,000 crore has been set, out of which Rs. 10,585 crore will be used specifically for constructing over 13,000 homes across different regions.
This development will cover multiple cities, including Mumbai, Pune, Nagpur, Nashik, and others. A major share of the budget has been allocated to Mumbai projects, while significant funds are also assigned to regions like Konkan and Pune to support housing growth.
The authority has also set aside funds for improving existing housing infrastructure, including repairs and redevelopment. With consistent planning and investment, MHADA aims to increase housing availability and meet the rising demand for affordable homes across Maharashtra.
MHADA update: Over 70% of 118 flats being sold on a first-come, first-served basis in Mumbai are priced below Rs. 2 crore
MHADA has introduced a first-come, first-served scheme offering 118 flats in Mumbai. A large share of these homes is priced below Rs. 2 crore, making them accessible to a wider group of buyers. Some units are even available below Rs. 1 crore, providing affordable entry options.
The pricing pattern reflects general market trends, where most property purchases fall within the lower price brackets. A smaller number of flats are available in higher price ranges, catering to premium buyers looking for larger or better-located homes.
The most expensive apartment under this scheme is located in Tardeo, with a price of around Rs. 8 crore. At the same time, the most affordable option is in Mankhurd, priced at around Rs. 31 lakh, offering a compact living space suitable for smaller families.
These flats were previously unsold in earlier lotteries and are now being offered again. Buyers can select a unit online and confirm their booking by paying a portion of the cost within a short time frame.
MHADA Pune Lottery 2026 update: How to book 3000 homes, key dates, and eligibility
The MHADA Pune Board is preparing to launch a new lottery offering around 3,000 homes in March 2026. This comes after the successful completion of a previous draw, where thousands of flats were allotted to applicants. The new scheme aims to continue meeting the growing housing demand in the region.
These homes will be located in key areas such as Pune and Pimpri-Chinchwad, with some units nearing completion. The scheme will include both residential and selected non-residential properties, giving buyers multiple options based on their needs.
MHADA Lottery 2026: Good news for home buyers! 2,000 MHADA houses in Thane, Kalyan, Dombivli; Lottery to be held 'this' month
There is encouraging news for people hoping to own a home in the Mumbai metropolitan region. Maharashtra Housing and Area Development Authority (MHADA) is expected to launch a new housing lottery under its Konkan Board, offering around 2,000 affordable homes. This announcement has created excitement among buyers looking for reasonably priced housing options as property rates continue to rise across the region. For many families, these homes may provide a practical path towards home ownership at lower-than-market prices.
As per the current updates, the official notification for the lottery is likely to be released in February 2026. Following the registration and document verification process, the draw is expected to take place between April and May 2026. Interest has increased because earlier planned lotteries in nearby regions were delayed due to limited housing stock, making this upcoming draw especially significant for applicants.
The houses will be located mainly in well-connected suburban areas such as Thane, Kalyan and Dombivli, which have seen rapid residential development in recent years. These locations attract buyers due to improving infrastructure and transport links. The scheme is expected to include homes reserved through private developer quotas and units built under affordable housing programmes, making them suitable for low- and middle-income households.
MHADA Lottery: Dislike of MHADA houses? Nearly 2000 winners rejected houses, what is the reason?
Although MHADA lotteries usually attract large numbers of applicants, recent developments have shown a different trend. In one of the recent Konkan Board draws, a significant number of winners chose not to accept the homes allotted to them. Reports indicate that nearly 2,000 successful applicants returned their units, raising questions about buyer expectations and the changing housing market.
One major reason cited by many applicants is pricing. Several buyers feel that the cost of some MHADA homes has risen to levels similar to those offered by private developers, reducing the financial advantage that these schemes traditionally provided. In addition, some projects are located far from railway stations or key commercial centres, making daily commuting difficult for residents. Concerns have also been raised about limited amenities when compared with modern private housing complexes.
As a result, the number of unsold properties across multiple Konkan Board lotteries has increased significantly, crossing 14,000 units. In an earlier draw that offered over 5,000 homes, hundreds of units had to be withdrawn due to low response. Since the waiting list is limited, filling rejected homes becomes challenging, and authorities may need to include them again in future lotteries.
If demand remains weak, MHADA may eventually have to offer these homes through first-come, first-served sales, a method that has been used in certain locations in the past. The situation highlights the importance of pricing, location and facilities in determining buyer interest in affordable housing projects.
MHADA lottery 2025: 5,000 affordable homes set to go on sale in Mumbai this Diwali, says Maharashtra Housing Authority
The Maharashtra Housing and Area Development Authority (MHADA) has announced that its Konkan Housing and Area Development Board will hold a computerised lottery draw for 5,354 flats and 77 residential plots located across Thane city and district, Vasai (Palghar district), Oros (Sindhudurg district), and Kulgaon-Badlapur. The draw will be held at 11 a.m. on Saturday, 11 October 2025, at Dr. Kashinath Ghanekar Theatre, Thane, under the presence of Deputy Chief Minister and Housing Minister Eknath Shinde.
This year, MHADA has received 1,84,994 applications, out of which 1,58,424 include deposits. The event will be shown live on LED screens at the venue and streamed on MHADA’s official YouTube and Facebook pages. The winners’ list will be released after 6 p.m. on housing.mhada.gov.in, with SMS alerts sent to selected applicants.
Now that you know the basics about MHADA full form and the affordable housing schemes it offers, here’s more information you should be aware of before applying for the MHADA lottery scheme.
What are the various MHADA Boards in Maharashtra?
MHADA works through several regional boards to carry out its housing and development programmes across different parts of Maharashtra. Each board oversees specific areas and manages lotteries, construction, and administration for its zone. These boards are:
- Mumbai Housing and Area Development Board (MHADB)
- Konkan Housing and Area Development Board (KHADB)
- Pune Housing and Area Development Board (PHADB)
- Nagpur Housing and Area Development Board (NHADB)
- Nashik Housing and Area Development Board (NHADB)
- Chhatrapati Sambhajinagar Housing and Area Development Board (AHADB)
These boards ensure that housing development is balanced and accessible across urban and semi-urban regions.
Types of MHADA Lottery schemes
MHADA provides several different schemes to suit the needs of various homebuyers across the state. These are designed to make housing accessible and inclusive:
- General Lottery – Open to all who meet the eligibility criteria.
- Pradhan Mantri Awas Yojana (PMAY) – Focused on homes for economically weaker sections.
- First Come, First Serve (FCFS) – Homes are allotted based on the order of applications.
- E-Auction – Bidders can compete for commercial units and plots.
- Comprehensive Housing Schemes – Customised for government employees, widows, and disadvantaged groups.
Each scheme has its own eligibility requirements and processes, but all aim to support the government’s mission of affordable housing for all.
What is MHADA lottery scheme eligibility criteria?
Category | Annual family income (Mumbai, Pune, Nagpur) | Annual family income (Rest of Maharashtra) | Carpet area |
EWS | Up to Rs. 6 lakh | Up to Rs. 4.5 lakh | 30 sqm |
LIG | Up to Rs. 9 lakh | Up to Rs. 7.5 lakh | 60 sqm |
MIG | Up to Rs. 12 lakh | Up to Rs. 12 lakh | 160 sqm |
HIG | Above Rs. 12 lakh | Above Rs. 12 lakh | 200 sqm |
- You must be over the age of 18 years
- You must have a domicile certificate that proves you’re a resident of Maharashtra
- You must have a PAN card
- You must be a salaried professional
Note that you can’t apply on behalf of your children or if you’re already a beneficiary of another MHADA lottery scheme.
Moreover, you can apply for a home loan based on your monthly income. Take a look at the eligibility criteria with regards to this.
- If your monthly income is between Rs. 25,001 and Rs. 50,000, you can apply for LIG flats
- If your monthly income is between Rs. 50,001 and Rs. 75,000, you can apply for MIG flats
- If your monthly income is over Rs. 75,000, you can apply for HIG flats
What are the documents required for MHADA lottery?
Here are the documents you will need to provide when applying for the MHADA housing scheme to prove your eligibility.
- Aadhaar card
- PAN card
- Domicile certificate
- Passport
- Voter’s ID
- Birth certificate
- Driver’s license
- School leaving certificate
MHADA Lottery refund policy 2026
If an applicant is not selected in the MHADA lottery draw, their Earnest Money Deposit (EMD) will be refunded within 7 working days. However, the application processing fee and applicable GST charges are not refundable under any circumstances.
Pricing of MHADA houses lottery scheme in Mumbai
The authority in charge of the scheme has set fixed prices for the units available under the MHADA lottery housing scheme. They are as follows.
- Units available to EWS applicants are priced under Rs. 20 lakh
- Units for LIG applicants retail between Rs. 20 lakh and Rs. 30 lakh
- Units earmarked for MIG applicants cost between Rs. 35 lakh and Rs. 60 lakh
- Units for sale to HIG applicants will set you back by Rs. 60 lakh and Rs. 5.8 crore
What is the application process for MHADA lottery scheme?
Now that you are familiar with the nitty-gritty of the scheme, let’s walk you through the easy application process.
- Log on to MHADA’s official website and register by creating an account
- Then click here to apply for the MHADA Pune scheme or the MHADA Mumbai scheme.
- Fill out the MHADA online form for the city of your choice with basic information
- As per your income group, select the lottery and scheme you wish to participate in
- Print your application acknowledgement for future reference
- Use any of the available online payment methods to make your payment and complete the process
MHADA Lottery: First Come, First Serve (FCFS) Scheme
The First Come, First Serve scheme allows applicants to book a home without waiting for a draw. Units are allotted in the order of applications received. This option is mainly available for homes under the EWS and LIG categories, offering quicker access to affordable housing.
Can you sell your MHADA flat?
MHADA flats come with a five-year lock-in period, during which the buyer cannot sell the property. After this period, the owner is free to sell the flat legally. Some people try to bypass this rule using a Power of Attorney instead of a registered sale deed. This method is illegal and risky — if MHADA conducts a check and finds such a deal, the buyer may lose possession of the property. Always follow proper legal procedures when dealing with MHADA properties.
MHADA E-Auction 2026
MHADA holds online e-auctions for shops and plots across different regions in Maharashtra. Interested buyers can register and participate through the MHADA e-auction website. This is a transparent bidding system open to eligible participants.
Conclusion
Housing schemes are a great way to reduce the cost of becoming a homeowner. Moreover, these units are newly developed and hence may offer better amenities compared to other apartments. However, a 2018 report highlighted that of the 9,000 houses listed under the MHADA lottery scheme, over 10% were lying vacant. This is because most of these units are earmarked for the Pradhan Mantri Awas Yojana (PMAY), and there aren’t enough applicants available. Thus, it’s a good idea to consider applying through PMAY so that you can enjoy a hefty interest subsidy to the tune of Rs. 2.67 lakh. Bajaj Housing Finance Limited Home Loan is one option that facilitates application via PMAY.
Through Bajaj Finserv, you can get a home loan of up to Rs. 15 Crore* as a sanction to buy, build or renovate your home. Additionally, you benefit from a nominal interest rate and a flexible tenor of up to 32 years. You can also expedite the application process by applying online. But first, check your pre-approved offer as you can apply using a personalised offering that suits your financial profile.
Who can get MHADA flats?
MHADA flats are available to residents of Maharashtra who fall within specific income categories: Economically Weaker Section (EWS), Low-Income Group (LIG), Middle-Income Group (MIG), and High-Income Group (HIG). Eligibility criteria include income limits, residency proof, and adherence to scheme guidelines.
Beyond MHADA eligibility criteria, having a pre-approved home loan can significantly improve your chances in any housing scheme and provide backup options if lottery results don't work in your favour. Bajaj Finserv serves applicants across all income categories with CIBIL Scores of 725 and above. Check your eligibility for comprehensive home financing solutions. You may already be eligible, find out by entering your mobile number and OTP.
How does the MHADA lottery system work?
The MHADA lottery system works by inviting applications from eligible individuals. After the application process closes, a random computerised lottery is conducted. The winners are then allotted flats based on their income category and preferences, ensuring transparency and fairness in the distribution process.
While waiting for MHADA lottery results, it's wise to explore alternative financing options to ensure you're prepared for any outcome. Home loan from Bajaj Finserv offers 5,000+ approved projects and balance transfer facilities, giving you flexibility in your home buying journey. Check your loan offers to stay prepared for various housing opportunities. You may already be eligible, find out by entering your mobile number and OTP.
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