Bajaj Finserv Home Loan in Gurgaon
Gurgaon, a city in Haryana has fast emerged as India's second-largest IT hub. The city's banking and financial spheres are also crucial in generating employment.
To address the city's growing demand for homes and home loans, Bajaj Finserv offers residents low-interest rates and lenient tenors.
Apply online today or visit your closes Bajaj Finserv branch to avail of a home loan.
Features and benefits
Applicants interested in availing a housing loan in Gurgaon can read more to know about the features of the Bajaj Finserv Home Loan.
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Reasonable rate of interest
Starting from 7.49%* p.a, Bajaj Finserv offers applicants an affordable home loan option to fit their finances.
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Speedy disbursal
No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 48* hours from approval.
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Ample sanction amount
Bajaj Finserv provides loan amounts as much as Rs. 15 Crore* to eligible candidates, to boost your home buying journeys.
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5000+ project approved
Find over 5000+ choices in approved projects and enjoy better home loan terms from Bajaj Finserv.
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External benchmark linked loans
By opting for the Bajaj Finserv Home Loan linked to an external benchmark, applicants can enjoy reduced EMIs along with favourable market conditions.
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Digital monitoring
Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.
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Long tenor stretch
The Bajaj Finserv home loan tenor stretches up to 32 years allowing borrowers a buffer period to plan out their EMI payments.
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Zero contact loans
Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans and getting an easy approval.
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No prepayment and foreclosure charge
Bajaj Finserv allows you to foreclose the loan or make part-prepayments at no extra costs or prepayment penalty – making way for maximum savings.
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Loan subsidies
Avail of the loan subsidies offered under the PMAY scheme, with Bajaj Finserv. Approach us for updated terms and best home loan deals.
Gurugram is home to over 250 Fortune 500 companies and registers India’s third highest per-capita income.
Build your dream home in this rapidly developing city with a housing loan from Bajaj Finserv. We offer a high loan value at simple eligibility criteria and follow hassle-free documentation to make the process simple and less time consuming.
Home loan eligibility criteria
Criteria |
Self-employed |
Salaried |
Age (in years) |
23 years - 70 years |
23 years - 67 years |
CIBIL score |
725 + |
725 + |
Citizenship |
Indian |
Indian |
Monthly income |
Should show a steady source of income for at least 5 years |
|
Work experience/ business continuity (in years) |
5 years |
3 years |
Apart from meeting the eligibility requirements, declare your additional income sources to get a higher loan amount. Borrowers are suggested to go through the Home Loan EMI Calculator to calculate their monthly EMI payments, to see if it suits their financial standing.
Important Links: Home Loan Eligibility Criteria | Documents Required for Home Loan | Home Loan Balance Transfer | Joint Home Loan | Home Loan Tax Benefits | Home Loan Subsidy
Things to consider while buying a home in Gurgaon
Here are some pointers to consider while buying a home in Gurgaon:
- Location: Choose a locality with good connectivity, proximity to workplaces, schools, and hospitals.
- Builder reputation: Research the builder's track record, quality of construction, and timely delivery of projects.
- Legal due diligence: Verify property titles, approvals, and clearances from authorities.
- Amenities and facilities: Evaluate the availability and quality of amenities like security, parking, parks, and clubs.
- Future development: Assess upcoming infrastructure projects and their impact on property value.
- Budget and financing: Plan your budget and explore financing options like home loans.
- Resale value: Consider the potential resale value and market trends in the area.
- Neighbourhood: Understand the community dynamics, safety, and social infrastructure.
Home loan interest rate, fees & charges
The Bajaj Finserv Home Loans in Gurgaon offers residents a high loan amount at competitive home loan interest rates and reasonable additional fees. Above all, we do not levy any hidden charges. Enjoy a truly hands-free borrowing experience by applying online today.
*Terms and conditions apply
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Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.
Disclaimer
While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. In case any inconsistencies observed, please click on reach us.
*Terms and conditions apply
Frequently asked questions
Enter the home loan principal, tenor and interest rates to our home loan EMI calculator to know your EMI projection.
Here is a checklist for the documents needed –
- Identity proof
- Address proof
- Salary slips/ Form 16
- Business proof
- Bank statement
- Photographs
You may be asked to submit additional documents to initiate loan processing.
Follow these easy steps to avail of a home loan online.
Step 1 – Open the online application form
Step 2 – Enter information related to income, employment, property, etc.
Step 3 – Book an offer by paying secure fee online
Step 4 – Upload the documents required for loan processing
Yes, a good credit score is crucial for getting a home loan in Gurgaon. Lenders typically look for scores above 725 for favourable terms.
The maximum repayment period for home loans with Bajaj Finance can extend up to 32 years.
