Care Health Insurance

Care Health Insurance - Infective Endocarditis Cover starting at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium starts at Rs. 271

    Coverage up to Rs. 3 lakh, premium starts at Rs. 271

    Covers your hospital and medical expenses due to Infective Endocarditis with coverage of up to Rs. 3 lakh.

  • Hospitalisation cover

    Hospitalisation cover

    Covers expenses incurred due to hospitalisation provided the diagnosis is issued by an appropriate consultant neurologist.

  • Diagnostic, treatment, and medication cover

    Diagnostic, treatment, and medication cover

    Covers expenses incurred from the cost of diagnostic tests, doctor’s fees, medication costs, and treatment charges, such as ICU, transfusion, and room rent.

  • Ambulance cover

    Ambulance cover

    ambulance expenses up to Rs. 2000 are covered.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Infective Endocarditis Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process. 

Eligibility criteria

  •  Exclusively for Bajaj Finance customers
  •  Nationality: Indian 
  •  Age: 18+ years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.

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Policy details

Here’s a quick look at the policy details of Infective Endocarditis Cover:

  • Premium Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Infective Endocarditis Cover:

  • Key inclusions
  • Key Exclusions
Key inclusions Description
Pre-hospitalisation expenses Covers pre-hospital charges up to 30 days
Hospitalisation Expenses during hospital treatment
Post-hospitalisation Covers post-hospital charges up to 60 days
Treatment expenses Hospital room rent, ICU, transfusion, doctor fees, medicines and tests
Ambulance cost Covers ambulance expenses up to Rs. 2000
Key exclusions Description
Any pre-existing disease No pre-existing medical illness is covered
Ailments during the waiting period Illnesses detected within 90 days from the purchase of the policy
Illness other than specified under the policy Any illness other than those specified under this policy

How to claim

You can reach out to the insurer (Care Health Insurance) to claim the benefits of the Infective Endocarditis Cover by email or phone:;

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at claims@careinsurance.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of this Infective Endocarditis Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

What is Infective Endocarditis Cover?

Infective Endocarditis Cover is an insurance product from Care Insurance offered through Bajaj Finance that provides financial support for all medical expenses associated with its treatment.

What are the benefits of Infective Endocarditis Cover?

The Infective Endocarditis Cover provides the financial support necessary during this critical period to protect your financial interests with coverage for hospitalisation benefits.

What is the claim process for Infective Endocarditis Cover?

You can reach out to the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.

What is the sum insured for the Infective Endocarditis Cover?

The policy is available at a sum insured of up to Rs. 3 lakh with a premium starting at Rs. 271.

What is covered under Infective Endocarditis Cover?

Infective Endocarditis Cover provides coverage for all medical expenses incurred for infective endocarditis surgery-related treatment, including ambulance, hospitalisation, medication, doctor’s fees, and other treatment charges along with various pre- and post-hospitalisation expenses.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.