Care Health Insurance

Care Health Insurance - Bacterial Meningitis - Indemnity, premium starting at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium Rs. 271

    Coverage up to Rs. 3 lakh, premium Rs. 271

    Get coverage against medical expenses arising out of treatment and hospitalisation for bacterial meningitis.

  • Comprehensive cover

    Comprehensive cover

    The policy covers the expenses against treatment, medicines, and doctor’s fees.

  • Pre- and post-hospitalisation expenses

    Pre- and post-hospitalisation expenses

    Get coverage for the treatment availed 30 days before and 60 days after hospitalisation.

  • Coverage for diagnostic tests

    Coverage for diagnostic tests

    Covers diagnostic tests costs within the specified pre-hospitalisation period or during hospitalisation.

  • End-to-end online process

    You can buy the policy online through our 100% digital and paperless process in just six simple steps.

  • Road ambulance assistance

    Road ambulance assistance

    Get coverage for domestic road ambulance expenses up to Rs. 2,000 per hospitalisation.

  • Room rent charges

    Room rent charges

    Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured.

Show More Show Less

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Bacterial Meningitis - Indemnity Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18 – 60 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, Net banking, Credit/debit cards, and Wallet

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

Show More Show Less

Policy details

Here’s a quick look at the policy details of Bacterial Meningitis - Indemnity Cover:

  • Premium of Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of Bacterial Meningitis - Indemnity Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation Expenses during hospital treatment up to sum insured
Diagnostic tests During specified pre-hospitalisation and hospitalisation period
Medications Related to hospitalisation
Doctor’s fees During pre-, and post-hospitalisation
Treatment costs Includes room rent, ICU, tests, and transfusions
Ambulance costs Cover for the cost of ambulance charges up to Rs. 2000
Room rent charges Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured
Key exclusions Description
Any pre-existing disease No coverage for pre-existing medical illness
Illness other than specified under the policy Any illness other than those specified under this policy
Ailments during the waiting period Illnesses detected before 90 days from the purchase of the policy

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Bacterial Meningitis - Indemnity Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of this Bacterial Meningitis - Indemnity Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Bacterial Meningitis - Indemnity Cover?

Bacterial Meningitis - Indemnity Cover is an insurance product from Care Health Insurance offered through Bajaj Finance. The policy covers you financially against the medical expenses associated with the treatment of Bacterial Meningitis.

What are the benefits of Bacterial Meningitis - Indemnity Cover?

The Bacterial Meningitis - Indemnity Cover provides you with coverage against medical expenses incurred for the bacterial meningitis treatment. It ensures you are financially secure during a medical emergency and avail of quality healthcare services without worrying about the funds.

What is the claim process for Bacterial Meningitis - Indemnity Cover?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-102-4488.

What is the coverage under Bacterial Meningitis - Indemnity Cover?

Bacterial Meningitis - Indemnity Cover gives you financial coverage against the medical costs arising from bacterial meningitis treatment, including hospitalisation, medications, room rent, ICU room charges, doctor’s fees, transfusions, and diagnostic tests.

What is the premium for the Bacterial Meningitis - Indemnity Cover?

The Bacterial Meningitis - Indemnity Cover is available in three variants:
1. Premium of Rs. 271 for coverage of Rs. 1 lakh
2. Premium of Rs. 531 for coverage of Rs. 2 lakh
3. Premium of Rs. 684 for coverage of Rs. 3 lakh

Show More Show Less


*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Manipal Cigna Health Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with GROUPCARE 360- UIN: RHIHLGP20126V011920 .Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.