Care Health Insurance - Bacterial Meningitis - Indemnity, premium starting at Rs. 271
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh, premium Rs. 271
Get coverage against medical expenses arising out of treatment and hospitalisation for bacterial meningitis.
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Comprehensive cover
The policy covers the expenses against treatment, medicines, and doctor’s fees.
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Pre- and post-hospitalisation expenses
Get coverage for the treatment availed 30 days before and 60 days after hospitalisation.
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Coverage for diagnostic tests
Covers diagnostic tests costs within the specified pre-hospitalisation period or during hospitalisation.
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End-to-end online process
You can buy the policy online through our 100% digital and paperless process in just six simple steps.
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Road ambulance assistance
Get coverage for domestic road ambulance expenses up to Rs. 2,000 per hospitalisation.
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Room rent charges
Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Bacterial Meningitis - Indemnity Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 – 60 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, Net banking, Credit/debit cards, and Wallet
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Bacterial Meningitis - Indemnity Cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 271 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 531 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of Bacterial Meningitis - Indemnity Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Expenses during hospital treatment up to sum insured |
| Diagnostic tests | During specified pre-hospitalisation and hospitalisation period |
| Medications | Related to hospitalisation |
| Doctor’s fees | During pre-, and post-hospitalisation |
| Treatment costs | Includes room rent, ICU, tests, and transfusions |
| Ambulance costs | Cover for the cost of ambulance charges up to Rs. 2000 |
| Room rent charges | Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No coverage for pre-existing medical illness |
| Illness other than specified under the policy | Any illness other than those specified under this policy |
| Ailments during the waiting period | Illnesses detected before 90 days from the purchase of the policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Health Insurance) to claim the benefits of the Bacterial Meningitis - Indemnity Cover by email or phone:
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
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Documents required to claim
To claim the benefits of this Bacterial Meningitis - Indemnity Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Bacterial Meningitis - Indemnity Cover is an insurance product from Care Health Insurance offered through Bajaj Finance. The policy covers you financially against the medical expenses associated with the treatment of Bacterial Meningitis.
The Bacterial Meningitis - Indemnity Cover provides you with coverage against medical expenses incurred for the bacterial meningitis treatment. It ensures you are financially secure during a medical emergency and avail of quality healthcare services without worrying about the funds.
You can contact the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
Bacterial Meningitis - Indemnity Cover gives you financial coverage against the medical costs arising from bacterial meningitis treatment, including hospitalisation, medications, room rent, ICU room charges, doctor’s fees, transfusions, and diagnostic tests.
The Bacterial Meningitis - Indemnity Cover is available in three variants:
1. Premium of Rs. 271 for coverage of Rs. 1 lakh
2. Premium of Rs. 531 for coverage of Rs. 2 lakh
3. Premium of Rs. 684 for coverage of Rs. 3 lakh
