Home to more than 26 million people, the Capital territory of India – Delhi, is full of character and charm. Delhi is the largest commercial centre of north India. The estimated net State Domestic Product is more than Rs. 1,600 billion in nominal terms and more than Rs.7,000 billion in PPP terms. As of 2013, at Rs.2,30,000, Delhi had the highest per capita income in India. IT, telecommunications, banking, hotels, media and tourism are the key service industries in Delhi. Construction, real estate, power, health and community services, too play a significant role in the city's economy.

At Bajaj Finserv, we understand the demands of a growing city with growing needs. Our smart home loan option in Delhi has thus been made to address your immediate need for cash with an option to repay in easy EMIs later.

Home Loan in Delhi: Features and Benefits

Aspiring to buy a home in Delhi? To make your dream a reality, Bajaj Finserv offers India’s lowest interest rate on an online Home Loan.

Home Loan +

To help you transform your home to the home of your dreams, Bajaj Finserv presents Home Loan +, an option that gives you a separate amount exclusively to spend a lot on fixtures and fittings.


You can take a loan up to the registered value of your property as a refinance option if you bought your property within the last 12 months with your own funds.

Part prepayment facility

In case you have some extra cash in hand, you can choose to pre-pay a part of your loan amount which will not only reduce your overall tenure/EMIs but also help you in closing your loan earlier. Calculate your part prepayment amount using our Home Loan part pre-payment calculator.

Nil foreclosure charges

In case you choose to foreclose your loan anytime during your tenure after the first EMI is paid, you can do so without paying any foreclosure charges.

Flexi scheme

You can avail of our unique Flexi Saver option on your new/existing top-up loan if you are an existing Home Loan customer. With this unique feature, you can not only save interest but also manage your cash flows efficiently.

Online account access

Get online access to all your loan information once you’ve availed a Home Loan from Bajaj Finserv. You can view Information such as payment schedule, next EMI due date and much more through our online digital customer portal.

3 EMI free months

There is more to a Home Loan than just the initial down payment and interest rates? Most home buyers are unaware of additional costs like registration charges, legal fees, processing charges, etc. These expenses raise your budget by almost 25 percent.

To help you plan your finances better, Bajaj Finserv presents 3 EMI free months, a smart option that lets you plan your finances better so that you can pay your EMIs without any trouble. It’s an exclusive feature that allows you to not pay EMIs for the first 3 months, so that you can plan your finances better and begin paying EMIs from the 4th month. The total amount of the first 3 EMIs is spread over the rest of your loan tenure.

Home Loan Eligibility and Documents for Delhi

Bajaj Finserv offers online Home Loans to salaried individuals. To avail a Home Loan in Delhi, you will need to fulfill a few eligibility criteria. Read more about eligibility criteria and documents required to apply for a Home Loan in Delhi.

How to Apply for Home Loan in Delhi


All you need to do is enter some basic details about you on our online application form.


You can call us on 1-800-209-4151 and our representative will get in touch with you.

Home Loan in Delhi: Fees and Charges

Bajaj Finserv not only offers the best housing loan interest rate in Delhi but also helps you get an instant online approval with minimal fees and charges know more about our Home Loan fees and Charges in Delhi.

Contact Us

New customers can visit any of our branches or call us at 1800 1033535 or just SMS “HOME” to 9773633633.

Existing customers can call us at 020-39574151 (call charges applicable) or write to us at: wecare@bajajfinserv.in.

Branch Address

Bajaj Finserv

11 & 13 Floor, Aggarwal Metro Heights, Netaji Subhash Place,
New Delhi

Phone: 11 3009 0400

To know the address of your nearest branch Click here.