Home Loan in Delhi: Features and Benefits
Aspiring to buy a home in Delhi? To make your dream a reality, Bajaj Finserv offers India’s lowest interest rate on an online Home Loan.
Home Loan +
To help you transform your home to the home of your dreams, Bajaj Finserv presents Home Loan +, an option that gives you a separate amount exclusively to spend a lot on fixtures and fittings.
You can take a loan up to the registered value of your property as a refinance option if you bought your property within the last 12 months with your own funds.
Part prepayment facility
In case you have some extra cash in hand, you can choose to pre-pay a part of your loan amount which will not only reduce your overall tenure/EMIs but also help you in closing your loan earlier. Calculate your part prepayment amount using our Home Loan part pre-payment calculator.
Nil foreclosure charges
In case you choose to foreclose your loan anytime during your tenure after the first EMI is paid, you can do so without paying any foreclosure charges.
You can avail of our unique Flexi Saver option on your new/existing top-up loan if you are an existing Home Loan customer. With this unique feature, you can not only save interest but also manage your cash flows efficiently.
Online account access
Get online access to all your loan information once you’ve availed a Home Loan from Bajaj Finserv. You can view Information such as payment schedule, next EMI due date and much more through our online digital customer portal.
3 EMI free months
There is more to a Home Loan than just the initial down payment and interest rates? Most home buyers are unaware of additional costs like registration charges, legal fees, processing charges, etc. These expenses raise your budget by almost 25 percent.
To help you plan your finances better, Bajaj Finserv presents 3 EMI free months, a smart option that lets you plan your finances better so that you can pay your EMIs without any trouble. It’s an exclusive feature that allows you to not pay EMIs for the first 3 months, so that you can plan your finances better and begin paying EMIs from the 4th month. The total amount of the first 3 EMIs is spread over the rest of your loan tenure.