Oxygen Digital Shop: Buy Electronics in Kerala Without a Credit Card

Oxygen Digital Shop is a Kerala-based electronics chain known for selling phones, laptops, TVs and home appliances from leading brands in one place. With over 30 showrooms across Central and South Kerala, it suits families who want to see, compare and test products before buying. Many showrooms also have a service division for after-sales support.

You can pay the full price at Oxygen Digital Shop, or shop on Easy EMIs with the Bajaj Finance Insta EMI Card. Spreading the cost across 3 to 60 months helps you buy what you need now without draining your savings.

Before you visit, check your Insta EMI Card eligibility using your mobile number and OTP. You will know your card loan offer before you walk into the showroom.

Oxygen Digital Shop combines the convenience of a large chain with the comfort of a local store. Here is why many Kerala families prefer it for their electronics shopping:

• Showrooms close to home: Over 30 outlets across towns such as Adoor, Thodupuzha, Punalur and Thiruvalla mean you rarely need to travel far.
• Try before you buy: Hold the phone, check the TV picture and compare laptops side by side before you decide.
• Many brands in one visit: Compare Samsung, OPPO, vivo and realme phones, or LG and Samsung refrigerators, without visiting several shops.
• Help after you buy: Oxygen’s service division offers support if your device needs attention later.
• Open seven days a week: Most showrooms open from 10:00 AM to 9:00 PM, so you can shop after work or on Sundays.
• Festive deals: Watch for Oxygen Digital Shop offers during Onam, Vishu and Diwali, when many brands run special prices.

Oxygen Digital Shop covers almost every gadget and appliance a home needs. Here is what you can buy, along with the brands to look for in each category:

• Smartphones: Choose from Samsung, vivo, realme, motorola, Xiaomi, OPPO, Infinix and Tecno to suit any budget.
• Tablets: Get a big screen for online classes or streaming with Samsung tablets or Lenovo tablets.
• Laptops: Compare HP, Dell, Lenovo and Acer laptops for work, college or gaming.
• Smart TVs: Upgrade your living room with smart TVs from Samsung, LG, Xiaomi and OnePlus.
• Air conditioners: Beat Kerala’s humid summers with air conditioners from Voltas, Lloyd and Blue Star.
• Washing machines and refrigerators: Choose washing machines and refrigerators from LG, Samsung and Whirlpool.
• Audio and wearables: Find earbuds, speakers and smartwatches from JBL, Sony, boAt and Noise.
• Kitchen and home appliances: Pick up home appliances from Prestige, Butterfly, Crompton and Usha.

→ Pro tip: Your bill must be above Rs. 5,000 to pay in Easy EMIs. If you buy a smaller item, such as earbuds or a mixer grinder, add another product to the same bill to cross this amount.

You can pay the full amount at Oxygen Digital Shop in one go. You can also pay with the Bajaj Finance Insta EMI Card and spread the cost across 3 to 60 months. The right choice depends on your monthly budget.

→ Real-world example: Anjali, a 27-year-old nurse in Kottayam, needed a phone that could handle the monsoon and long shifts. She bought the Samsung Galaxy A37 5G for Rs. 34,999 at Oxygen Digital Shop in Nagampadam and chose 36 months. She pays about Rs. 972 a month*.

*EMIs are indicative.

Anjali could have chosen a different tenure. The table below shows how her Rs. 34,999 Samsung Galaxy A37 5G works out across repayment tenures:

Disclaimer: EMIs are indicative and are calculated by dividing the product price by the tenure. Actual EMIs may differ based on the offer, applicable interest and charges.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan that lets you buy products on Easy EMIs. It is not a credit card, so you can buy electronics in Kerala without one. You can use it at partner stores such as Oxygen Digital Shop and repay in fixed monthly amounts.

The card suits planned purchases, such as a new phone, laptop or TV for your home. Here are its key features:

• A pre-qualified card loan offer of up to Rs. 6 lakh.
• A repayment tenure you choose across 3 to 60 months.
• A card you can use at over 1.5 lakh partner stores across more than 4,000 cities, and on Amazon and Flipkart.
• A one-time joining fee of Rs. 530*, with zero annual fee from the second year onwards.
• A zero down payment facility on select products and during festive season offers.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If you are eligible, you can apply instantly and start shopping for your preferred phone, laptop or appliance easily and affordably.

*Inclusive of applicable taxes.

Easy EMIs help you buy the right product from Oxygen Digital Shop, rather than settling for the cheapest one. Here is how they help:

• Pick the better model: Moving from a Rs. 29,999 OnePlus Nord CE6 to the Rs. 34,999 Galaxy A37 5G adds only about Rs. 139 a month over 36 months.
• Zero down payment on select products: During festive season offers, eligible products can go home with nothing paid upfront.
• Furnish a new home in one visit: Buy a TV, refrigerator and washing machine together, and repay the total every month.
• No credit card needed: The Insta EMI Card is a pre-qualified card loan, so you can buy without one.
• Quick billing: Paying with the card at the counter takes under 5 minutes.

→ Verdict: If you live in Central or South Kerala and prefer to see products before you buy, Oxygen Digital Shop with Easy EMIs is a practical way to upgrade your gadgets.

You can apply for the Bajaj Finance Insta EMI Card online with your PAN, Aadhaar and registered mobile number. Follow these steps before you visit Oxygen Digital Shop:

1. Enter your 10-digit mobile number and click on ‘GET IT NOW’ on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on ‘Yes, Auto-Fetch Details’.
4. Verify your pre-filled personal details and click ‘CONTINUE’.
5. Check your pre-qualified card loan offer amount and click ‘CONTINUE’.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

Paying with the Insta EMI Card at any Oxygen Digital Shop showroom takes under 5 minutes. Follow these steps at the billing counter:

1. Choose your product at the Oxygen Digital Shop showroom.
2. At checkout, ask the store executive to process the payment through the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate using the OTP sent to your registered mobile number.
6. Your purchase is approved, and you can take your product home.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP. This helps you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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