Loss of Earning Cover

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Bajaj Finance brings to you FlexiCare Group Insurance Policy– Loss of Earning Cover from Manipal Cigna Health Insurance, which provides you coverage up to Rs. 50,000 for loss of earning in case of Illness & Injury.

Plan Details

Sum Insured Premium (Incl. GST)
Rs. 50,000 Rs. 504
Eligibility: Individuals between the age of 18 and 65 years can purchase this policy.
Policy/Cover tenor will be 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Coverage for loss of earning

    The plan offers coverage if the insured person is disabled from engaging in his/her primary occupation and loses his/her source of income generation.

  • Money-in-bank

    Coverage against permanent/partial disability

    Insured person will get benefit in case of Hospitalization, Permanent Total Disablement, Permanent Partial Disablement, Temporary Total Disablement or Coma.

What's not covered?

  • Any illness or injury before 30 days of initial waiting period will not be covered.
  • Any Pre- existing diseas

  • For list of exclusions, please refer to the policy wordings.

How to Apply


Click on ‘Apply Now’ button and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out via one of the following ways:

  • Insurer’s E-mail –
  • Insurer’s Toll free number – 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at .

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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