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A sudden illness or injury may render you incapable of working, leading to loss of income. To help you stay financially prepared for such a setback, Bajaj Finance brings you FlexiCare Group Insurance Policy–Loss of Earning Cover from Manipal Cigna Health Insurance. The plan offers coverage of up to Rs. 50,000 for loss of earning in case of illness or injury.

Plan details

Sum insured Premium (Incl. GST)
Rs. 50,000 Rs. 504
Eligibility: Individuals aged between 18 and 65 can purchase this policy.
Policy tenor: 1 year

What's covered

  • Money-in-bank

    Loss of income

    The insured person can claim the coverage amount if, after an illness or injury, they cannot engage in their primary occupation and lose their source of income.

  • Money-in-bank

    Permanent or partial disability

    The insured person is eligible for the benefit in case of hospitalisation, permanent partial or total disablement, temporary total disablement or if they go into a coma.

What's not covered

  • Any illness or injury occurring before the 30-day initial waiting period
  • Any pre-existing disease

  • For the complete list of exclusions, please refer to the policy wordings.

How to apply for Health Prime Membership


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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