Loan Against Shop: Features and Benefits

A Loan Against Property is a type of mortgage loan which offers a large amount of capital so that you can cover all your big-ticket expenses. With a Loan Against Shop from Bajaj Finserv, you can renovate your shop, rent new office space, expand your existing store, restock inventory, etc.

Benefit from the below features when you apply for a Mortgage Loan from Bajaj Finserv.

  • High Value Loans of up to Rs. 3.5 crore

    Bajaj Finserv offers Loan Against Shop of up to Rs. 3.5 crore to self-employed individuals. Eligible borrowers can enjoy competitive rates of interest on this secured loan.

  • Minimal documentation

    Apply for a Bajaj Finserv Loan Against Property online with minimal documentation without any hassle. Bajaj Finserv offers the fastest Loan Against Property for Shop disbursal with money in your bank in just 4 days. You also receive doorstep facility to submit your documents.

  • Flexible Repayment Tenure

    Choose a convenient loan Tenure of up to 18 years as per your repayment ability. Bajaj Finserv also allows part-prepayment or foreclosure of the Mortgage Loan against nominal charges

  • Flexi Loan Facility

    This new-age facility offers more flexibility to help you better manage your Loan Against Shop. Borrow from the pre-sanctioned loan amount as required and pay interest only on the withdrawn amount. You can choose to pay only the interests as easy EMIs with the Flexi Loan facility. Repay the principal amount either at the end of the loan tenure or whenever you have excess funds available.

  • Online Account Management

    Access your loan account and track every detail anytime from anywhere easily through the customer portal – Experia.

  • Balance Transfer Facility

    Easily transfer your existing Loan Against Commercial Shop to Bajaj Finserv and enjoy lower rates of interest. You can also avail other benefits like part-prepayment, zero foreclosures fees, top-up loan of high value, etc.

    You can use online tools such as a Loan Against Property EMI Calculator and Loan Against Property Eligibility Calculator. While the EMI Calculator helps you know the monthly outflows towards the loan repayment, the eligibility calculator evaluates the amount you are eligible to avail based on certain details. Plan your finances strategically and apply for a Loan Against Shop now.

Loan Against Shop: Eligibility Criteria

The Loan Against Property eligibility criteria is simple to meet. Submit the minimal documents needed to complete the application process with Bajaj Finserv.

Loan Against Shop: Fees and Charges

Bajaj Finserv provides affordable Loan Against Property interest rates to help you reduce the burden of loan debt. You can also foreclose or part-prepay your loan against nominal charges.

Loan Against Shop: How to Apply

Apply for the Bajaj Finserv Loan Against Commercial Shop following these simple steps below:

Step 1

Fill up the online mortgage application form with the correct information.

Step 2

A Bajaj Finserv representative gets in touch with you on the approval status of loan application.

Step 3

Hand over the required papers to our representative.

Step 4

Receive the money in your bank within 4 days.

So, apply for a Loan Against Property for Shop from Bajaj Finserv and meet several high-ticket expenses with ease.

Contact Us for Loan Against Shop

Are you new to Bajaj Finserv? Or looking for more details about loan against property? You can call us at 1800-103-3535 to enquire.

If you are an existing customer of Bajaj Finserv, reach us at 020-3957 5152.