Loan against property up to Rs. 10 Lakh

Bajaj Finserv’s mortgage loan thus brings 10 Lakh loan to fulfil your additional funding requirement. Look at the features and benefits you can enjoy with this loan.

Features and benefits

Applicants interested in availing a loan against property upto 10 lakhs

  • Comfortable tenor

    Comfortable tenor

    Bajaj Finserv offers a comfortable tenor of up to 216 months to salaried and self-employed borrowers respectively.

  • Easy refinancing and ample credit

    Easy refinancing and ample credit

    Transfer your loan to Bajaj Finserv to enjoy a better loan against property interest rates and get a top-up loan.

  • Flexi benefit

    Flexi benefit

    Using our Flexi facility, pay interest-only EMIs at the start of the tenor. Calculate EMIs with the mortgage loan calculator to plan the repayment better.

  • Disbursal in 72 hours*

    Disbursal in 72 hours*

    Get the loan transferred to your bank account within 72 hours* of approval of your application.

  • 24x7 loan access

    24x7 loan access

    Use Experia to view your loan details at any time, from anywhere.

Loan against property up to Rs. 10 Lakh

Get a loan against your property of up to Rs. 10 lakh from Bajaj Finserv, at a competitive interest rate that ensures affordability. You can also apply for a loan of up to Rs. 3.5 crore by pledging a high-value property. A USP of this loan is that you can use it for various requirements, with no restrictions.

This loan ensures quick and convenient access to funds when you need them, as we transfer the money to your account within 72 hours* of approval. Moreover, the Flexi facility not only makes this loan more versatile but also more cost-effective.

Interest rates and fees for loan against property up to Rs. 10 Lakh

Pay affordable loan against property interest rate and charges at Bajaj Finserv.

Before applying, click here to view the complete list of loan against property interest rates.

Eligibility criteria and documents required for loan against property up to Rs. 10 Lakh

Our eligibility criteria are minimal, and you only have to submit a few, basic documents to prove that you qualify.

For salaried

  • Nationality

    Nationality

    Resident of India, owning property in the following BFL locations:
    Delhi & NCR, Mumbai & MMR, Chennai, Hyderabad, Bangalore, Pune, Ahmedabad

  • Age

    Age

    28 years to 58 years

  • Employment

    Employment

    Salaried employee of any private, public or multinational organization

For self-employed

  • Nationality

    Nationality

    Resident of India, owning property in the following BFL locations:
    Bangalore, Indore, Nagpur, Vijayawada, Pune, Chennai, Madurai, Surat, Delhi & NCR, Lucknow, Hyderabad, Cochin, Mumbai, Jaipur, Ahmedabad

  • Age

    Age

    25 years to 70 years

  • Employment

    Employment

    Self-employed individual with a steady income from business

Documents required for loan against property up to Rs 10 Lakh

For salaried individuals**

  • Latest salary slips
  • Bank account statements of the previous 3 months
  • PAN card/ Form 60 of all applicants
  • ID proof
  • Address proof
  • Document of the property to be mortgaged
  • IT returns
  • Title documents

For self-employed individuals**

  • Primary bank account statements of the previous 6 months
  • PAN card/ Form 60 of all applicants
  • Address proof
  • ID proof
  • Income documents like ITR/ financial statements, etc.
  • Documents of the property to be mortgaged
  • Title documents

**Note that this list of documents is indicative. During loan processing, you may have to submit additional documents.

How to apply education loan on property

The application process for the Bajaj Finserv education loan on property is simple:

  1. 1 Apply with our online application form
  2. 2 Enter your personal and property details
  3. 3 Provide your income details for the best loan deal

Once you submit the form, our relationship manager will call you to guide you through the next steps.

*Terms & Conditions apply