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20 Lakh Loan Against Property

20 Lakh Loan Against Property: Overview

Financing the necessary, big-budget expenses can sometimes be over-burdening if you have insufficient funds to meet them. Personal expenditures like hosting a wedding, renovating your house or sending your child for overseas education are some of them that may be difficult to finance with your existing corpus of savings and investment.

Bajaj Finserv thus brings Rs.20 Lakh loan to help you meet your financial requirements. You may also utilise the loan amount to meet your professional expenses like infusing working capital in your business.

The accompanying features and benefits of this Loan Against Property give you multiple reasons to avail it.

20 Lakh Loan Against Property: Features and Benefits

  • Quick And Hassle-free Approval Of Loan Application

    Bajaj Finserv provides a hassle-free and fast approval of this Property Loan within 48 hours of application. Also, this fastest Loan Against Property in India is sanctioned and disbursed to your account within four days of approval.

  • Loan Amount Of High Value

    Avail a high-value Rs.20 Lakh loan with Bajaj Finserv to fund your big-ticket expenses. Meeting the right eligibility, you can also avail a loan amount of higher value up to Rs.3.5 Crore. The credit is available for both salaried and self-employed individuals.

  • Unrestricted End-Use

    This Mortgage Loan is available with unrestricted end-use. Hence, unlike a business loan or a home loan, you can utilise the availed amount to meet both personal and professional needs.

  • A Long And Flexible Tenure Of Repayment

    Bajaj Finserv brings this loan with a prelonged and flexible repayment tenure. A self-employed individual can opt for a suitable tenure for this loan, with the maximum period extending up to 18 years. Salaried persons can opt for a loan tenure between 2 and 20 years as per their suitability. Repay in easy EMIs over the tenure at attractive Property Loan rates.

  • Feature of Flexi Loan

    Bajaj Finserv’s Flexi Loan feature allows you to withdraw multiple times from an amount that is pre-sanctioned and prepay at any time before the tenure’s end. Opt for interest-only EMIs and repay conveniently over the tenure. The feature makes Rs.20 Lakh loan affordable as interest is calculated only on the amount withdrawn.

  • Top up Loan for additional funding

    Opt for Bajaj Finserv’s Balance Transfer facility and avail a Top up Loan over and above the loan amount availed. Available at affordable interest rates, the credit is also affordable. You also need no additional documents to avail the same.

20 Lakh Loan: Eligibility Criteria and Documents Required

Meet minimum loan against property eligibility criteria and documents required by Bajaj Finserv for both salaried and self-employed individuals to avail this loan.

20 Lakh Loan: Applicable Interest Rates, Fees and Charges

Bajaj Finserv brings affordable loan against property interest rates, fees and charges. It makes paying Rs.20 Lakhs loan EMI convenient.

Know how to apply for mortgage loan and proceed with your application procedure to avail this credit. Meet your personal and professional financing requirements with the same.