Loan against property up to Rs. 35 Lakh

Bajaj Finserv brings Rs. 35 Lakh loan to help you meet your financial requirements. The accompanying features and benefits of this loan against property give you multiple reasons to avail it.

With this loan from Bajaj Finance, you can get up to Rs. 35 lakh to meet big-ticket expenses with ease. You can use the Bajaj Finserv Loan Against Property to finance various large expenditures such as weddings, debt consolidation, and higher education.

You can also transfer your existing mortgage loan to Bajaj Finance to enjoy nominal interest rates. To see how this impacts your repayment, use our loan against property EMI calculator before you apply.

Features and benefits of Rs. 35 lakh loan against property

Applicants interested in availing a property loan up to Rs. 20 lakh can read below points to know about the features of the Bajaj Finserv loan against property.

  • Quick Finance

    Quick Finance

    Get a green light for your loan against property application quickly and receive funds in your account within 72 hours* of approval.

  • Minimum paperwork

    Minimum paperwork

    Basic documents such as identity proof, address proof and property papers give you access to the loan.

  • Online account management

    Online account management

    Manage your loan account virtually through My Account. Log in to view loan statements, check repayment schedule and make payments.

  • Flexible Tenor

    Flexible Tenor

    Repay the amount you borrow affordably over a repayment period of up to 15 years.

  • Refinance easily

    Refinance easily

    Use loan against property balance transfer facility to refinance your existing loan. Enjoy lower interest rates as well as a top-up loan.

  • Flexi benefits

    Flexi benefits

    Repay comfortably by paying interest-only EMIs during the initial tenor. Also, withdraw from the sanction and prepay multiple times.

Rs. 35 lakh loan - Eligibility criteria and documents required for salaried applicants

Our property loan eligibility criteria are uncomplicated, and you only have to submit a few documents to prove your eligibility when you fill the online application form. Following are the documents required from salaried customers.

  • Nationality

    Nationality

    Resident of India, owning property in the following locations:
    Delhi & NCR, Mumbai & MMR, Chennai, Hyderabad, Bangalore, Pune, Ahmedabad

  • Age

    Age

    You must be between 25 years (18 years for non-financial property owners) to 85 years* (including non-financial property owners)
    * 85 years* of age or less at the time of loan maturity

  • Employment

    Employment

    Salaried employee of any private, public, or multinational organization

Eligibility criteria and documents required for self-employed applicants

Our property loan eligibility criteria is equally simple for self-employed individuals. Following are the documents required from them. 

  • Nationality

    Nationality

    Resident of India, owning property in the following locations:
    Bangalore, Indore, Nagpur, Vijayawada, Pune, Chennai, Madurai,
    Surat, Delhi & NCR, Lucknow, Hyderabad, Cochin, Mumbai, 
    Jaipur, Ahmedabad

  • Employment

    Employment

    Self-employed individual with a consistent income from business

  • Age

    Age

    You must be between 25 years (18 years for non-financial property owners) to 85 years* (including non-financial property owners)
    * 85 years* of age or less at the time of loan maturity

Loan against property of up to Rs. 35 lakh: interest rates and fees

Our loan against property interest rates are extremely nominal. This makes it one of the best in the market.

Loan against property EMI based on amount

How to apply for a loan against property

To apply for our loan, complete these three, simple steps

  1. 1 Fill a short, simple online form to begin the process
  2. 2 Provide essential personal and property details
  3. 3 Share income details for attractive offers

Once you submit these details, our relationship manager will contact you to guide you through the next steps of application.

*Conditions apply

Frequently asked questions

What is the EMI for a Rs. 35 lakh loan against property?

The Equated Monthly Installment (EMI) for a Rs. 35 lakh loan against property varies based on the interest rate and tenure. At an interest rate ranging from 8% to 14% and a tenure of 15 years, the EMI could range from approximately Rs. 33,866 to Rs. 57,408.

How much loan can I take against my property?

You can take a loan against your property of up to Rs. 10.50 crore* with Bajaj Finance.