Loan against property up to Rs.35 Lakh

Bajaj Finserv thus brings Rs.35 Lakh loan to help you meet your financial requirements. The accompanying features and benefits of this loan against property give you multiple reasons to avail it.

Features and benefits

Applicants interested in availing a property loan up to Rs. 20 lakh can read below points to know about the features of the Bajaj Finserv loan against property.

  • Quick Finance
    Quick Finance

    Get a green light for your loan against property application quickly and receive funds in your account within 72 hours* of approval.

  • Minimum paperwork
    Minimum paperwork

    Basic documents such as identity proof, address proof and property papers give you access to the loan.

  • Online account management
    Online account management

    Manage your loan account virtually through Experia. Log in to view loan statements, check repayment schedule and make payments.

  • Flexible Tenor
    Flexible Tenor

    Repay the amount you borrow affordably over a repayment period of up to 18 years.

  • Refinance easily
    Refinance easily

    Use loan against property balance transfer facility to refinance your existing loan. Enjoy lower interest rates as well as a top-up loan.

  • Flexi benefits
    Flexi benefits

    Repay comfortably by paying interest-only EMIs during the initial tenor. Also, withdraw from the sanction and prepay multiple times.

Loan against property up to Rs.35 Lakh

With this loan from Bajaj Finserv, you can get up to Rs. 35 lakh to meet big-ticket expenses with ease. By securing a property of higher value, you can borrow up to Rs. 3.5 crore as well.

As Bajaj Finserv does not specify the end use of the funds, you can use the money to finance various large expenditures such as weddings, debt consolidation, and higher education.

You can also transfer your existing mortgage loan to Bajaj Finserv to enjoy nominal interest rates. To see how this impacts your repayment, use our loan against property EMI calculator before you apply.

Eligibility criteria and documents required for salaried applicants

Our property loan eligibility criteria are uncomplicated, and you only have to submit a few documents to prove your eligibility when you fill the online application form. Following are the documents required from salaried customers.

  • Nationality
    Nationality

    Resident of India, owning property in the following locations:
    Delhi & NCR, Mumbai & MMR, Chennai, Hyderabad, Bangalore, Pune, Ahmedabad

  • Age
    Age

    25 years to 70 years

  • Employment
    Employment

    Salaried employee of any private, public, or multinational organization

Eligibility criteria and documents required for self-employed applicants

Our property loan eligibility criteria is equally simple for self-employed individuals. Following are the documents required from them. 

  • Nationality
    Nationality

    Resident of India, owning property in the following locations:
    Bangalore, Indore, Nagpur, Vijayawada, Pune, Chennai, Madurai,
    Surat, Delhi & NCR, Lucknow, Hyderabad, Cochin, Mumbai, 
    Jaipur, Ahmedabad

  • Employment
    Employment

    Self-employed individual with a consistent income from business

  • Age
    Age

    25 years to 70 years

Loan against property of up to Rs. 35 lakh: interest rates and fees

Our loan against property interest rates are extremely nominal. This makes it one of the best in the market.

How to apply for a loan against property

To apply for our loan, complete these three, simple steps

  1. 1 Fill a short, simple online form to begin the process
  2. 2 Provide essential personal and property details
  3. 3 Share income details for attractive offers

Once you submit these details, our relationship manager will contact you to guide you through the next steps of application.

*Conditions apply