Loan against property up to Rs. 25 Lakh

Avail an Rs 25 Lakh loan from Bajaj Finserv for minimum eligibility criteria and documents and enjoy the attractive features and benefits it brings. Repay the loan in easy EMIs with an extended tenure of repayment.

Loan against property EMIs for loans of Rs. 25 lakh

Please see the table below, offering a glimpse into EMIs under different scenarios. Additionally, our loan against property EMI calculator can help you easily calculate EMIs for varying loan amounts and tenures.

Condition 1: In the case of varying tenures for a loan amount of Rs. 25 lakh acquired at an interest rate of 8%* per annum.

Loan amount

Interest Rate

Tenure

EMI

Rs. 25 lakh

8%* p.a

5 years

Rs. 50,690

Rs. 25 lakh

8%* p.a

10 years

Rs. 30,331

Rs. 25 lakh

8%* p.a

15 years

Rs. 23,891

Rs. 25 lakh

8%* p.a

20 years

Rs. 20,911

Rs. 25 lakh

8%* p.a

25 years

Rs. 19,295

Rs. 25 lakh

8%* p.a

30 years

Rs. 18,344


Loan against property EMI based on amount

EMI Based on Amount

Rs. 10 lakh loan

Rs. 30 lakh loan

Rs. 40 lakh loan

Rs. 20 lakh loan

Rs. 35 lakh loan

Rs. 50 lakh loan

Features and benefits of Rs. 250 lakh loan against property

Applicants interested in availing a loan against property upto Rs 25 lakhs

  • Repay easily

    Repay easily

    Payback your mortgage loan of up to Rs. 25 lakh without any hassles by opting for a tenor of up to 216 months.

  • Quick refinancing

    Quick refinancing

    Transfer your existing loan to Bajaj Finserv and enjoy lower interest rates. Get a top-up loan to use as you please.

  • Flexi benefit

    Flexi benefit

    Part-prepay or withdraw from your sanction at nil extra charge. Pay only interest as EMIs at the beginning of the tenor.

  • Speedy approval and disbursal

    Speedy approval and disbursal

    Get a swift go-ahead for your application and receive funds in your account within 72 hours*.

  • 24/7 loan tracking

    24/7 loan tracking

    Through My Account, our customer portal, access loan details like statements and due dates at your fingertips.

Documents required for loan against property

Get a loan against property from Bajaj Finserv up to Rs. 10.50 crore* at competitive interest rates.

Apply for this loan from the comfort of your home, as our representative collects the documents for verification from your doorstep. Before you apply online, check your monthly outgo with our loan against property EMI calculator.

Should you have an existing loan, opt for a balance transfer to enjoy better interest rates. Also unlock a top-up loan without submitting more documents.

Interest rates and fees for loan against property up to Rs. 25 Lakh

Pay affordable loan against property interest rate and charges at Bajaj Finserv.

Before applying, view the complete list of loan against property interest rates click here.

 

 

Eligibility criteria and documents required for loan against property up to Rs. 25 Lakh

Our eligibility criteria are minimal, and you only have to submit a few, basic documents to prove that you qualify.

For salaried

  • Nationality

    Nationality

    Resident of India, owning property in the following BFL locations:
    Delhi & NCR, Mumbai & MMR, Chennai, Hyderabad, Bangalore, Pune, Ahmedabad

  • Age

    Age

    You must be between 25 years (18 years for non-financial property owners) to 85 years* (including non-financial property owners)
    * 85 years* of age or less at the time of loan maturity

  • Employment

    Employment

    Salaried employee of any private, public or multinational organization

For self-employed

  • Nationality

    Nationality

    Resident of India, owning property in the following BFL locations:

    Bangalore, Indore, Nagpur, Vijayawada, Pune, Chennai, Madurai, Surat, Delhi & NCR, Lucknow, Hyderabad, Cochin, Mumbai, Jaipur, Ahmedabad

  • Age

    Age

    You must be between 25 years (18 years for non-financial property owners) to 85 years* (including non-financial property owners)
    * 85 years* of age or less at the time of loan maturity

  • Employment

    Employment

    Self-employed individual with a steady income from business

Documents required for loan against property up to Rs 10 Lakh

For salaried individuals**

  • Latest salary slips
  • Bank account statements of the previous 3 months
  • PAN card/ Form 60 of all applicants
  • ID proof
  • Address proof
  • Document of the property to be mortgaged
  • IT returns
  • Title documents

For self-employed individuals**

  • Primary bank account statements of the previous 6 months
  • PAN card/ Form 60 of all applicantsAddress proof
  • ID proof
  • Income documents like ITR/ financial statements, etc.
  • Documents of the property to be mortgaged
  • Title documents

**Note that this list of documents is indicative. During loan processing, you may have to submit additional documents.

How to apply education Loan on property

The application process for the Bajaj Finserv education loan on property is simple:

  1. 1 Apply with our online application form
  2. 2 Enter your personal and property details
  3. 3 Provide your income details for the best loan deal

Once you submit the form, our relationship manager will call you to guide you through the next steps.

*Terms & Conditions apply

Frequently asked questions

What will be the EMI for a Rs. 25 lakh loan against property?

The Equated Monthly Installment (EMI) for a Rs. 25 lakh loan against property varies depending on the interest rate and tenure chosen. At an interest rate ranging from 8% to 14% and a tenure of 15 years, the EMI could range from approximately Rs. 24,380 to Rs. 41,291.

What is the interest rate for Rs. 25 lakh loan against property at Bajaj Finserv?

The Bajaj Finserv Loan Against Property offers competitive interest rates ranging from 8% to 14% per annum, ensuring affordability for borrowers.

What would be the EMI for a Rs. 25 lakh loan against property over 15 years?

The monthly installment for a loan of Rs. 25 lakh against property fluctuates based on the selected interest rate and tenure. With interest rates spanning from 8% to 14% and a tenure of 15 years, the EMI may vary from around Rs. 24,380 to Rs. 41,291