Features and benefits

To find more about the features and benefits of a loan against property, read on.

  • Reasonable rate of interest

    Reasonable rate of interest

    Bajaj Finserv offers applicants an affordable home loan option to fit their financial standing and to fund big ticket purchases.

  • Use funds as you please

    Use funds as you please

    Bajaj Finserv does not restrict how you use the loan, making it ideal for personal and professional needs.

  • High-funding sanction amount

    High-funding sanction amount

    Bajaj Finserv provides loan amounts as much as Rs. 5 Crore* to eligible candidates and even more, to boost your home buying journeys.

  • Digital monitoring and minimal documents

    Digital monitoring and minimal documents

    Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform – Experia.

  • Flexible tenor

    Flexible tenor

    A long mortgage repayment tenor of up to 18 years allows you to repay the loan at your convenience, without financial strain.

  • Prepay conveniently

    Prepay conveniently

    Part-prepay or foreclose your loan at any time to lower your outgo, while incurring nil or nominal charges.

  • Unique Flexi facility

    Unique Flexi facility

    Part-prepay or withdraw from your mortgage loan without any extra charge. Pay only interest as EMIs for the initial tenor.

Loan against property up to 40 lakhs

Bajaj Finserv brings 40 Lakh loan to help you meet your expenses that require hefty investment without reducing your financing cushioning provided by your savings. Avail the credit to meet several expenses of varied nature, both personal and professional, and ease the stress on your income. Repay in easy installments and enjoy financial freedom.

The Bajaj Finserv Loan Against Property up to Rs. 40 lakhs is an ideal way to get needed funds. You can increase the sanction and borrow of Rs. 5 Crore*, or higher, basis eligibility if you pledge property of higher value. The application process is straightforward, especially because of the unique doorstep document collection feature that allows you to apply for the loan from the comfort of your home.

The approval process is swift, and you receive the money in your account within 72 hours* of approval. You can utilize funds as you see fit and repay the loan over a long tenor of up to 240 months. To plan this better, you can make use of the loan against property EMI calculator.

Loan against property interest rate, fees, and charges

There are nominal processing fees and charges associated with a Bajaj Finserv loan against property interest rate. Know these in detail before applying.

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LAP up to 40 lakhs

We have uncomplicated property loan eligibility criteria, thereby making the application process straightforward.

  • Nationality

    Nationality

    Resident of India, owning property in the following locations:
    Delhi & NCR, Mumbai & MMR, Chennai, Hyderabad, Bangalore, Pune, Ahmedabad (for salaried employees) or Bangalore, Indore, Nagpur, Vijayawada, Pune, Chennai, Madurai, Surat, Delhi & NCR, Lucknow, Hyderabad, Cochin, Mumbai, Jaipur, Ahmedabad (for self-employed individuals)

  • Age

    Age

    23 years to 62 years (for salaried individuals) or 28 to 58 (for self-employed individuals)

  • Employment

    Employment

    Salaried employee of any private, public or multinational organization or self-employed individual with a consistent income from business

How to apply for a loan against property up to Rs. 40 lakhs

Get a loan against property by Bajaj Finserv by following this quick guide.

  1. 1 Start the process by filling an online application form
  2. 2 Provide your personal and property data
  3. 3 Share income details to unlock the best offers

Once you submit these details, our associate will call and guide you through the next steps.

*Conditions apply