50 Lakh Loan | Urgent Loan in 4 Days | Low Interest Rates

To find more about the features and benefits of a loan against property, read on.

Reasonable rate of interest

Bajaj Finserv offers applicants an affordable funding option to fit their finances.
Quick loan disbursal

Get the sanction in your account within 72 hours* of approval on your application.
High-funding sanction amount

Bajaj Finserv provides loan amounts of as much as Rs. 10.50 Crore* to eligible candidates and even more, to boost your buying journeys.
Digital monitoring and minimal documents

Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.
Flexible tenor

A long mortgage repayment tenor of up to 18 years allows you to repay the loan at your convenience, without financial strain.
Prepay conveniently

Part-prepay or foreclose your loan at any time to lower your outgo, while incurring nil or nominal charges.
Unique Flexi facility

Part-prepay or withdraw from your mortgage loan without any extra charge. Pay only interest as EMIs for the initial tenor.

Loan against property up to 50 lakhs

Secure a property you own to avail a loan against the property of up to Rs. 50 lakhs from Bajaj Finserv. Pledge a higher value property to get a loan of Rs. 10.50 Crore*, or higher, basis eligibility. You can use the loan sanction to pay for diverse personal and professional needs such as weddings, business expenses, medical expenses, or higher education, as there is no restriction on usage.

The loan has attractive interest rates, and you can use the hassle-free balance transfer option to transfer an existing loan to Bajaj Finserv. Doorstep document collection makes application easy, and you can get the money in your bank account in just 72 hours* of approval.

The eligibility criteria are simple, and you can repay the loan comfortably, over a long tenor of up to 18 years through manageable EMIs. Use the Mortgage Loan Calculator to determine EMIs in advance.

*Conditions apply

For salaried borrowers where benchmark rate (BR) is salaried floating reference rate (SAL-FRR) prevailing BR is 12.9%, type of rate is floating, the effective rate of interest will be as followed:

Loan type	BR + Spread	Effective Rate of Interest (per annum)
Loan Against Property	FRR-4.40% to FRR -0.90%	8.50% to 12.00%

Fees and charges for loan against shop for self-employed borrowers

Bajaj Finserv has competitive property loan rates for easy repayment.

For self-employed borrowers where benchmark rate (BR) is self-employed floating reference rate (SE-FRR), prevailing BR is 13.3%, type of rate is floating, the effective rate of interest will be as followed:

Loan type	BR + Spread	Effective Rate of Interest (per annum)
Loan Against Property	FRR-3.30% to FRR +0.20%	10.00% to 13.50%

Our loan against property eligibility criteria are easy to meet. You can avail a sanction of Rs. 50 lakhs without any hassle. However, you can also calculate property area using our area converter to know the amount of loan you are eligible for.

Nationality

Resident of India, owning property in the following locations:
Delhi & NCR, Mumbai & MMR, Chennai, Hyderabad, Bangalore, Pune, Ahmedabad (for salaried employees) or Bangalore, Indore, Nagpur, Vijayawada, Pune, Chennai, Madurai, Surat, Delhi & NCR, Lucknow, Hyderabad, Cochin, Mumbai, Jaipur, Ahmedabad (for self-employed individuals)
Age

25 years to 85 years (for salaried individuals) or 25 years to 85 years (for self-employed individuals)
Employment

Salaried employee of any private, public or multinational organization or self-employed individual with a consistent income from business