Loan against property up to Rs. 30 Lakh

Be it giving your home a facelift, going on a trip abroad, consolidating your debts or meeting medical emergencies, such expenses require hefty investment. While these are some necessary expenses that a person has, the available finance may not always be sufficient to fulfil the same. Thus, to meet such expenses, you may avail Rs.30 Lakh loan from Bajaj Finserv.

Features and benefits

Applicants interested in availing a loan against property can read more to know about the features of the Bajaj Finserv Home Loan.

  • Swift approval and disbursal

    Swift approval and disbursal

    Get a fast go-ahead on your loan against property application, and receive funds within 72 hours** of approval.

  • Doorstep perks

    Doorstep perks

    When you apply for a mortgage loan, we facilitate document collection from your home for added ease.

  • Flexible tenor

    Flexible tenor

    Repay the loan against property over a long duration of 2–20 years if you’re salaried and 2–14 years if you’re self-employed.

  • Easy balance transfer

    Easy balance transfer

    Refinance your existing mortgage loan with Bajaj Finserv and enjoy better interest rates. Get additional funds through the top-up facility.

  • Flexi benefits

    Flexi benefits

    Withdraw from your sanction when needed and prepay the loan as per your convenience. You can also pay with interest only EMIs at the start of the tenor.

  • Restriction-free usage

    Restriction-free usage

    Bajaj Finserv doesn’t impose conditions on how you use the loan. Utilise the funds as per your needs.

Loan against property up to Rs. 30 Lakh

Bajaj Finserv offers up to Rs. 30 lakh through a loan against property. By pledging a high value property, you can also borrow of Rs. 5 crore*, or higher, basis eligibility. The interest rates are nominal, and the application process is simple too. Best of all, you can use the funds for various planned or unplanned expenses, as you see fit.

Once you meet eligibility criteria, you can have the documents collected from your home to expedite application. Should you opt to transfer an existing loan against property to Bajaj Finserv, you can lower the cost of borrowing owing to low interest rates and also enjoy a high top-up loan without extra documentation.

You can comfortably repay the loan as it offers a long tenor of up to 20 years. To plan repayment better, be sure to use the loan against property calculator.

View the complete list of loan against property interest rates before applying.

Eligibility criteria and documents required for salaried applicants

Our property loan eligibility criteria are uncomplicated, and you only have to submit a few documents to prove your eligibility when you fill the online application form. Following are the documents required from salaried customers.

  • Nationality

    Nationality

    Resident of India, owning property in the following locations:
    Delhi & NCR, Mumbai & MMR, Chennai, Hyderabad, Bangalore, Pune, Ahmedabad

  • Age

    Age

    25 years to 70 years

  • Employment

    Employment

    Salaried employee of any private, public, or multinational organization

Eligibility criteria and documents required for self-employed applicants

Our property loan eligibility criteria is equally simple for self-employed individuals. Following are the documents required from them.

  • Nationality

    Nationality

    Resident of India, owning property in the following locations:
    Bangalore, Indore, Nagpur, Vijayawada, Pune, Chennai, Madurai, Surat, Delhi & NCR, Lucknow, Hyderabad, Cochin, Mumbai, Jaipur, Ahmedabad

  • Age

    Age

    25 years to 70 years

  • Employment

    Employment

    Self-employed individual with a consistent income from business

How to apply for loan against property

Our loan against property has a quick application process. Simply follow these 3 hassle-free steps.

  1. 1 Fill our short application form online
  2. 2 Share property-related and personal details
  3. 3 Provide income information to avail offers

On submission of details, our relationship manager will call and take you through the next steps of getting the loan in your bank account.

*Conditions apply