Start-up Loan: Features and Benefits

The increasing opportunities to establish a new business drive the start-up ecosystem that is flourishing in India currently. Apart from a solid business plan, what start-up companies require is adequate funding in the form of seed capital. Bajaj Finserv Loan Against Property brings Start-up Loan to meet the unique needs of individuals eager to start their own ventures.

Avail the easy financing option to start a business with an initial capital or finance its expansion needs and operational costs. Mortgage an asset and opt for high-value start-up loans as per the market value of that property.

Use this start-up funding to cover expenses like new infrastructure, inventory and overhead expenses, purchase of new equipment, etc.

Tailor-made for prospective entrepreneurs who need initial capital to set up their own firm, this small business loan comes with the following features:

  • Loan Of A High Amount

    Bajaj Finserv offers easy access to high-value start-up loan on property up to Rs. 3.5 crore. Utilise the funds for multiple purposes with no end-usage restriction.

  • Long Repayment Tenure

    The small business start-up loan comes with a long repayment tenure of up to 18 years. Select a convenient schedule according to your repayment capability and avoid chances of default.

  • Quick Disbursal Of Loan Amount

    Approval and disbursal of self-employed loan is fast and hassle-free with Bajaj Finserv. Meet the loan against property eligibility criteria, submit the documents required and enjoy quick disbursal of the loan amount within 4 days of approval.

  • Affordable Rate Of Interest

    With Bajaj Finserv, be assured to pay attractive loan against property interest rate. Our 100% transparent policy ensures no hidden or surprise charges on loan.

  • Flexi Loan Facility

    Reduce your EMIs significantly with the exclusive flexi loan facility from Bajaj Finserv. Borrow whenever you need from the pre-sanctioned amount and repay the principal at the end of the tenure. Pay interest only on the amount withdrawn as EMIs and prepay when you have excess funds.

    Also Read: What is Invoice Discounting and Financing

  • Minimum Documents Required

    Complete the application process with minimal documentation. Submit the mortgage documents along with identity proof, address proof and proof of income for instant approval of your start-up loan on property.

  • Convenient Account Management Online

    Bajaj Finserv makes account management easy at any time, from anywhere with the customer portal Experia.

  • Part-Prepayment And Foreclosure Facility

    Choose to part-prepay the loan amount any time before the tenure ends or foreclose your account with lump sum amount. Our part-prepayment and foreclosure facilities attract minimal charges.

    If you already have a business vintage of 3 years and need additional start-up finance for your company, avail a start-up business loan of up to Rs. 30 lakh.

Start-up Loan: Eligibility Criteria and Documents Required

Know the loan eligibility criteria and the documents needed to avail the secured start-up loan. Use our eligibility calculator online and increase your chances.

How to Apply for a Start-up Loan on Property?

It’s easy! Fill up the mortgage online application form to get approval within 48 hours. Submit documents and receive the loan amount at the earliest.


Congratulations! You have a pre-approved personal loan/top-up offer.