Start-up loan against property

Mortgage an asset and opt for a high-value start-up loan against the market value of your property. Use this start-up funding to cover expenses like new infrastructure, inventory and overhead expenses, purchase of new equipment, etc. While several financing solutions are available today for business purposes, a loan against property remains among the popular options because of its relatively low interest rate, which is attributable to the loan’s secured nature.

Features and benefits

Tailor-made for prospective entrepreneurs who need initial capital to set up their own firm, this small business loan comes with a range of features and benefits.

  • Long-term repayment

    Long-term repayment

    Repay at your convenience over a flexible tenor of up to 18 years

  • %$$LAP-Disbursal-tenor-TAT$$%* disbursal

    72 hours** disbursal

    Receive the self-employed loan amount in your bank account within three days* of approval

  • Competitive interest rate

    Competitive interest rate

    Pay affordable loan against property interest rate with no hidden or unexpected charges.
  • Flexi perks

    Flexi perks

    Reduce your EMI with interest-only payments for the initial tenor and pay the principal at the end of the repayment period

  • Simple documentation

    Simple documentation

    Keep paperwork to a minimum with our short list of documents required for start-up loan against property.

  • Online access

    Online access

    View your loan account statement and manage your EMIs through our customer portal, My Account.

  • Hassle-free prepayment

    Hassle-free prepayment

    Pay your start-up loan amount before the tenor ends or foreclose your account at nominal charges.

Loan against property for start-up

Address your start-up’s financial needs by applying for the Bajaj Finserv Start-up Loan Against Property. Borrow Rs. 5 Crore**, or even higher basis eligibility, and use the money to cover any business-related expenses, including infrastructure costs, operational costs, overhead expenses, equipment, and inventory.

Borrow and pay as you go with our Flexi loan facility or choose to pay only interest as EMI for the initial tenor to reduce your monthly payments substantially. You can calculate your EMI by visiting our Loan Against Property EMI Calculator. If you have an existing loan against property, you can easily transfer your balance to Bajaj Finserv and apply for a top-up for better interest rates and loan terms. When you have surplus funds, opt for easy prepayment to bring down your loan amount and reduce the number of monthly instalments.

Eligibility criteria and documents required for a loan against property for start-ups

Get funds in your account within 72 hours** of approval once you meet our simple loan against property eligibility criteria.

The property to be mortgaged must be located in one of the below locations.

  • Delhi and NCR
  • Mumbai and MMR
  • Chennai
  • Hyderabad
  • Bangalore
  • Pune
  • Ahmedabad

Salaried applicants must be 23 years to 62 years years of age. On the other hand, self-employed applicants must be 25 years to 70 years years of age. In terms of employment, salaried applicants must have 3 years of experience with a private or public organization. Self-employed applicants should have 5 years of vintage in the current enterprise.

How to apply for a start-up loan against property

Follow these simple steps to apply for our loan against property.

  1. 1 Fill our mortgage online application form
  2. 2 Provide your personal, property, and income details to receive the best offers

Our representative will call you within 48 hours to guide you through the next steps.

*Terms and conditions apply