Care Health Insurance - End Stage Renal Failure Cover starting at Rs. 271
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Coverage up to Rs. 3 lakh, premium starting Rs. 271
Coverage up to Rs. 3 lakh for your hospital and medical expenses due to End Stage Renal disease at a premium starting Rs. 271.
Get hospitalisation expenses covered, and ambulance expense up to Rs. 2,000 covered.
Coverage for hospital room rent, ICU, transfusion, doctor fees, medicines, and diagnostic tests.
The process to buy this policy is 100% digital.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy End Stage Renal Failure Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Mobile number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Here’s a quick look at the policy details of End Stage Renal Failure Cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
|Sum insured (in Rs.)||1 lakh|
|Premium including GST (in Rs.)||271|
|Policy tenure||1 year|
|Sum insured (in Rs.)||2 lakh|
|Premium including GST (in Rs.)||531|
|Policy tenure||1 year|
|Sum insured (in Rs.)||3 lakh|
|Premium including GST (in Rs.)||684|
|Policy tenure||1 year|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the End Stage Renal Failure Cover:
- Key inclusions
- Key exclusions
|Hospitalisation expenses||Expenses up to Rs. 3 lakh for End Stage Renal Failure, provided the diagnosis is supported by clinical confirmation|
|Pre- and post-hospitalisation||Hospitalisation expenses incurred in the pre-and post-hospitalisation period for 30 and 60 days, respectively|
|Diagnostic tests||Cost of conducting diagnostics test in the specified pre-hospitalisation period or during the hospitalisation period|
|Ambulance coverage||Expenses incurred on an ambulance for up to a maximum of Rs. 2,000|
|Any pre-existing disease||No coverage for pre-existing medical illness|
|Illness other than specified under policy||Any illness other than those specified under this policy|
|Waiting period||Illnesses detected within 90 days from the start of policy|
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Health Insurance) to claim the benefits of the End Stage Renal Failure Cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at firstname.lastname@example.org
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
Documents required to claim
To claim the benefits of End Stage Renal Failure Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at email@example.com
Frequently asked questions
End Stage Renal Failure Cover is an insurance product from Care Health Insurance offered through Bajaj Finance. It provides financial support for medical expenses associated with the treatment of end-stage renal failure.
End Stage Renal Failure Cover protects against the medical costs arising from end-stage renal failure treatment. This includes hospital room rent, ICU room charges, ambulance charges, and diagnostic tests.
Yes, expenses incurred during pre- and post-hospitalisation for a period of 30 and 60 days, respectively, are covered under this policy.
The policy covers the medical expenses incurred during hospitalisation like diagnostic tests, doctor’s fees, medication charges, room rent, ICU, and transfusion.
This policy offered through Bajaj Finance is available in three variants:
1. Coverage of Rs. 1 lakh for a premium of Rs. 271
2. Coverage of Rs. 2 lakh for a premium of Rs. 531
3. Coverage of Rs. 3 lakh for a premium of Rs. 684
Time period specified in the Policy Schedule that shall be served before a claim related to such condition becomes admissible.
The person named in the Policy Schedule/Certificate of Insurance who has concluded this policy with the insurer.
Accidental physical harm excluding illness or disease directly caused by external, visible and evident means, verified by a doctor.
The member or dependents named in the Policy Schedule who is/are covered under the policy.