Care Health Insurance

Care Health Insurance - End Stage Renal Failure Cover starting at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium starting Rs. 271

    Coverage up to Rs. 3 lakh, premium starting Rs. 271

    Coverage up to Rs. 3 lakh for your hospital and medical expenses due to End Stage Renal disease at a premium starting Rs. 271.

  • Hospitalisation expenses

    Hospitalisation expenses

    Get hospitalisation expenses covered, and ambulance expense up to Rs. 2,000 covered.

  • Treatment charges

    Treatment charges

    Coverage for hospital room rent, ICU, transfusion, doctor fees, medicines, and diagnostic tests.

  • End-to-end online

    End-to-end online

    The process to buy this policy is 100% digital.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy End Stage Renal Failure Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 – 60 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

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Policy details

Here’s a quick look at the policy details of End Stage Renal Failure Cover:

  • Premium of Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the End Stage Renal Failure Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation expenses Expenses up to Rs. 3 lakh for End Stage Renal Failure, provided the diagnosis is supported by clinical confirmation
Pre- and post-hospitalisation Hospitalisation expenses incurred in the pre-and post-hospitalisation period for 30 and 60 days, respectively
Diagnostic tests Cost of conducting diagnostics test in the specified pre-hospitalisation period or during the hospitalisation period
Ambulance coverage Expenses incurred on an ambulance for up to a maximum of Rs. 2,000
Key exclusions Description
Any pre-existing disease No coverage for pre-existing medical illness
Illness other than specified under policy Any illness other than those specified under this policy
Waiting period Illnesses detected within 90 days from the start of policy

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the End Stage Renal Failure Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of End Stage Renal Failure Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is End Stage Renal Failure Cover?

End Stage Renal Failure Cover is an insurance product from Care Health Insurance offered through Bajaj Finance. It provides financial support for medical expenses associated with the treatment of end-stage renal failure.

What is the coverage under End Stage Renal Failure Cover?

End Stage Renal Failure Cover protects against the medical costs arising from end-stage renal failure treatment. This includes hospital room rent, ICU room charges, ambulance charges, and diagnostic tests.

Are pre- and post-hospitalisation expenses also covered under this policy?

Yes, expenses incurred during pre- and post-hospitalisation for a period of 30 and 60 days, respectively, are covered under this policy.

What treatment expenses are covered under the End Stage Renal Failure Cover?

The policy covers the medical expenses incurred during hospitalisation like diagnostic tests, doctor’s fees, medication charges, room rent, ICU, and transfusion.

What is the premium for the sum insured for the End Stage Renal Failure Cover?

This policy offered through Bajaj Finance is available in three variants:
1. Coverage of Rs. 1 lakh for a premium of Rs. 271
2. Coverage of Rs. 2 lakh for a premium of Rs. 531
3. Coverage of Rs. 3 lakh for a premium of Rs. 684

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.