Care Health Insurance - Alzheimer’s Disease – Indemnity starting at Rs. 271
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
-
Coverage up to Rs. 3 lakh, premium Rs. 271
Get coverage against medical expenses up to Rs. 3 lakh for Alzheimer’s treatment as prescribed by a medical practitioner.
-
Hospitalisation cover
Covers in-patient hospitalisation expenses along with medical expenses incurred 30 days before and 60 days after hospitalisation.
-
Diagnostic tests cover
Covers diagnostic tests costs incurred within the specified pre-hospitalisation and in-patient hospitalisation period.
-
Treatment charges cover
Covers treatment charges along with hospital room rent, ICU charges, transfusion, doctor’s fees (during and after hospitalisation) and medicines.
-
Ambulance cover
Covers ambulance cost up to Rs. 2,000.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Alzheimer’s Indemnity cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
Documents required
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
-
Step 1
Click on the ‘Buy Now’ button on this page.
-
Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
-
Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
-
Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
-
Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
-
Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here's a quick look at the policy details of Alzheimer’s Indemnity cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 271 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 531 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here's a quick look at the inclusions and exclusions under Alzheimer’s Indemnity cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Pre-hospitalisation expenses | Up to 30 days |
| Hospitalisation | Expenses incurred during hospital treatment |
| Post-hospitalisation | Up to 90 days |
| Post-hospitalisation | Up to 90 days |
| Medications | During hospitalisation |
| Doctor’s fees | During and after hospitalisation |
| Ambulance cost | Up to Rs. 2,000 |
| Key exclusions | Description |
|---|---|
| Ailments during waiting period | Illnesses detected before 30 days from the purchase of policy |
| Illness other than specified under policy | Any illness other than those specified under this policy |
| Any pre-existing disease | No pre-existing medical illness is covered |
| Psychiatric treatment | Any direct or indirect psychiatric treatment |
| Other ailments | Non-organic diseases such as neurosis and psychiatric illnesses |
| Alcohol abuse | Brain damage caused due to alcohol abuse |
| Irreversible disorders | Any other type of irreversible organic disorder and dementia |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You you can reach out to the insurer (Care Health Insurance) to claim the benefits of the Alzheimer’s Indemnity Cover by email or phone:
-
-
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits.
-
Documents required to claim
To claim the benefits of this Alzheimer’s Indemnity Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
n case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Alzheimer’s Disease Indemnity Cover is a pocket insurance product offered by Care Insurance that provides financial support for all medical expenses associated with the treatment of Alzheimer’s disease.
Alzheimer’s disease is a progressive, degenerative disorder of the brain that results in worsening symptoms of dementia. Managing and treating this disease can have a significant financial toll apart from the stress on the patient and family. The Alzheimer’s Cover provides the necessary financial support that can help individuals and families ensure they’re able to access the best medical care while also securing their financial future.
You can reach out to the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
Alzheimer’s Cover provides coverage for all medical expenses incurred for Alzheimer procedure, including ambulance, hospitalisation, medication, doctor’s fees, and other treatment charges along with various pre- and post-hospitalisation expenses.
The Alzheimer’s Cover does not include coverage for any pre-existing conditions and treatment for any ailments other than Alzheimer’s disease. This also includes non-organic diseases such as neurosis and psychiatric illnesses, along with any other type of irreversible organic disorder and dementia. The policy also excludes direct or indirect psychiatric treatment related to Alzheimer’s diseases. The full list of exclusion can be found in the policy document.