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Home Loan Eligibility Criteria

For Salaried individuals, Housing Loan eligibility criteria is

  • You should be a resident of India

  • You should be between 25 and 58 years of age

  • You should be a salaried individual with a work experience of 3 years or more

  • The minimum and maximum loan amounts are Rs. 30 lakh and Rs. 10 crore respectively


Minimum Net Salary Per Month

Minimum Property Value

For self-employed individuals, Housing Loan eligibility criteria is

Whether you are a businessman, doctor, CA or an engineer we have customized home loans up to Rs. 5 crore, if-

  • You are an Indian resident.

  • You are between 28-70 years of age.

  • You are a self-employed individual with minimum 5 years of continuity in current business.

Documents Required for Home Loan

You will need the following documents* in order to apply for a Bajaj Finserv Home Loan:

  • KYC documents

  • Address Proof

  • Identity Proof

  • Photograph

  • Form 16 or latest salary slips (For Salaried Individuals)/ ITR Document and P&L Statement of last 2 years (For Self employed individuals)

  • Bank account statements of the previous 6 months

  • Document for proof of Business, of Min. 5 years (for Businessmen/ self-employed individuals )

  • *Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. The same will be communicated to you as and when required.

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