Published Jul 8, 2026 · 4 Min Read

In summary

 
 

You do not need a credit card to bring home an air fryer. The Bajaj Finance Insta EMI Card lets you split the cost into Easy EMIs, so you pay for your appliance in small, manageable parts every month.

 

  • Get a card loan offer of up to Rs. 3 lakh to cover your air fryer and other purchases together.
  • Shop at 1.5 lakh partner stores across 4,000 cities in India, both online and in-store.
  • Choose a repayment tenure across 3 to 60 months, based on what suits your monthly budget.
  • Pay a one-time joining fee of just Rs. 530 to activate your card.

 

Check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping for your new air fryer within minutes.

What is an air fryer and why should you buy one?

An air fryer is a compact kitchen appliance that cooks food by circulating very hot air around it at high speed. This gives you the crisp, golden texture of deep-fried food while using up to 90 per cent less oil.

You should consider one if you want quicker, cleaner, and healthier everyday cooking. Most models heat up in under 3 minutes and cook a full batch of snacks in 15 to 20 minutes, which is faster than a conventional oven.

What key features do air fryers offer?

Modern air fryers pack in several features that make daily cooking simpler and more consistent. Here are the ones worth checking before you buy:

  • Rapid hot air circulation technology: Hot air moves rapidly around the food chamber, so every piece cooks evenly without needing you to flip it constantly.
  • Preset cooking programs: Most air fryers come with 6 to 10 preset modes for dishes such as fries, chicken, and cake, so you do not need to guess the time or temperature.
  • Digital display and temperature controls: A digital panel lets you set precise temperatures, usually between 80 degree Celsius and 200 degree Celsius, for different recipes.
  • Timer and auto shut-off functionality: The appliance switches off on its own once the timer ends, which prevents overcooking and saves electricity.
  • Compact and kitchen-friendly design: Most baskets range from 2-litre to 6-litre, so you can pick a size that fits both your counter and your family.

Air frying vs deep frying vs microwaving

Each cooking method suits a different need in your kitchen. This table compares the three on speed, texture, and oil usage, so you can pick the right one for your daily cooking.


MethodBest use caseSpeed and textureOil usage
Air fryingEveryday snacks, reheating, and light bakingCooks in 15–20 minutes with a crisp outer layerUses barely a spoon of oil, or none at all
Deep fryingOccasional indulgent fried foodCooks fast, in 5–10 minutes, with a very crunchy textureRequires food to be fully submerged in oil
MicrowavingReheating or steamingFastest option, under 5 minutes, but often leaves food softNeeds little to no oil, but does not crisp food

Price list of the top selling air fryers in India (2026)

Here are some of the best-selling air fryers in India right now, across different budgets and family sizes.


Model nameWhy should you choose thisPrice
Pigeon Healthifry DigitalA 3.2-litre basket with digital controls, suited to individuals or couples who cook oftenRs. 2,999
Kent 4-litre Digi PlusA 1,300 W motor with digital display, a good fit for small families on a tight budgetRs. 3,199
Philips NA120/00Reliable analogue dial controls with a sturdy, rust-resistant basket for daily useRs. 4,849
Havells Prolife NeoA 4.5-litre capacity with multiple presets, ideal for a family of fourRs. 6,249
Philips HD9252/90 DigitalA 6.2-litre digital model with precise temperature readout, built for larger householdsRs. 7,999

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

Please note: Easy EMIs are applicable on purchases above Rs. 5,000.

 

If your chosen air fryer is priced under Rs. 5,000, you can pair it with a related kitchen accessory, such as a basket liner set or a second cooking rack, to bring your total invoice above Rs. 5,000.

What factors should I consider before buying an air fryer for my needs?

Buying the right air fryer comes down to matching the appliance to how your household actually cooks. Keep these points in mind before you decide:

  • Basket style versus oven style: A basket model is compact and ideal for frying and roasting, while an oven-style air fryer with racks suits baking and grilling larger batches.
  • Preset cooking programs: If you cook a wide variety of dishes, choose a model with more presets so you spend less time adjusting settings manually.
  • Counter space considerations: Measure your kitchen counter before buying, since larger 5-litre and 6-litre models need considerably more space than a 2-litre unit.
  • Frequency of use: If you plan to use the appliance daily, invest in a sturdier, higher-wattage model built for continuous cooking rather than occasional use.

What are the key benefits of buying an air fryer?

An air fryer changes the way your household eats and cooks, well beyond just cutting oil. Here are the outcomes you can expect:

  • Healthier family meals: You can serve crispy snacks with far less fat, which supports better eating habits for the whole family over time.
  • Faster everyday cooking: Most dishes are ready in under 20 minutes, so you save time on busy weekdays compared with a traditional oven.
  • Simpler cleanup: Non-stick, dishwasher-safe baskets mean you spend less time scrubbing pans after every meal.
  • One appliance, many uses: You can fry, roast, bake, and grill in the same unit, reducing the need for multiple kitchen gadgets.
  • Better portion planning: A dedicated basket size helps you cook exactly what your family needs, cutting down on food waste.

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It gives you a card loan offer of up to Rs. 3 lakh, which you can use across 1.5 lakh partner stores in 4,000 cities to buy your air fryer and other everyday products.

Once activated, you can convert your purchase into Easy EMIs and repay across 3 to 60 months, choosing a monthly amount that fits your budget. The card is entirely digital, so you can view and manage it through the Bajaj Finance app without any physical paperwork.


Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred air fryer easily and affordably.

How do I apply for the Bajaj Finance Insta EMI Card?

Applying for the card takes only a few minutes and can be completed entirely online. Follow these steps:

  1. Enter your 10-digit mobile number and click on "GET IT NOW" on this page.
  2. Enter the OTP sent to your phone and submit it.
  3. Enter your full name and click on "Yes, Auto-Fetch Details".
  4. Verify your pre-filled personal details and click "CONTINUE".
  5. Check your pre-qualified card loan offer amount and click "CONTINUE".
  6. Review your wallet setup details and verify the OTP.
  7. Complete identity verification by confirming your current residential address.
  8. Pay the one-time joining fee of Rs. 530, inclusive of applicable taxes.
  9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ slightly based on whether you are a new or an existing Bajaj Finance customer.

 

Also read: How to apply for the Insta EMI Card

How do I use the Insta EMI Card to buy an air fryer?

At a partner store

You can use your Insta EMI Card at any partner store, including Croma, Reliance Digital, and Vijay Sales, in under 5 minutes.

  1. Select the air fryer you want to buy.
  2. Ask the store executive to process payment through your Bajaj Finance Insta EMI Card.
  3. Share your registered mobile number and card details.
  4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
  5. Authenticate the purchase using the OTP sent to your registered mobile number.
  6. Your purchase is confirmed. Take your air fryer home the same day.

While shopping online

  1. Add your chosen air fryer to your cart on Amazon or Flipkart.
  2. At checkout, select the Bajaj Finance Easy EMIs option.
  3. Enter your Insta EMI Card details and registered mobile number.
  4. Choose your preferred repayment tenure, across 3 to 60 months.
  5. Confirm using the OTP sent to your registered mobile number.
  6. Your order is placed, and EMI deductions begin from your next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, which helps you plan your purchase better.

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.


FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

Also read: Eligibility criteria for the Insta EMI Card


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EMI full formBNPLPOS full form

List of the biggest upcoming sales:

 

Amazon Upcoming SaleFlipkart Upcoming Sale
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Amazon Diwali offer sale 2026Sangeetha Mobiles Diwali offers 2026
Poorvika Mobiles Diwali offers 2026How to shop on Amazon without a credit card
Amazon Great Indian Festival 2026Flipkart Cooling Days
Amazon Prime Day SaleAmazon Electronics Sale

Frequently asked questions

Can I buy an air fryer using the Insta EMI Card without a credit card?

Yes, you can. The Insta EMI Card is a pre-qualified card loan, not a credit card, and it lets you convert your air fryer purchase into Easy EMIs across 3 to 60 months. Check your Insta EMI Card eligibility online with your mobile number and OTP before you shop, so you know your card loan offer in advance.

Is zero down payment available on all air fryers when I use the Bajaj Finance Insta EMI Card?

Zero down payment offers apply to many popular air fryer models at partner stores, but they vary by brand and by the promotional scheme running at the time. Before you finalise your purchase, ask the store representative whether your chosen model currently qualifies for a zero down payment deal.

Which air fryer brands are available on EMIs with Bajaj Finance?

You can choose from leading brands such as Philips, Havells, Kent, and Pigeon across 1.5 lakh partner stores. Check your Insta EMI Card eligibility online first, so you know your card loan offer amount before comparing models and prices in store.

Can I use the Insta EMI Card to buy an air fryer online?

Yes, you can use your Insta EMI Card on Amazon and Flipkart. At checkout, select the Bajaj Finance Easy EMIs option, enter your card details, and choose a repayment tenure across 3 to 60 months. Your order is confirmed once you authenticate the payment with an OTP.

What size air fryer is suitable for a family of four?

A 4-litre to 5-litre basket generally works well for a family of four, since it can cook a full meal portion in one batch. Models such as the Havells Prolife Neo, priced at Rs. 6,249, offer this capacity along with multiple preset cooking programs for everyday meals.

Can an air fryer be used for baking and grilling?

Yes, most air fryers today go well beyond frying. Oven-style models with racks let you bake small cakes, grill vegetables, and roast meat, in addition to frying snacks. Check the preset menu on your chosen model, since dedicated bake and grill settings make these tasks far more consistent.

Is an air fryer better than a microwave for Indian cooking?

An air fryer and a microwave serve different purposes. An air fryer produces crisp, fried-style textures for dishes such as samosas and pakoras using very little oil, which a microwave cannot replicate. A microwave remains better suited to reheating and steaming food quickly.

How much oil does an air fryer typically require?

Most air fryers need just 1 to 2 teaspoons of oil, compared with the cups of oil that deep frying requires. This can reduce your household oil consumption by up to 80 per cent, while still giving you a crisp, golden texture on your favourite fried snacks.

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Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
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