Festive season on No Cost EMIs

Spend smart this festive season with No Cost EMIs using Insta EMI Card. Get benefits like zero down payment, low EMI schemes, and 1.5 lakh stores.
Festive season on No Cost EMIs
2 min read
28 Sept 2022

Over the past few years, most of us have celebrated festivities with certain limitations. We have postponed our shopping for various reasons. Now that we have started to step out again like before and be optimistic about the days ahead, most of us are looking forward to the festive season.

Festivities come with celebrations, shopping, and looking forward with a new perspective. No matter how long your shopping list may be for this festive season, the Insta EMI card can help you get a lot more this year for every rupee that you plan to spend.

For instance, Peri is eyeing a home theatre from a very long time and planning to replace his refrigerator with a French-door refrigerator. But he also wants to gift his kids PS5 on their birthday. No matter what Peri’s shopping plans are, with Insta EMI Card, he doesn’t need to choose one from the list, but buy everything on EMI.

With the Insta EMI card, Peri can now shop without draining his bank account and celebrate a khushiyon waali badee diwali with his family.

Peri can buy all of the products on his shopping list (which may total up to Rs. 4 lakh) on a monthly EMI of Rs. just Rs. 17,000, making it easy and affordable for him.

Peri can shop from any of our partner network stores. Across India, we have over 1.5 lakh partner stores where our Insta EMI Card holders can convert their purchase into EMIs.

Converting all your purchases into EMIs is not the only benefit that our Insta EMI Card offers. Listed below are the other benefits:

Benefits of Using EMI Card on Festive Season

Zero down payment
Especially in festive seasons, we run zero down payment schemes where you do not have to pay anything at the time of your purchase except for a nominal processing fee. For example, you can buy a 50-inch LED TV worth Rs. 75,000 and put the entire amount on 12-month EMIs of Rs. 6,250. The television will be delivered to you in 24-hours and your first EMI will perhaps start 7 to 15 days later depending on your date of purchase.

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Lower-EMI special schemes
You can go for our special schemes that offer a longer repayment tenure and further reduce your monthly EMI. For example, you can buy the same LED TV worth Rs. 75,000 and choose a 24-month EMI repayment scheme. This cuts your EMIs by half to Rs. 3,125 only. In such schemes, you will need to pay a few EMIs as a down payment.

Note: Down payments can vary from scheme to scheme. Please look out for our in-store demonstrator at the partner network outlet.

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Cashback offers from our partners
In addition to all the above benefits, you may also get attractive cashback offers from some of our partners. Please check with our partner store representative at the store.

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Having an EMI card throughout the festive season not only makes your celebration more enjoyable, but it also ensures your financial security. EMI cards are a useful tool for budgeting your costs because they offer financial flexibility, low or zero interest rates, and individualised payback alternatives. Experience the thrill of giving during this holiday season without worrying about accumulating debt.

Also Check:

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Diwali Offers on Mobile Phones with Bajaj Finserv Insta EMI Card

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Frequently asked questions

What is an EMI card, and how does it work during the festive season?

An EMI card, often provided by financial institutions like Bajaj Finserv, is a payment instrument that allows you to convert your purchases into Equated Monthly Instalments (EMIs). During the festive season, EMI cards become particularly popular as they offer shoppers the flexibility to buy products and pay for them in smaller, monthly instalments. This helps in managing expenses and making high-value purchases without burdening one's finances all at once.

What are the advantages of using an EMI card for festive season shopping?

Using an EMI card for festive season shopping has several advantages. Firstly, it allows you to buy expensive gifts or items without a substantial upfront payment. Additionally, you can choose from various EMI tenures to spread the cost over several months, making it easier on your budget. EMI cards often come with pre-approved limits, quick approval processes, and minimal or no down payment, making the festive season shopping experience hassle-free and convenient.

Are there any hidden fees or charges associated with EMI cards during the festive season?

While EMI cards typically do not have hidden fees, it is essential to read the terms and conditions carefully. You may encounter nominal processing fees or interest charges, depending on the specific offer or tenure chosen. These costs are typically transparent and disclosed during the purchase process, so make sure to understand them before availing of the EMI option.

Can I use an EMI card for both online and offline festive season shopping?

Yes, EMI cards can be used for both online and offline festive season shopping. They are versatile payment instruments accepted at a wide range of partner stores, both in physical outlets and e-commerce platforms. This flexibility makes it easy to shop for gifts, decor, and other festive essentials wherever you prefer.

Are there any exclusive festive season offers or discounts for EMI cardholders?

Yes, during the festive season, many financial institutions and retail partners offer exclusive discounts and offers to EMI cardholders. These may include cashback, reduced or No Cost EMI options, and special promotions tailored to the festive period. These incentives make EMI cards even more appealing for those looking to make the most of the season's shopping and celebration. It is a good practice to check for these festive season offers to maximize your savings.

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