5 reasons to get Insta EMI Card

Discover the top 5 reasons you need the Bajaj Finserv Insta EMI card today to experience unmatched convenience and financial freedom.
5 reasons to get Insta EMI Card
2 min read
28 Sept 2022

Whether you want to buy a new refrigerator, a high-end DSLR camera, or workout equipment, your selections will have an influence on your savings. While the variety of buying alternatives within these categories appears to be endless, most of us do have budgets to take care of. To bridge this gap, it is recommended to consider acquiring more expensive things through equated monthly payments (EMI). Because of No Cost EMIs, the Bajaj Finserv Insta EMI Card allows you to make large purchases without breaking the bank.

Based on your monthly financial plan and earnings, this card breaks your total cost into reasonable chunks. As a result, you can take your prized possessions home without making an initial down payment. Furthermore, the card can be used when shopping, providing access to additional benefits and enticing deals. In essence, the Insta EMI Card improves the rewards and convenience of your shopping experience dramatically.

Top 5 reasons you should apply for the Bajaj Finserv Insta EMI Card

1. Accepted across leading shopping websites

You can use this card to pay across shopping sites like Amazon, Vijay Sales, Tata Croma, and Reliance Digital. While you make a payment on any of these shopping sites, you can select this card as your payment option. You will get a flexible range of tenure options starting from 1 to as long as 60 months.

2. Accepted across 1.5 lakh stores in 4,000 cities

From Jammu to Pondicherry and Goa to Shillong, over 1.5 lakh stores across 4,000 large and small cities accept the Insta EMI Card. Wherever you are, you can just walk into any of our partner stores and put your bills on EMIs.

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3. Daily groceries on EMIs

Yes, that is actually true. If you do not believe us, try this out. Go to any of our partner superstore in your town. Shop for your daily groceries of worth up to Rs. 5,000 or more and put the payment on your Insta EMI Card. Rs. 5,000 will be converted into bite-sized EMIs.

Rs. 42,000 = 1 down payment + 9 instalments of Rs. 3,500 each

We run lots of promotions on our Insta EMI Card purchases, on festive occasions. For instance, if you buy a TV worth Rs. 42,000 and choose a repayment tenure of 9 months, you need to make a down payment of Rs. 10,500. The remaining amount of Rs. 31,500 is converted into 9 instalments. Many of our offers also come with zero down payment options.

4. Pre-approved limits

Our existing customers who do not have an Insta EMI Card need not go through the entire application process to know their card limit. All they need to do is enter their mobile number and OTP to check their pre-approved limit. We have also introduced a new service called Instant Insta EMI Card wherein our new customers can check their pre-assigned limits in the same way.

5. Ready to use within minutes

Our Insta EMI Card is a digital card. The entire application process is online and can be completed in less than 10 minutes. A digital card is assigned to you after the process completion. The card is then ready to use.

The Insta EMI Card enables you to make the most of your online and offline buying experiences. It can provide you with access to our 1.5 lakh partner stores, zero down payments, a flexible repayment schedule, no foreclosure charges, and quick registration. Electronics, gadgets, appliances, devices, and wearables are also just a few touches away! The Insta EMI Card is a financial tool that can significantly improve your shopping experience.

Apply for Insta EMI Card


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Frequently asked questions

What is the purpose of EMI card?

The purpose of an EMI card is to provide customers with the convenience of making purchases on credit, allowing them to convert the cost of high-value products into easy monthly instalments, thereby easing the financial burden and making the purchase more affordable.

Who is eligible for EMI card?

Eligibility for an EMI card varies depending on the financial institution. Generally, individuals with a stable income, good credit history, and age within the specified range are eligible. Some providers may also offer EMI cards to certain account holders or credit card users.

What are the benefits of Insta EMI card?

The benefits of an Insta EMI card include instant approval, quick and hassle-free application process, and the ability to make purchases on easy instalment plans, enabling customers to buy desired items without immediate cash outflow and manage their expenses effectively.

Why do people choose EMI?

People choose EMI to afford products and services that may be beyond their immediate financial means. By breaking down the cost into smaller, manageable instalments, they can enjoy the benefits of the purchase right away without burdening their savings or monthly budget.

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