Picture this – it is a hot summer day, and you are browsing online for a new air conditioner to get rid of the summer blues. You come across the perfect model that fits your needs, but the price tag makes you frown. Should you trade comfort for convenience? With the Bajaj Finserv Insta EMI Card that is no longer necessary, since it makes life so much easier.
This digital card offers a pre-approved loan of up to Rs. 2 lakh, which you can use to buy products from our 1.5 lakh partner stores both online and offline. If this piqued your interest, here is everything you need to know about the Bajaj Finserv Insta EMI Card, and where you can use this digital card.
What is the Bajaj Finserv Insta EMI Card?
Having the Bajaj Finserv Insta EMI Card is like having a personal shopping loan that makes your life simpler and more affordable. Want to buy the latest TV or a high-end smartphone? Consider it done. From electronics and furniture to groceries and healthcare, you can purchase over one million products and services on EMI without putting any immediate burden on your finances. Plus, you can enjoy exclusive offers and discounts that are only available to Bajaj Finserv Insta EMI cardholders.
If you have been bit by the travel bug but cannot pay for the flight ticket immediately, you do not have to postpone your plans. The Insta EMI Card also lets you pay for your flight, and you can repay the amount later.
Features of the Bajaj Finserv Insta EMI Card
The Bajaj Finserv Insta EMI Card boasts several features that make it a convenient option for customers looking to finance their purchases. Here are some of its key features.
Easy application process
You can apply for the Bajaj Finserv Insta EMI Card online or offline. The application process is simple and hassle-free, and you can get the approval within minutes.
Flexible repayment tenure
You can choose a repayment tenure that suits your needs, ranging from 3 to 24 months. This allows you to repay the loan at your own pace, without worrying about the immediate financial obligation.
No hidden charges
The Bajaj Finserv Insta EMI Card comes with no hidden charges. You only have to pay the joining and processing fees.
Wide partner network
The Bajaj Finserv EMI Network is a hub of 1.5 lakh partner stores across various categories, such as electronics, furniture, fashion, and healthcare. This makes it easy to find the products you need, and pay for them using the Insta EMI Card.
Zero documentation
This digital card requires no documentation while applying online, making the application process quick and hassle-free.
No down payment
You do not have to make any down payment to avail of the EMI facility on select products.
Where can you use the Bajaj Finserv Insta EMI Card online?
The Bajaj Finserv Insta EMI Card lets you make purchases on EMI on various online platforms. Here are some of the places where you can use the Bajaj Finserv Insta EMI Card.
E-commerce platforms
You can use the Bajaj Finserv Insta EMI Card to shop on e-commerce platforms such as Amazon, Flipkart, and Myntra.
Travel websites
You can use the Bajaj Finserv Insta EMI Card to book flight tickets and hotel rooms on travel websites such as MakeMyTrip, Cleartrip, and Yatra.
Lifecare brand websites
The digital card can be used to avail of healthcare services on websites like Medlife, PharmEasy, and more.
Bajaj Mall
You can shop for a wide range of products on Bajaj Mall, an EMI-only platform that extends numerous benefits, such as No Cost EMI and zero down payment offers.
Where can you use the Bajaj Finserv Insta EMI Card offline?
Apart from online platforms, the Bajaj Finserv Insta EMI Card can also be used to make purchases offline at various partner stores. The Insta EMI Card can be used in 1.5 lakh stores across 4,000 cities.
To shop offline, visit the nearest partner store, select a product, and at the billing counter, request the representative to put the purchase on the Insta EMI Card. The bill is converted into EMIs, and you can use the digital card for future purchases.
Here are some popular partner stores where you can use the digital card.
Croma
Croma is a popular electronics store, and you can use the digital card to purchase laptops, smartphones, and other gadgets.
Reliance Digital
Reliance Digital is another popular electronics store, and you can use the Bajaj Finserv Insta EMI Card to buy items on EMIs.
Vijay Sales
You can purchase home appliances, TVs, laptops, and more using the Insta EMI Card from Vijay Sales.
Other partner stores
Apart from the above-mentioned stores, the Bajaj Finserv Insta EMI Card is also accepted at various partner stores across India. You can check the list of partner stores on the Bajaj Finserv website.
Shopping made convenient
The Bajaj Finserv Insta EMI Card makes shopping convenient and hassle-free. You can apply for the digital card offline or online and use it to make purchases on easy EMIs. Moreover, with the wide network of partner stores and online platforms, you can use the Insta EMI Card to purchase a wide range of products and services. Applying for the digital card is easy, and can be done online without any documentation requirement, or at partner stores. So, get your Bajaj Finserv Insta EMI Card today and enjoy a seamless shopping experience.