Get a home top-up of up to Rs. 1 crore
Need additional funds while managing your home loan? A top-up loan from Bajaj Finserv offers a seamless way to finance your needs, whether for home renovation, medical expenses, or personal investments. Get extra funds over your existing loan at competitive interest rates, ensuring cost-effective borrowing. Enjoy a hassle-free application process, minimal documentation, and swift approval. Additionally, you may benefit from tax deductions on interest paid, subject to eligibility. Take advantage of this financial flexibility without impacting your current loan terms.
Eligible borrowers can access a generous top-up loan of up to Rs. 1 crore*, depending on their income, credit score, and repayment record. These loans come with attractive interest rates, typically lower than those of unsecured personal loans.
Interest rate on top-up loan
Bajaj Finserv provides a home loan top-up facility that combines affordability with flexibility. The interest rates offered are highly competitive, making it a practical option for those who already have a home loan or wish to transfer their existing loan balance. With the added advantage of a high loan amount and no restriction on end use, borrowers can utilise the funds for various purposes, including home renovation. The actual rate applicable depends on factors like the borrower’s profile, repayment history, and current market conditions.
Borrower |
Top-up loan rate of interest |
Salaried |
8.55%* to 10.40%* p.a. |
Self-employed |
8.95%* to 10.85%* p.a |
Professional |
8.65%* to 10.45%* p.a. |
Looking to transfer your existing home loan to Bajaj Finserv to avail of this generous top-up loan of up to Rs. 1 crore? Check your eligibility now by entering your mobile phone number and OTP.
