Umiya Mobile Rajkot: Buy Mobiles, Laptops, and Gadgets on EMI

Umiya Mobile has stores across Rajkot stocking Apple, Samsung, and OnePlus. Buy your preferred smartphone on Easy EMIs.
Umiya Mobile Rajkot: Buy Mobiles, Laptops, and Gadgets on EMI
4 Min Read
Aug 19, 2026

In summary

Umiya Mobile has multiple stores in Rajkot, stocking brands such as Apple, Samsung, OnePlus, vivo, and OPPO. Use the Bajaj Finance Insta EMI Card to buy your preferred smartphone across Easy EMIs.

Here is what you should know before you visit:

  • Umiya Mobile stores are located across Rajkot, including Maya Complex and Gondal Road
  • A card loan offer of up to Rs. 3 lakh lets you buy smartphones, laptops, and accessories on Easy EMIs
  • Repayment tenures across 3 to 60 months to match your monthly budget
  • Accepted at 1.5 lakh partner stores across 4,000 cities, including Umiya Mobile Rajkot

Check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping at Umiya Mobile Rajkot the same day.

 

What should I know about shopping at Umiya Mobile Rajkot?

Umiya Mobile Rajkot is a trusted mobile retail store offering flexible payment options such as the Insta EMI Card. You can buy your desired smartphone without worrying about a large upfront payment.

With the Bajaj Finance Insta EMI Card, shopping becomes easier, letting you convert your purchase into Easy EMIs. This payment option suits budget-conscious buyers looking for quality mobile devices without financial strain.

Umiya Mobile Rajkot is known for its wide range of smartphones, accessories, and customer service. Located across Rajkot, the store offers the latest models from leading brands such as OnePlus, vivo, and OPPO.

Customers can expect competitive pricing, detailed product information, and assistance from knowledgeable staff. Whether you need a new smartphone, a phone case, or wireless earbuds, Umiya Mobile Rajkot offers a comprehensive selection for every tech buyer.


Why should I choose Umiya Mobile Rajkot for my next smartphone?

Choosing where to buy your next smartphone matters just as much as choosing the phone itself. Here is why Umiya Mobile Rajkot stands out:

  • Wide brand selection: Shop from leading brands such as Apple, Samsung, OnePlus, vivo, and OPPO, all under one roof
  • Multiple convenient locations: With stores across Rajkot, you have more than one option to visit based on what is closer to you
  • Expert guidance: The store's staff can help you compare models and choose a smartphone suited to your needs and budget
  • Easy EMI support: Use the Bajaj Finance Insta EMI Card to convert your purchase into Easy EMIs, without needing a credit card

What is the list of Umiya Mobile stores in Rajkot?

Umiya Mobile operates multiple stores across Rajkot, giving you a choice of locations to visit and shop using your Insta EMI Card. The table below lists the store details.

Store nameAddress
Maya ComplexSardar Nagar Main Road, near Vikas Medical, Astron Chowk, Sardarnagar, Rajkot, Gujarat 360001
Gondal RoadNear Lathiya Motors, Panchsheel Park, Panchsil Society, Rajkot, Gujarat 360002
Astron ChowkAstron Chowk, Sardar Nagar Main Road, Rajkot, Gujarat 360001

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

 

Check your Insta EMI Card eligibility now by entering your mobile number and verifying it with an OTP.


What is the list of available products at Umiya Mobile in Rajkot?

Umiya Mobile Rajkot offers a wide range of products to meet diverse customer needs. Shoppers can find the latest smartphones from top brands, along with accessories, wearables, and audio devices to complete their tech setup.

Product categoryPopular brands availableProduct types included
SmartphonesApple, Samsung, vivo, OPPO, realme, Nokia, Motorola, Infinix, Tecno, Xiaomi4G/5G smartphones, flagship phones, budget phones
TabletsSamsung, Apple iPad, LenovoWi-Fi tablets, LTE tablets, kids tablets
LaptopsHP, Dell, Lenovo, AcerBusiness laptops, gaming laptops, student laptops
Smart TVsXiaomi, OnePlus, Samsung, LG, WorldtechAndroid TVs, 4K TVs, LED TVs, smart TVs
WearablesboAt, Fire-Boltt, Noise, Apple, SamsungSmartwatches, fitness bands
Audio devicesJBL, boAt, Sony, realme, ZebronicsBluetooth speakers, earbuds, headphones
Mobile accessoriesMi, Apple, Samsung, Inbase, GOVOChargers, cables, cases, screen protectors

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

 

What financing options do I have to shop at Umiya Mobile Rajkot?

Once you have shortlisted your preferred product, you do not need to pay the full amount upfront. The Bajaj Finance Insta EMI Card lets you convert your purchase into Easy EMIs, so the cost fits comfortably into your monthly budget.

  • Card loan offer of up to Rs. 3 lakh to fund your smartphone or electronics purchase
  • Repayment tenure across 3 to 60 months, so you can choose what works for you
  • Accepted at 1.5 lakh partner stores across 4,000 cities in India, including Umiya Mobile Rajkot

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record, as well as to new applicants who clear KYC and eligibility checks. You can use it to convert your Umiya Mobile Rajkot purchase into Easy EMIs, at a one-time joining fee of Rs. 530 and zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred smartphone easily and affordably.

How do I apply for a Bajaj Finance Insta EMI Card?

Applying for the Insta EMI Card is a fully digital process that takes only a few minutes. Follow these steps to get started:

  1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on this page
  2. Enter the OTP and submit
  3. Enter your full name and click on 'Yes, Auto-Fetch Details'
  4. Verify your pre-filled personal details and click on 'CONTINUE'
  5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'
  6. Review your wallet setup details and verify the OTP
  7. Complete your identity verification by confirming your current residential address
  8. Post successful identity verification, pay a one-time joining fee of Rs. 530 (inclusive of applicable taxes)
  9. After successful payment, view your card details on the Bajaj Finance app

Note: The online process may differ depending on whether you are a new customer or already have a relationship with Bajaj Finance.

 

Also read: How to apply for the Insta EMI Card


How do I use the Insta EMI Card to shop at Umiya Mobile Rajkot?

Once your card is active, you can use it to buy a smartphone at any Umiya Mobile Rajkot store. Follow these steps:

  1. Visit your preferred Umiya Mobile store from the list above
  2. Browse and select the smartphone or accessory you want to buy
  3. At checkout, tell the store executive you want to pay using the Bajaj Finance Insta EMI Card
  4. Share your registered mobile number and card details with the executive
  5. Choose a repayment tenure across 3 to 60 months that fits your monthly budget
  6. Authenticate the transaction using the OTP sent to your registered mobile number
  7. Your purchase is approved instantly, so you can take your smartphone home

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase before you visit the store.


Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 

Also read: Features and benefits of the Bajaj Finance Insta EMI Card


What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
  • Form 60: In case of non-availability of PAN, Form 60 is required.

 

Also read: Eligibility criteria for the Insta EMI Card


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Frequently asked questions

Does Umiya Mobile Rajkot accept Bajaj EMI card?

Yes, Umiya Mobile Rajkot accepts the Bajaj EMI Card for purchases. Customers can use this card to convert their mobile and accessory purchases into convenient EMIs. This payment method allows you to spread the cost over several months, making it easier to afford the latest gadgets without paying upfront. Check your eligibility for the Insta EMI Card today using your mobile number and OTP for verification.

How to buy products on EMI at Umiya Mobile Rajkot?

To buy products on EMI at Umiya Mobile Rajkot, select your desired item and inform the salesperson that you wish to pay using EMI. Provide your Insta EMI Card details, choose a suitable tenure, and complete the transaction. This process enables you to pay in easy monthly instalments.

Which product is best to shop at Umiya Mobile Rajkot stores?

Umiya Mobile Rajkot offers a wide range of products, but smartphones from brands like OnePlus and Vivo are popular choices. These brands provide excellent performance, advanced features, and stylish designs, making them ideal for tech enthusiasts. Customers can also explore accessories, smartwatches, and audio devices for a complete mobile experience.

What are the benefits of shopping using an Insta EMI Card at Umiya Mobile Rajkot?

Shopping with an Insta EMI Card at Umiya Mobile Rajkot offers several benefits, including zero down payment, easy EMIs, and flexible repayment tenures. This option allows you to purchase high-end smartphones and accessories without financial strain. Additionally, the application process is simple, and approval is quick, making it a convenient payment solution. Check your offers now using your mobile phone number and verifying it with a one-time password.

Can I buy the latest iPhone models at Umiya Mobile Rajkot on EMI?

Yes, Umiya Mobile Rajkot stocks the latest Apple smartphones, and you can buy them using the Bajaj Finance Insta EMI Card. Simply select your preferred iPhone model, inform the store executive you want to pay using the Insta EMI Card, choose a repayment tenure that fits your budget, and confirm with an OTP.

Does Umiya Mobile Rajkot sell laptops and accessories?

Yes, Umiya Mobile Rajkot stocks laptops from brands such as HP, Dell, Lenovo, and Acer, alongside a range of mobile accessories, including chargers, cables, and screen protectors. You can buy these products using the Bajaj Finance Insta EMI Card and convert your purchase into Easy EMIs at checkout.

Can first-time buyers use the Insta EMI Card at Umiya Mobile Rajkot?

Yes, first-time buyers can use the Bajaj Finance Insta EMI Card at Umiya Mobile Rajkot, provided they meet the eligibility criteria and complete KYC verification. New applicants need a PAN card, Aadhaar card, and a registered mobile number to apply for the card before making their purchase.

What is the minimum EMI tenure available at Umiya Mobile Rajkot?

The EMI tenure available on the Bajaj Finance Insta EMI Card is from 3 to 60 months, depending on your preference. You can select your preferred tenure at checkout when you shop at any Umiya Mobile Rajkot store.

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Bajaj Finance App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals. 

You can use the Bajaj Finance App to: 

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more. 
  • Explore and apply for co-branded credit cards online. 
  • Invest in fixed deposits and mutual funds on the app. 
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers. 
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions. 
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs. 
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators 
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

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Disclaimer

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