Karnataka Housing Board (KHB) Scheme – Eligibility, Application, and Benefits 2026

The Karnataka Housing Board (KHB) develops housing schemes for eligible applicants across Karnataka. Depending on the scheme, applicants may be able to apply for residential plots or constructed homes, subject to the published eligibility criteria, pricing and allotment process. Before applying, check the scheme notification for the application deadline, income category, residency requirements and documents needed.

• KHB schemes may offer residential plots and constructed housing units.
• Eligibility, income limits and application requirements vary by scheme.
• Allotment may follow a lottery or another method specified in the scheme notification.
• Applicants should retain their application number to check status and follow allotment updates.

Always refer to the latest official KHB notification for confirmed prices, deadlines and allotment rules. These details can differ between schemes, so verify them before submitting an application.

The Karnataka Housing Board (KHB) is a statutory state government agency established under the Karnataka Housing Board Act, 1962. Its primary role is to plan and develop housing schemes and residential infrastructure across Karnataka, including plots and constructed homes for eligible applicants.

Headquartered in Bengaluru, KHB succeeded the Mysore Housing Board, established in 1956. Operating under the state’s Housing Department, it undertakes activities such as land acquisition, layout development and housing allotment. Its schemes cover locations across Karnataka, including Bengaluru, Mysuru, Hubballi-Dharwad and Belagavi, subject to individual project notifications.

The Karnataka Housing Board scheme offers housing opportunities across Karnataka to eligible applicants from different income groups, subject to each scheme’s eligibility criteria and availability.

Last updated: 15th October 2026

Each housing board Karnataka project may have different prices, eligibility conditions, application requirements and allotment procedures. Check the official notification for the relevant KHB housing scheme before applying.

The Karnataka Housing Board (KHB) offers housing schemes for different income groups, with properties and eligibility criteria varying by scheme.

• Residential plots: Developed plots of land in planned layouts, where buyers can construct homes according to their preferences and building regulations.
• Constructed houses/ flats: Ready-to-move-in housing units across various configurations, catering to different income groups and family sizes.
• Commercial sites: Some KHB layouts also include commercial plots, supporting mixed-use development within the community.

The Karnataka Housing Board (KHB) sets eligibility criteria for applicants seeking housing schemes, residential plots or flats across the state.

• Must be a permanent resident of Karnataka
• Minimum age of 18 years
• Should not already own a residential property (plot, house, or flat) in Karnataka in their name or a family member's name
• Should not have previously availed benefits under any other KHB or government housing scheme
• Must meet the income criteria for the specific scheme category applied for

Property types, plot sizes, pricing and amenities may vary by Karnataka Housing Board scheme. Check the relevant scheme notification for the applicable income limits and property details.

To apply for a Karnataka Housing Board (KHB) housing scheme, follow the application process specified in the official scheme notification and submit your application within the announced deadline.

1. Visit the official Karnataka Housing Board portal
2. Register for a new account using your mobile number and email ID
3. Browse available schemes and select the layout/scheme you wish to apply for
4. Fill in the application form with personal, income, and family details
5. Upload required documents (identity proof, income proof, address proof)
6. Pay the application/registration fee online
7. Submit the application and note your application reference number
8. Track your application status through the portal

To apply for a Karnataka Housing Board (KHB) housing scheme or residential site allotment, you must submit the documents specified in the scheme notification. Requirements may vary by scheme and applicant category, so check the official instructions before submitting your application.

Depending on the scheme and applicant category, KHB may also request salary slips, income tax returns, business income records or other supporting documents. Submit only the documents specified in the applicable notification.

For high-demand schemes where applications significantly exceed available units, KHB conducts a transparent lottery draw to ensure fair allotment. The process typically involves:

1. Application window closes on the specified deadline
2. All eligible applications are compiled and verified
3. A public lottery draw is conducted, often in the presence of officials and sometimes applicant representatives, to ensure transparency
4. Successful applicants are notified and required to complete payment and documentation formalities within a specified timeframe
5. Unsuccessful applicants typically receive a refund of their application deposit within a defined period

You can check your Karnataka Housing Board (KHB) application status online through the official portal using the application details or login credentials provided during submission.

1. Visit the official KHB portal
2. Navigate to the 'Application Status' or 'Track Application' section
3. Enter your application reference number or registered mobile number
4. View your current application status — under review, shortlisted, allotted, or rejected

Karnataka Housing Board (KHB) properties may appeal to homebuyers seeking government-developed housing options across Karnataka. Demand depends on factors such as location, property price, available infrastructure and the eligibility and allotment rules of each scheme.

Key factors that may influence demand:

• Government-backed development: KHB is a statutory housing body established under the Karnataka Housing Board Act, 1962. Buyers should still verify the title, approvals and property documents for the specific allotment.
• Options across income groups: Depending on the scheme, KHB may offer residential plots or homes for applicants in different income categories, subject to the published eligibility criteria.
• Location and connectivity: A property's access to roads, public transport, workplaces, schools and other essential services can influence its suitability for buyers.
• Planned infrastructure: Roads, drainage, water supply and electricity provisions may be part of a project’s development plan. Check the infrastructure available at the specific site before applying.
• Established residential areas: Older KHB layouts may appeal to buyers who value established neighbourhoods and access to existing civic amenities.

Demand and affordability vary by project, so review the property's price, location, development status and allotment conditions before making a decision.

While KHB schemes offer significantly reduced base pricing compared to private developments, many buyers still require financing to complete their purchase, particularly for MIG and HIG category properties. A home loan can help bridge this gap comfortably.

Bajaj Finance offers home loans from 7.50% p.a.* with amounts up to Rs. 15 crore* and tenures up to 32 years for eligible applicants purchasing KHB or other Karnataka properties.

Planning to finance your purchase? Check your Home Loan eligibility to explore your borrowing options.