Karnataka Housing Board

The Karnataka Housing Board (KHB) is gearing up to launch 15,000+ affordable homes under its 2025-26 schemes, with registrations open from October 15 to December 10, 2025 following last year’s overwhelming response of 1.2 lakh applications for 8,000 units. This year’s projects include 10,000 LIG flats (Rs. 12-18 lakh), 4,000 MIG flats (Rs. 25-40 lakh), and 1,000 HIG units (Rs. 50+ lakh) across Bengaluru, Mysuru, and Hubballi, featuring PMAY subsidies, flexible EMI options, and transparent online allotment. With 80% of units reserved for first-time buyers, KHB continues to drive affordable housing demand, reducing Karnataka’s urban housing gap by 15% annually.
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2 min read
26 August 2023

Owning a home is one of life’s most cherished ambitions, and the Karnataka Housing Board (KHB) has been at the forefront of helping the people of Karnataka make this a reality. For decades, the Board has been dedicated to developing housing that is both affordable and well-planned, ensuring residents have access to sustainable living spaces. Whether your interest lies in plots in Mysuru, flats in Hubballi, or Karnataka Housing Board sites in Bangalore, KHB’s projects are designed to support urban growth while meeting the diverse needs of homebuyers.

If you are considering applying for upcoming housing opportunities through KHB or want to learn about the various schemes planned for 2025-26, this guide will be a useful starting point. It covers all you need to know — from the Board’s objectives and project details to the application and allotment process. With this information, you can make informed decisions and take confident steps towards securing your future home.

 What is Karnataka Housing Board (KHB)?

Formed in 1962, the Karnataka Housing Board (KHB) is a state-run organisation committed to creating housing options for people across all income groups in Karnataka. The Board’s primary focus is to offer homes that are affordable, structurally sound, and developed in well-planned localities. KHB operates throughout the state, taking into account both urban and semi-urban housing requirements. By implementing various schemes and projects, the Board ensures that the housing market remains inclusive and accessible. Over the years, KHB has established itself as a trusted name, delivering projects that blend modern living standards with community-oriented planning.

Key objectives of KHB

  • Develop housing projects suitable for Low Income Group (LIG), Middle Income Group (MIG), High Income Group (HIG), and Economically Weaker Sections (EWS).
  • Support planned and structured urban growth across Karnataka.
  • Simplify access to housing through streamlined applications and fair allotment procedures.
  • Provide well-designed infrastructure, green surroundings, and environmentally sustainable spaces.
  • Maintain transparency and integrity in all project dealings.
  • Focus on long-term customer satisfaction through quality and reliability.

Planning to turn your homeownership dreams into reality? While KHB offers excellent affordable housing options, you might also want to explore financing solutions that can help you secure your dream home sooner. A home loan from Bajaj Finserv offers competitive interest rates starting from 8.25% p.a. and loan amounts up to Rs. 15 Crore*. Check your eligibility for home loan from Bajaj Finservtoday. You may already be eligible, find out by entering your mobile number and OTP.

Karnataka Housing Board upcoming projects 2025-26

In 2025-26, the Karnataka Housing Board is set to introduce new projects across key urban centres such as Bangalore, Mysuru, Mangaluru, and Hubballi. These developments aim to meet growing housing demand while maintaining affordability and modern standards. Each project has been planned with a focus on sustainability, efficient layouts, and accessibility to essential services.

Project name

Location

Type

Status

Expected launch

KHB Green Valley

Bangalore North

Apartment complex

Planning stage

Q2 2025

KHB Lakeview Residency

Mysuru

Plots and Villas

Approval stage

Q3 2025

KHB Tech Town

Mangaluru

Affordable housing

Under design

Q4 2025

KHB Serenity Enclave

Hubballi

Row houses

Survey stage

Q1 2026

 

While these KHB projects offer great value, securing financing early can give you a competitive advantage when applications open. Whether you're planning for a KHB project or exploring other housing options, having financing ensures you're ready to act quickly. Check your loan offers with Bajaj Finserv for flexible repayment options up to 32 years. You may already be eligible, find out by entering your mobile number and OTP.

Karnataka Housing Board schemes 2025-26

KHB provides a variety of schemes to cater to different financial backgrounds, ensuring that housing remains accessible and fair for all. These schemes are designed to suit specific target groups, offering benefits such as subsidised rates, convenient payment plans, and exclusive quotas for certain applicants.

Scheme name

Target group

Type of units

Benefits

Ashraya Scheme

Economically weaker sections

Basic housing units

Subsidised prices

Gruha Bhagya Scheme

Low and middle-income groups

Apartments

Emi-based payments

Urban Renewal Scheme

Urban dwellers

Redeveloped flats

Modern infrastructure

NRI Housing Scheme

Non-resident indians

Premium villas

Special allotment quotas


Tip: Keep an eye on the KHB Bangalore portal for scheme opening announcements.

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Karnataka Housing Board schemes for urban areas in Karnataka

Scheme

Description

Pradhan Mantri Awas Yojana - Urban (PMAY-U)

The PMAY-U scheme ensures affordable housing for urban residents, targeting EWS, LIG, and MIG groups. It offers home loan subsidies under the Credit Linked Subsidy Scheme (CLSS), focusing on slum redevelopment, affordable housing partnerships, and individual house construction.

Vajpayee Urban Housing Scheme Regular

This Karnataka Housing Board scheme provides affordable housing for economically weaker sections and low-income groups in urban areas. It offers subsidized rates, prioritises marginalised communities like SC/ST, and promotes sustainable urban development. The scheme addresses housing challenges for underprivileged urban residents through government-backed financial support.

BR Ambedkar Nivas Yojana Urban

This scheme focuses on affordable housing for Scheduled Castes and disadvantaged communities in urban areas. Beneficiaries receive financial assistance for constructing or purchasing homes. The initiative improves living standards and supports inclusive urban development, ensuring housing access for economically weaker sections.

Devraj Urs Housing Scheme Urban

Named after Karnataka's former Chief Minister, this scheme provides affordable housing for backward classes and minorities. It ensures access to quality living spaces for the underprivileged in urban areas through financial aid, subsidies, and government support, fostering social inclusion and improved living conditions.

 

Karnataka Housing Board schemes for rural areas in Karnataka

Scheme

Description

Basava Housing Scheme

The Basava Housing Scheme, launched by the Karnataka government, aims to provide affordable housing to economically weaker sections in rural areas. It offers financial assistance for constructing houses, prioritising SC/ST, minorities, and other marginalised communities. The initiative ensures improved living conditions and promotes rural housing development.

Devaraj URS Housing Scheme

The Devaraj Urs Housing Scheme, named after Karnataka's former Chief Minister, supports backward classes and minorities by offering affordable housing in urban and rural areas. It provides financial aid and subsidies to eligible beneficiaries, ensuring access to quality housing and fostering inclusive development for underprivileged sections of society.

PMAY (G)

PMAY-G focuses on providing "Housing for All" in rural areas by 2022. It offers financial support to construct pucca houses for economically weaker sections, including SC/ST and other vulnerable groups. The scheme ensures basic amenities and sustainable housing, significantly improving rural living standards and infrastructure.


Karnataka Housing Board application process

  • Visit the official Karnataka Housing Board website.
  • Choose the project or housing scheme you are interested in.
  • Fill out the online application form accurately.
  • Upload the necessary documents (Aadhaar card, proof of income, proof of address, etc.).
  • Make the registration fee payment via the Karnataka Housing Board online payment system.
  • Review and submit your application.
  • Download and keep the acknowledgment for your records.

Main functions of KHB

The Karnataka Housing Board carries out several vital functions to fulfil its mission of providing affordable housing to the citizens of Karnataka:

  • Housing scheme development: The KHB conceptualises and implements various housing schemes catering to different income groups, ranging from economically weaker sections to higher income brackets.
  • Infrastructure development: Alongside housing units, the KHB focuses on developing the necessary infrastructure, such as roads, water supply, electricity, and sanitation facilities.
  • Quality assurance: The KHB is committed to providing high-quality housing units that are safe, comfortable, and adhere to construction standards.
  • Transparent allotment process: The allotment of housing units is conducted through a transparent process, ensuring fair distribution to eligible applicants.

Main projects by the Karnataka Housing Board

The KHB has been instrumental in launching numerous projects across Karnataka. Some prominent projects include:

  • Suryanagar Housing Scheme: Located in Bengaluru, this project offers affordable housing units with modern amenities for middle-income families.
  • KHB Grihalakshmi layout: Situated in Mysuru, this layout features well-designed plots and housing units for various income groups.
  • Golden Valley project: This ambitious project in Dharwad aims to provide affordable housing solutions to economically weaker sections.

Karnataka Housing Board allotment list

Once applications are processed, KHB releases its allotment list to ensure a fair and transparent selection process. Applicants can easily check their status online by following a few steps.

  • Visit the official KHB website.
  • Go to the “Allotment List” section.
  • Select the relevant year and project.
  • Download the PDF version of the allotment list.

Karnataka Housing Board tenders

KHB issues tenders for various development works, offering opportunities for contractors, builders, and service providers to participate in state housing projects.

Tender ID

Project

Category

Last date to apply

KHB/2025/001

Green Valley Project

Civil works

30th May 2025

KHB/2025/002

Tech Town Layout

Electrical

15th June 2025


To see the latest tender notices, check the “Tenders” section on the Karnataka Housing Board portal.

Karnataka Housing Board sites in Bangalore

Bangalore continues to be one of KHB’s most sought-after areas for residential development, with multiple ongoing and upcoming projects.

Location

Project name

Availability

Yelahanka

KHB Green Valley

Limited Plots

Electronic City

KHB Silicon Enclave

Apartments

HSR Layout

KHB Urban Bliss

Sold Out


These sites offer excellent connectivity, investment potential, and housing options for buyers with varied budgets.

Advantages of choosing Karnataka Housing Board

  • Affordable housing for multiple income categories.
  • Transparent application and online payment processes.
  • Government-backed security and credibility.
  • Conveniently located projects in urban and semi-urban areas.
  • Multiple schemes tailored to suit different financial needs.

Beyond KHB's affordable housing schemes, having the right financing partner can expand your options and help you secure your ideal home faster. Bajaj Finserv offers hassle-free processing with approval in just 48 hours* and no foreclosure charges for individual borrowers. Check your eligibility for a home loan that complements your housing goals. You may already be eligible, find out by entering your mobile number and OTP.

KHB contact details

For those seeking more information or assistance, you can reach KHB through the following contact details:

Conclusion

The Karnataka Housing Board Scheme plays a crucial role in making housing accessible and affordable for the people of Karnataka. With its commitment to quality, transparency, and innovative housing solutions, KHB continues to contribute significantly to the state's urban development and the realisation of the housing aspirations of its citizens.

Whether you choose a KHB project or explore other housing options across Karnataka, having the right financial support makes all the difference in achieving your homeownership goals. Bajaj Finserv provides comprehensive home loan solutions with competitive rates and flexible terms to help you secure your dream home with confidence. Check your eligibility for a home loan from Bajaj Finserv and take the first step towards homeownership. You may already be eligible, find out by entering your mobile number and OTP.

Helpful links for understanding home loan process

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Frequently asked questions

How can you purchase KHB flats?

To purchase KHB flats, keep an eye on the official KHB website for the latest housing schemes. Once a scheme is open, follow the online application process outlined earlier in the article.

How much does a KHB flat cost?

The cost of KHB flats can vary depending on the location, size, amenities, and the specific housing scheme. It is recommended to refer to the official KHB website or contact them directly for the most accurate and up-to-date pricing information.

What is the initial deposit for KHB?

The initial deposit or the booking amount for a Karnataka Housing Board (KHB) flat can vary depending on the specific housing project, location, and the policies in place at the time of booking. The exact amount required for the initial deposit can change from one project to another and may also depend on factors such as the type of flat (e.g., LIG, MIG, HIG) and the size of the unit.

How can I check my KHB allotment status?

To check your Karnataka Housing Board (KHB) allotment status:

  1. Visit the KHB official website
  2. Find the ‘Allotment Status’ or ‘Application Status’ section
  3. Enter your application details
  4. Submit your request to check your status
  5. Review the displayed allotment status
  6. If allotted, download or print your allotment letter
Who is eligible for KHB?

The eligibility for KHB (Karnataka Housing Board) housing schemes depends on various factors, including income, residency, category, age, and preferences for specific groups. Criteria may vary for different projects, and individuals interested in KHB housing should refer to official announcements and guidelines for specific details on eligibility.

Where is the headquarters of KHB?

The headquarters of the Karnataka Housing Board (KHB) is located in Bangalore, Karnataka, India.

What is the payment procedure for the Karnataka Housing Board scheme?

The payment procedure involves an initial deposit during application, followed by scheduled installments based on the construction stage. Payments can be made through demand drafts, online transfers, or other approved modes. The Karnataka Housing Board provides a detailed payment timeline to ensure transparency and ease for beneficiaries.

Are there any maintenance charges for the houses under the Karnataka Housing Board scheme?

Yes, maintenance charges are applicable for houses under the scheme. These charges cover services such as upkeep of common areas, water supply, and waste management. The exact amount varies based on the housing type and location, ensuring proper maintenance of the residential complexes.

How are the prices determined for houses under the Karnataka Housing Board scheme?

Prices are determined based on factors like the cost of land, construction expenses, and location. The Karnataka Housing Board ensures affordability by subsidizing costs for economically weaker sections and adhering to government guidelines for housing prices in urban and rural areas.

What is the selection process for the Karnataka Housing Board scheme?

The selection process involves verifying applicants' eligibility based on income, caste, and residency criteria. Applications are shortlisted through a transparent lottery system or first-come, first-served basis, depending on the housing project. Priority is given to economically weaker sections and marginalized communities.

What is the Karnataka Housing Board?

The Karnataka Housing Board is a state-run body responsible for providing affordable, planned housing options across Karnataka for various income groups. It develops projects in both urban and semi-urban areas, ensuring access to quality housing for all residents.

How do I apply for KHB projects?

Applications can be submitted online via the Karnataka Housing Board portal. You will need to select your preferred project or scheme, complete the application form, upload documents, and make the required payment before submitting your application.

What are the income categories covered?

KHB caters to Low Income Group (LIG), Middle Income Group (MIG), High Income Group (HIG), and Economically Weaker Sections (EWS), ensuring that housing is accessible to people with different financial capacities.

Where can I find KHB tenders?

Tender notices are available on the Karnataka Housing Board’s official website under the “Tenders” section. This section lists current tenders, categories, and application deadlines for contractors and builders interested in participating.

What is the allotment process?

After applications are received and verified, KHB publishes an allotment list. The process is transparent, with selection typically done through a draw system or as per scheme guidelines.

Are there any projects in Bangalore?

Yes, KHB has several residential developments in Bangalore, including apartments, plots, and villas in prime locations such as Yelahanka, Electronic City, and HSR Layout.

How to make online payments?

Payments can be made through the Karnataka Housing Board’s secure online payment gateway during the application process. This ensures quick and safe transactions.

What documents are needed for application?

You will typically need proof of identity (Aadhaar card), proof of income, and proof of address. Additional documents may be required depending on the scheme.

Can NRIs apply?

Yes, NRIs can apply through the NRI Housing Scheme, which offers premium housing options along with special allotment quotas.

Is there any age limit?

Applicants must be at least 18 years of age at the time of application to be eligible for KHB housing schemes.

How are plots allotted?

Plots are allotted through a fair and transparent draw process conducted by the Karnataka Housing Board to ensure equal opportunity for all applicants.

Are schemes subsidised?

Yes, certain schemes, particularly those aimed at lower-income groups or the EWS category, include subsidies to make housing more affordable.

When are new projects announced?

KHB generally announces new projects at the beginning of the financial year. However, announcements may also occur throughout the year based on demand and approvals.

Where to check the allotment list?

The allotment list can be viewed or downloaded from the official Karnataka Housing Board website in the “Allotment List” section.

Can I apply offline?

Most applications are now processed online. However, in some cases, offline applications may be accepted at designated KHB offices.

What is the Ashraya Scheme?

The Ashraya Scheme is designed for the Economically Weaker Sections, offering basic housing units at subsidised prices.

When will Green Valley launch?

The KHB Green Valley project in Bangalore North is expected to launch in the second quarter of 2025.

Are payment plans flexible?

Yes, many schemes offer flexible payment schedules based on instalments, making it easier for buyers to manage costs.

While KHB offers instalment-based payments, a home loan can provide even more flexibility and potentially lower monthly outflows through extended repayment tenures. Bajaj Finserv offers EMIs starting from just Rs. 677/lakh* with tenures up to 32 years, giving you greater financial flexibility. Check your eligibility for customised loan terms that fit your budget. You may already be eligible, find out by entering your mobile number and OTP.

Is there a refund if not allotted?

Yes, if you are not allotted a unit, the registration fee is refunded according to the Karnataka Housing Board’s policy.

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