Pradhan Mantri Awas Yojana (PMAY) Ahmedabad - How to Apply Online

Pradhan Mantri Awas Yojana (PMAY) is a flagship housing programme introduced by the Government of India in 2015 with the aim of making affordable housing accessible to every eligible household. The scheme focuses on helping people living in urban areas who do not own a permanent, all-weather home. Through financial support and interest subsidies, PMAY seeks to reduce the burden of buying or building a house for lower- and middle-income families. Over the years, the scheme has gained wide acceptance due to its structured benefits and transparent process. By encouraging home ownership and improving living standards, PMAY plays an important role in urban development and social welfare, particularly in fast-growing cities such as Ahmedabad.

To make buying a home even more affordable, club this loan with the Pradhan Mantri Awas Yojana in Ahmedabad. The Government of India introduced Pradhan Mantri Awas Yojana with an aim to provide housing for all. Read on to know more about PMAY Ahmedabad and how you can avail its benefits.

Overview of Pradhan Mantri Awas Yojana, Ahmedabad

Ahmedabad has seen steady growth in affordable housing projects under the Pradhan Mantri Awas Yojana. The city has been identified as an important region for implementing both urban and rural housing initiatives. Under PMAY (Gramin), Ahmedabad district was selected among a limited number of districts for execution. At the urban level, government bodies are actively supporting housing construction for economically weaker sections.

Organisations such as the Confederation of Real Estate Developers’ Association of India (CREDAI) are working alongside government authorities to develop over two lakh affordable homes in the city. The Ahmedabad Municipal Corporation (AMC) and the Ahmedabad Urban Development Authority (AUDA) are also key contributors, approving multiple housing projects under various PMAY components. Housing scheme draws and project announcements in areas like Nikol-Kathwada and Vaishnodevi Circle have further strengthened access to affordable homes for eligible residents.

Pradhan Mantri Awas Yojana Ahmedabad helpline numbers

Applicants who require assistance or clarification regarding PMAY in Ahmedabad can contact the official helpline numbers provided by the authorities. The National Housing Bank (NHB) can be reached through its toll-free numbers, while the Housing and Urban Development Corporation (HUDCO) also offers a dedicated helpline for PMAY-related queries. These helplines help applicants with general information, eligibility, and subsidy-related concerns. In addition, residents may visit the official websites of the Ahmedabad Municipal Corporation and Ahmedabad Urban Development Authority to connect with local officials and access city-specific scheme updates.

Components of the PMAY Ahmedabad

The PMAY scheme in Ahmedabad is designed to support different income groups by offering benefits through four distinct components:

• In Situ Slum Rehabilitation (ISSR): This component focuses on families living in slum areas. Eligible beneficiaries receive financial support of up to Rs. 1 lakh per housing unit. Projects are implemented jointly by Urban Local Bodies and the State Government.

• Beneficiary Led Construction (BLC): This option is suitable for individuals who already own land or a house and wish to construct or improve their existing property. Financial assistance of up to Rs. 1.5 lakh is provided.

• Credit Linked Subsidy Scheme (CLSS): Under CLSS, applicants who take a home loan for purchase, construction, or extension can receive interest subsidies, with benefits reaching up to Rs. 2.6 lakh.

• Affordable Housing in Partnership (AHP): This component supports those without land or housing by providing central assistance of Rs. 1.5 lakh through approved housing projects.

Planning to buy a home in Ahmedabad and want to maximise your benefits under PMAY? Combining PMAY subsidies with a competitive home loan can significantly reduce your overall cost. Bajaj Finserv offers interest rates starting from 7.15%* p.a and loan amounts up to Rs. 15 Crore* with flexible repayment options. Check your eligibility today. You may already be eligible, find out by entering your mobile number and OTP.

Benefits of PMAY, Ahmedabad

As a beneficiary of PMAY you can enjoy an interest subsidy of up to Rs. 2.67 lakh on a home loan that you avail to purchase a new home or to fund the construction of your house. You can claim the subsidy for a maximum tenor of 20 years under PMAY’s CLSS or Credit Linked Subsidy Scheme. Note that the extent of the interest subsidy is based on your income, which also defines the beneficiary category you fall under.

PMAY Eligibility Criteria and Documents in Ahmedabad

Before applying for PMAY in Ahmedabad, applicants must meet certain basic conditions. The beneficiary family should not own a permanent, all-weather house anywhere in India. A self-declaration or affidavit confirming this must be submitted during application. Additionally, the family should not have previously received housing assistance from any central government scheme.

In cases where a married couple applies under the Credit Linked Subsidy Scheme, only one subsidy is allowed, regardless of whether the property is owned individually or jointly. Once these conditions are fulfilled, applicants can proceed with the PMAY application process.

Eligibility criteria for CLSS

Components of PM Awas Yojana, Ahmedabad

PMAY aims to provide affordable housing to everyone through its 4 pillars. Read on to know more about these components.

• Credit Linked Subsidy Scheme (CLSS)
  As per the Credit Linked Subsidy Scheme, you can secure an interest subsidy of up to Rs. 2.67 lakh on your home loan. This interest subsidy is determined based on the income group you fall under.
• “In-situ' slum redevelopment using land as a resource
  This is designed for beneficiaries dwelling in slums. Here, the goal is to rehabilitate slum dwellers by using land as a resource. The Central Government decides the house price and the State Government decides on any contribution from the beneficiary.
• Affordable Housing in Partnership (AHP)
  Affordable Housing in Partnership provides financial assistance of up to Rs. 1.5 lakh to beneficiaries. This financial aid is given to beneficiaries who are unable to purchase a house or avail a home loan to fund their housing requirements.
• Individual house construction or enhancement led by beneficiaries
  This PMAY component is for those individuals who cannot avail benefits under the other 3 avenues of the scheme. The Central Government provides funding of up to Rs. 1.5 lakh to fund house construction or renovation of an existing home.
  

Documents required to apply for the Pradhan Mantri Awas Yojana in Ahmedabad

Applicants must submit a set of supporting documents along with the completed PMAY application form. These include:

• Self-declaration form for income details (applicable to EWS and LIG categories)

• Valid identity proof such as Aadhaar card, passport, PAN card, voter ID, or driving licence

• Address proof confirming current residence

• Category or caste certificate, if applicable

• Income proof, including salary slips, Form 16, recent income tax returns, or bank statements for the last six months

• For self-employed applicants, business-related documents such as balance sheets, profit and loss statements, and licences may be required

• Property-related papers, including approved construction plans, valuation certificates, and repair or construction cost estimates

• Agreement of Sale, housing society NOC, and advance payment receipts, if applicable

Submitting accurate documents helps ensure smooth processing of the application.

Once you have your PMAY application documents ready, the next step is securing financing for your home purchase. Having your home loan pre-approved can speed up the entire process and give you clarity on your budget. Bajaj Finserv offers doorstep document collection and hassle-free processing, making your home buying journey smooth and stress-free.

Check your eligibility for a pre-approved home loan offer. You may already be eligible, find out by entering your mobile number and OTP.

How to apply for Pradhan Mantri Awas Yojana in Ahmedabad

Applying for PMAY in Ahmedabad involves a simple online process. Follow these steps carefully:

• Visit the official PMAY website

• Select the ‘Citizen Assessment’ option on the homepage

• Choose the appropriate category based on your status:

  • For slum dwellers, select the option meant for slum residents

  • For other applicants, select the option covering the remaining three components

• Enter your Aadhaar number for verification

• Once verified, you will be redirected to the application form

• Fill in all required personal, income, and housing details accurately

• Ensure you have enough time, as the form requires detailed information

• Enter the captcha code displayed at the end of the form

• Click on ‘Save’ to submit your application

• After submission, an application or assessment ID will be generated

• Save or print this ID for future reference

For additional guidance or local updates, applicants may refer to the official websites of the Ahmedabad Municipal Corporation or Ahmedabad Urban Development Authority.

Tracking PMAY Ahmedabad application status

After submitting your PMAY application, you can monitor its progress online by following these steps:

• Visit the ‘Track Assessment Form’ page on the PMAY website

• Alternatively, select ‘Track Your Assessment Status’ under the ‘Citizen Assessment’ section

• Once on the tracking page, you can choose between two methods:

  • By Father’s Name and ID Type

  • By Assessment ID

• If you select the first method, you will need to enter details such as your name, father’s name, state, district, city, mobile number, and the selected ID number

• If you choose the Assessment ID method, simply enter your assessment ID along with your registered mobile number

• The system will display the current status of your application

• Applicants can also make corrections by selecting the ‘Edit Assessment Form’ option, if required

Regularly checking your application status helps you stay informed about approvals, corrections, or further action needed.

High level physical progress report for Gujarat

The table below outlines the cumulative list for 2016-17 to 2021-21.

Pradhan Mantri Awas Yojana Beneficiary List, Ahmedabad

You can check the PMAY list for Ahmedabad to know if you qualify for PMAY benefits by visiting the official website. All you need to do is log on to the PMAY website, click on ‘Search Beneficiary’ tab and enter your Aadhaar number. Once done, click on ‘Show’ tab to view the list of beneficiaries.

Now that you know of PMAY in Ahmedabad and the benefits it offers, apply for a feature-packed home loan, such as the Bajaj Housing Finance Limited Home Loan, to avail the PMAY benefits. This loan offers a high sanction of up to Rs. 15 Crore* along with a top-up loan and easy balance transfer facility. Also, you can repay this loan conveniently by choosing a flexible tenor that ranges up to 32 years.

What’s more, simple eligibility criteria, minimal documentation requirements and online application form make availing the loan hassle-free. To become a proud homeowner in Ahmedabad in no time at all, check your pre-approved offer from Bajaj Housing Finance Limited right away. You may already be eligible, find out by entering your mobile number and OTP.