Home loan from Bajaj Finance in Rajkot

Gujarat’s fourth-largest city, Rajkot, is one the sixth cleanest and the seventh-fastest developing Indian cities presently. Residents in and around Rajkot looking to buy or construct a house can choose a home loan from Bajaj Finserv to benefit from low-interest rates and flexible tenor.

Apply online or walk into any of our 2 branches today to get a home loan in Rajkot.

Features and benefits of a home loan in Rajkot

Apply for a home loan in Vijayawada from Bajaj Finserv to enjoy home loans that come with exceptional benefits.

  • Attractive interest rate

    Attractive interest rate

    Bajaj Finserv offers home loans at attractive interest rates, starting from 8.50%* p.a, making it an affordable funding option.

  • Speedy disbursal

    Speedy disbursal

    Experience speedy disbursal of funds and find the money in your account within 48 hours* to facilitate your home purchase.

  • Sizeable loan sanction

    Sizeable loan sanction

    Jumpstart the process of buying your new home, as Bajaj Finserv offers loan amounts as much as Rs. 15 crore* to eligible applicants.

  • 5000+ approved projects

    5000+ approved projects

    For your benefit, Bajaj Finserv has a property dossier of nearly 5000+ approved projects for you to browse through as you purchase your home.

  • External benchmark linked loans

    External benchmark linked loans

    Bajaj Finserv offers applicants the option to seek home loans with interest rates linked to the external benchmark to give them maximum benefit.

  • Digital profile management

    Digital profile management

    Customers can now monitor their loan status and EMI payment schedules online, through Bajaj Finserv’s online portal.

  • Flexible tenor

    Flexible tenor

    Service your loan comfortably, with the Bajaj Finserv Home Loan Tenor that stretched up to 30 years to provide you with maximum time to repay your debt.

  • Contact free processing

    Contact free processing

    Apply for a home loan from the comfort of your home and complete your entire application process from start to end, completely online.

  • Ease of foreclosure

    Ease of foreclosure

    Be able to foreclose your loan or make part-prepayments as Bajaj Finserv allows you to do both at zero additional costs.

  • PMAY subsidy

    PMAY subsidy

    Make use of the PMAY subsidy with Bajaj Finserv as home loans are offered at a subsidised rate of up to 6.5% for eligible applicants.

Home loan eligibility criteria

Criteria

Self-employed

Salaried

Age (in years)

23 years - 70 years

23 years - 70 years

CIBIL score

725 +

725 +

Citizenship

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years


Bajaj Finserv offers the quickest loan approval along with features like part-prepayment facilities, extended repayment tenor, convenient flexi loan option, and several other facilities. You can find out the loan amount you can get sanctioned with the home loan eligibility calculator.

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Home loan interest rate, fees, and charges in Rajkot

Bajaj Finserv levies affordable housing loan interest rate and nominal charges, all of which are mentioned in the loan agreement. We maintain utmost transparency on all the charges we levy, assuring you a hassle-free borrowing experience.

*Terms and conditions apply