Croma Earphones - Shop Earphones at Croma on EMI

Croma earphones - Guide to shop earphones at Croma on EMI using Insta EMI Card at zero down payment, Easy EMI, and without credit card.
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Croma Earphones - Shop Earphones at Croma on EMI
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3 min
26-Feb-2026

Looking to enhance your audio experience with high-quality earphones? Croma Stores have a diverse range of earphones that cater to different needs and preferences, from in-ear models to over-the-ear designs. By using the Bajaj Finserv Insta EMI Card, you can purchase these earphones on easy EMIs, making it convenient to own premium audio accessories without straining your budget.

Overview of earphones

Earphones offer a convenient way to enjoy music, calls, and entertainment throughout the day. They sit comfortably in the ear and create a focused listening experience that suits travel, workouts, and daily use. Users can choose wired or wireless designs depending on comfort and budget. Many models deliver strong bass, clear vocals, and effective noise isolation. Some options include touch controls, voice assistance, and long battery life for greater ease. Good earphones enhance everyday audio by offering reliable performance in a compact and portable form.

Shop earphones at Croma on EMI

Croma is a trusted destination for electronics, providing a vast selection of earphones from top brands. When you shop at Croma, you gain access to products featuring the latest in audio technology, including noise cancellation, wireless connectivity, and ergonomic designs. The knowledgeable staff at Croma can help you find the perfect earphones based on your audio preferences and usage habits. With Croma's commitment to quality and customer satisfaction, you can be confident in your purchase.

Top-rated earphones available at Croma stores on EMI

Product name

Price

BOSE Freestyle 625946-0010 Wired Earphone with Mic (In Ear, Ice Blue)

Rs. 8,550

RAZER Hammerhead Duo RZ12-02790200-R3M1 In-Ear Truly Wireless Earbuds with Mic (Dual Driver Technology, Black)

Rs. 6,999

HyperX Cloud 4P5J5AA Wired Earphone with Mic (In Ear, Red and Black)

Rs. 4,490

SAMSUNG EO-IG930BWEGIN In-Ear Wired Earphones with Mic (White)

Rs. 3,799

SONY MDR-XB510AS Wired Earphones with Mic (In Ear, Blue)

Rs. 2,790

JBL Endurance RUN F102-0292-M00 Wired Earphone with Mic (In Ear, Blue)

Rs. 1,599

pTron Boom Pro 140317851 Wired Earphone with Mic (In Ear, Dark Blue)

Rs. 2,000

Apple EarPods Wired Earphone with Mic (In Ear, White)

Rs. 1,999

SENNHEISER CX 300s 508593 Wired Earphones with Mic (In Ear, Black)

Rs. 1,074

PHILIPS PRO6105BK/00 Wired Earphone with Mic (In Ear, Black)

Rs. 1,899

How to use Insta EMI Card at Croma to shop earphones

  • Online shopping:
    • Visit Croma’s official website and explore the collection of earphones.
    • Add your chosen earphones to the cart and proceed to checkout.
    • Select the EMI payment option and enter your Insta EMI Card details.
    • Choose a repayment term that fits your budget and complete the purchase.
  • In-store shopping:
    • Visit your nearest Croma store and check out the variety of earphones available.
    • Inform the sales associate that you would like to use your Insta EMI Card for the purchase.
    • Provide your card details and select an EMI tenure that suits your financial plan.
    • Complete the purchase, and the total cost will be divided into easy monthly instalments.

Also read: How to use the Bajaj Insta EMI Card

Benefits of using the Insta EMI Card on Croma to shop earphones

  • Pay for your earphones in easy Easy EMIs without any extra interest.
  • A pre-approved limit of up to Rs. 3 lakh allows for multiple purchases.
  • The card is accepted at over 1.5 lakh partner stores across more than 4,000 cities and all major e-commerce platforms.
  • Choose from various repayment tenures, ranging from 3 to 60 months.
  • Enjoy zero down payment offers during festive seasons.
  • Pay off your EMIs ahead of time without any charges.
  • Regular EMI payments can help improve your credit score.

Also read: Features and benefits of the Bajaj Finserv Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Indian national
  • Aged 21 to 65 years
  • Regular source of income
  • Credit score of 720 or more
  • Valid documentation, including PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration. 

Also read: Eligibility criteria for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

  1. Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  2. Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  3. Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  4. Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified credit limit.
  5. Setup wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  6. Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  7. Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  8. View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.

Also read: How to apply for the Insta EMI Card

Do not miss out on the chance to elevate your audio experience! Apply for the Bajaj Finserv Insta EMI Card today and take advantage of festive deals and interest-free EMI options, ensuring that your next pair of earphones is just a visit away.

Also explore:

EMI full form

BNPL

POS full form


Top products from Croma store:

Croma Power Bank

Croma TV

Croma Air Conditioner

Croma Laptop

Croma TV 32 Inch

Croma Refrigerator

Croma Ac 1.5 Ton

Croma Speakers

Croma Mobile


List of top Croma stores by location:

Croma Gwalior

Croma Nagpur

Croma Pune

Croma Surat

Croma Thane

Croma Gurgaon

Croma Ahmedabad

Croma Jaipur

Croma Hyderabad

Croma Vadodara

Croma Coimbatore

Croma Kolkata

Croma Chennai

Croma Amravati

Croma Lucknow

Croma Indore

Croma Jamnagar

Croma Mumbai

Croma Bangalore

Croma Dehradun

Croma Nashik

Croma Udaipur

Croma Vijayawada

Croma Kota

Croma Ulhasnagar

Croma Visakhapatnam

Croma Jamshedpur

Croma Ludhiana

Croma Aurangabad

Croma Ujjain

Croma Patna

Croma Agra

 

Frequently asked questions

Can I buy Croma earphones with an Insta EMI card?
Absolutely! The Insta EMI Card serves as an excellent payment method for both online and in-store transactions at Croma, allowing you to easily acquire the latest earphones.

Do I get any benefits on using an Insta EMI card for Croma earphones?
Yes, there are numerous benefits! Utilising the Insta EMI Card grants you access to interest-free EMIs, a substantial pre-approved credit limit, widespread acceptance at various retailers, and the chance to improve your credit score. This makes it significantly easier to purchase high-quality earphones from Croma.

What is the process for buying Croma earphones with an Insta EMI card?
To buy earphones from Croma using your Insta EMI Card, simply select it as your payment method during checkout. Provide your card details to the store staff and choose your desired repayment period. The total amount will then be split into manageable monthly payments according to your selection.

Are there any additional charges for using an Insta EMI card for Croma earphones?
No, there are no hidden charges when using your Insta EMI Card to buy earphones from Croma. The EMIs are interest-free, meaning you only pay the product's price divided over several months. During festive periods, you may also take advantage of zero down payment offers, which require no initial payment. Additionally, you can repay your loan early without facing any foreclosure fees.

Can I get an Insta EMI Card with a low CIBIL score?

A high credit score typically serves as a primary requirement for obtaining the Insta EMI Card. Financial providers usually prefer a CIBIL score of 750 or above to ensure creditworthiness. If your score remains low, you should focus on improving your repayment history before submitting a fresh application for approval.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
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