Croma Earphones: Shop Earphones at Croma on EMI

Earphones are personal, because the fit and sound need to suit your ears. At Croma stores, you can try different pairs, compare brands side by side, and get advice from in-store experts. You leave with earphones that feel comfortable, sound right, and fit how you use them, whether for calls, music, or the gym.

Croma offers more than just a wide choice of earphones. Here is why many buyers shop for earphones at Croma:

• Options for every budget: Croma's range starts with its own earbuds at Rs. 1,099 and goes up to premium noise-cancelling pairs.
• Many brands in one place: You can compare Apple, Sony, JBL, boAt, OnePlus, Noise, Bose, and more in one visit.
• Try before you buy: At 560+ stores in 200+ cities, you can check the fit and sound of a pair before paying.
• Big festive discounts: During Croma's 2025 festive offers, earphones were up to 45% off.

→ Key takeaway: A wide choice, hands-on testing, and festive deals come together at Croma. With the Bajaj Finance Insta EMI Card, you can buy a premium pair now and repay across 3 to 60 months, on bills above Rs. 5,000.

The right features make your earphones more useful every day. Here are the features worth checking before you choose a pair at Croma:

• Active noise cancellation (ANC): ANC blocks out traffic and office noise, which helps on busy Mumbai local trains or long flights.
• Battery life with the case: Many earbuds now offer 32 to 50 hours of playtime with the case, so you charge them less often.
• Clear calls: Earbuds with 4 microphones, such as quad-mic models, pick up your voice better and cut background noise on calls.
• Multipoint connection: This lets you connect to your phone and laptop at the same time, which helps if you switch between calls and online meetings.
• Newer Bluetooth: Bluetooth 5.3 or 5.4 gives you a more stable connection and better battery use.

Also read: Upcoming Croma sales

The best earphones for you depend on how you use them and which phone you have. Here is what to think about before you buy:

• Set your budget: Earbuds under Rs. 2,000 suit basic music and calls, while pairs above Rs. 20,000 add stronger noise cancellation and better sound.
• Match your phone: AirPods work best with iPhones, while brands like OnePlus and Sony offer extra features on Android phones.
• Think about where you use them: For the gym, choose a secure fit and sweat resistance. For flights and trains, choose ANC.
• Choose the right style: True wireless earbuds are the most portable, while neckbands are harder to lose and often cost less.

→ Verdict: For most buyers, a mid-range pair with ANC and 30+ hours of battery life offers the best balance. Choose a premium pair if you travel often or care deeply about sound.

You can pay the full amount upfront, or you can spread the cost with the Bajaj Finance Insta EMI Card. It lets you split purchases above Rs. 5,000 into monthly instalments across 3 to 60 months, so premium earphones fit into your monthly budget.

The table below shows how the monthly amount changes with the tenure you choose, using the Rs. 25,900 Apple AirPods Pro 3 as an example.

Disclaimer: These are indicative figures based on a simple division of the product price across the tenure shown, with no interest, processing fee, or other charges factored in. Your actual EMI amount will depend on the terms of your card loan offer.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record and to new applicants who pass KYC and eligibility checks. Here is what the card offers.

• A card loan offer of up to Rs. 6 lakh, usable on your new earphones and other purchases.
• A repayment tenure across 3 to 60 months, so you can pick a duration that fits your monthly budget.
• Access to over 1.5 lakh partner stores across more than 4,000 cities in India, including Croma.
• A one-time joining fee of Rs. 530, with zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred earphones easily and affordably.

Easy EMIs change what you can afford when you buy earphones at Croma. Here is how they help you make better buying decisions:

• Go for a premium pair: Easy EMIs make it easier to choose earbuds with strong ANC, such as the Sony WF-1000XM5, over a basic pair.
• Upgrade your whole setup: You can buy earphones along with a new phone or smartwatch in one bill, and pay for everything together.
• Keep your savings free: Monthly instalments leave your savings untouched for other expenses.
• No credit card needed: The Insta EMI Card is a pre-qualified card loan, so you can pay in monthly instalments even without a credit card.

Applying for the Bajaj Finance Insta EMI Card takes only a few minutes online and does not need any physical paperwork. Follow these steps to apply.

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on 'Yes, Auto-Fetch Details'.
4. Verify your pre-filled personal details and click on 'CONTINUE'.
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

You can use the Bajaj Finance Insta EMI Card at any Croma partner store. Paying takes only a few minutes at the billing counter. Here is how:

1. Browse and select your earphones at a Croma partner store.
2. At checkout, tell the partner store executive you want to pay using the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details with the executive.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate the transaction using the OTP sent to your registered mobile number.
6. Your purchase is approved instantly. Take your earphones home.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score:A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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