Umiya Mobile - Shop Mobile using Insta EMI Card

Step by Step Guide to Know How to Shop on Umiya Mobile using Insta EMI Card
Umiya Mobile - Shop Mobile using Insta EMI Card
3 min
21 Aug 2025

Umiya Mobile provides a seamless shopping experience for mobile phones and accessories. With an extensive range of the latest smartphones and gadgets, Umiya Mobile has become a popular choice among tech enthusiasts. One of the key advantages is the availability of flexible payment options through the Insta EMI Card. By using this card, customers can enjoy a hassle-free and convenient purchase experience, converting their purchases into easy monthly instalments without the need for a credit card. Here’s how you can shop at Umiya Mobile using your Insta EMI Card.

Umiya Mobile Overview

Umiya Mobile, one of the leading multi-brand mobile retailers in Gujarat and Maharashtra, brings you the latest smartphones and accessories at unbeatable prices. With over 215+ stores and a reputation for quality service, Umiya Mobile is the go-to destination for tech lovers.

Now, shopping for your dream smartphone is easier than ever with the Bajaj Finserv Insta EMI Card. Enjoy Easy EMIs options, zero down payment, and flexible repayment tenures when you buy from Umiya Mobile. Whether it’s the latest OnePlus flagship, a Vivo selfie camera favourite, or essential mobile accessories, you can convert your purchase into easy monthly instalments instantly—without a credit card or hidden charges.

Visit your nearest Umiya Mobile store today and experience a seamless, budget-friendly shopping journey with the Insta EMI Card. Check your loan offer instantly by entering your mobile number and completing the OTP-verification.

List of Umiya Mobile stores

Name Of Outlet

ADDRESS

City

BRANCH NAME

Umiya Mobiles

Shop 4 And 5, Ground Floor, Aatrey Rudra Business Hub, Opp. Sankalp Restaurant, Krishnabaug Char Rasta, Maninagar, Ahmedabad, Gujarat, 380008

Ahmedabad

Ahmedabad

Umiya Mobiles

Shop No. 6,7,8 Ground Floor,V T Complex,J P Dhal, Mahuva,Bhavnagar,Gujarat- 364290

Bhavnagar

Mahuva

Umiya Mobiles

A-5, Maruti Complex,Shivrajsinh Road, Opp Hotel Damji, Dev Bhumi Dwarka – 361335

Dwarka

Dev Bhumi Dwarka

Umiya Mobiles

E-9, College Shopping Mans, Ta. Mansa, Gandhinagar, Gujarat, 382845

Gandhinagar

Mansa

Umiya Mobiles

Chordi Darwaja Pase,Jetpur Road,Nr.Udhyogbharti, Opp. Rdc Bank,Gondal - 360311

Gondal

Gondal-2

Umiya Mobiles

Shop-1A, Ground Floor, Madhav Square, Opp. Avantika Complex, Limda Lane Corner, Jamnagar,Jamnagar, Gujarat, 361001

Jamnagar

Jamnagar

Umiya Mobiles

G-2,Ground Floor,City Star,Near Haresh Talkies,Kalwa Chowk,Junagadh - 362001

Junagarh

Junagadh

Umiya Mobiles

House Property No. Bbz-N-57, Ground Floor, Ward No. 12-A, Jhanda Chowk, Gandhidham, Kachchh,Gujarat, 370201

Kachchh

Gandhidham

Umiya Mobiles

Mg Road, Nr. Sahyog Hospital, Bhojeshwar Plot, Porbandar, Porbandar, Gujarat, 360575

Kheda

Porbandar

Umiya Mobiles

Shop 7 And 8 Ground Floor,Block No. E,Joyas Hub Town,Mehsana,Gujarat - 384002

Mehsana

Mehsana

Umiya Mobiles

G-43, Tirupati Market, Bagvada, Patan, Patan, Gujarat, 384265

Patan

Patan

Umiya Mobiles

Opp. Lathi Motor Garage, Gondal Road, Near Rajashri Auto, Rajkot, Gujarat, 360002

Rajkot

Gondal Road

Umiya Mobiles

Shop No. 253/254, Poddar Arcade, Lal Darwaja Station Road, Khand Bazar, Varachha, Surat, Gujarat,395006

Surat

Surat

 

List of available products at Umiya Mobile

Umiya Mobile stores stock a wide variety of products, from premium smartphones to essential accessories. Their collection includes the latest OnePlus mobiles, which are known for their performance and camera quality. Vivo mobiles, popular for their sleek designs and budget-friendly models, are also readily available. In addition to these, Umiya Mobile offers a comprehensive range of mobile accessories, from protective covers and screen guards to chargers and wireless earphones. By visiting any of the Umiya Mobile stores, customers can explore an extensive selection of devices, all available with the option of convenient EMI payment plans through the Insta EMI Card.

Product Category

Popular Brands Available

Product Types Included

Smartphones

Apple, Samsung, Vivo, Oppo, Realme, Nokia, Motorola, Infinix, Tecno, Xiaomi

4G/5G Smartphones, Flagship Phones, Budget Phones

Tablets

Samsung, Apple iPad, Lenovo

Wi-Fi Tablets, LTE Tablets, Kids Tablets

Laptops

HP, Dell, Lenovo, Acer

Business Laptops, Gaming Laptops, Student Laptops

Smart TVs

Xiaomi, OnePlus, Samsung, LG, Worldtech

Android TVs, 4K TVs, LED TVs, Smart TVs

Air Conditioners

Lloyd, Voltas, Blue Star

Window ACs, Split ACs, Inverter ACs

Washing Machines

LG, Samsung, Whirlpool

Front Load, Top Load, Semi-Automatic

Refrigerators

LG, Samsung, Whirlpool

Single Door, Double Door, Side-by-Side

Wearables

boAt, Fire-Boltt, Noise, Apple, Samsung

Smartwatches, Fitness Bands

Audio Devices

JBL, boAt, Sony, Realme, Zebronics

Bluetooth Speakers, Earbuds, Headphones

Mobile Accessories

Mi, Apple, Samsung, Inbase, GOVO

Chargers, Cables, Cases, Screen Protectors

Personal Grooming

Philips, Nova

Trimmers, Shavers, Hair Dryers

Kitchen Appliances

Prestige, Butterfly

Mixer Grinders, Induction Cooktops, Electric Kettles, Modular Kitchen

Home Appliances

Orient, Usha, Crompton

Ceiling Fans, Air Coolers, Water Heaters

 

How to Use Insta EMI Card at Umiya Mobile?

Using your Insta EMI Card at Umiya Mobile is simple and convenient. Follow these steps:

  1. Select your product
    – Pick the mobile phone or accessory you want to buy.
  2. Proceed to billing
    – Head to the billing counter with your chosen product.
  3. Share Insta EMI Card details
    – Provide your registered mobile number linked to the Insta EMI Card.
    – The store representative will enter your details to fetch your card.
  4. Choose repayment tenure
    – Select a convenient EMI plan, ranging from 1 to 60 months.
  5. Complete the purchase
    – No down payment or extra documentation is needed.
  6. Enjoy easy EMIs
    – The cost is instantly converted into easy monthly instalments, so you can take home your mobile stress-free.

Check Also: How to Use Insta EMI Card for Online Shopping

Benefits of Using the Insta EMI Card at Umiya Mobile

Shopping at Umiya Mobile with the Insta EMI Card comes with multiple advantages:

  • No upfront payment – Buy premium smartphones and accessories without paying the full price immediately.
  • Easy monthly instalments – Break down the total cost into small, manageable EMIs.
  • Zero hidden charges – Enjoy a transparent shopping experience with no processing fees.
  • Flexible tenure options – Choose a repayment plan that suits your budget, from 3 to 60 months.
  • Pre-approved card limit – Get access to a pre-qualified card loan limit for faster checkout.
  • Minimal documentation – No need for lengthy paperwork or extra formalities.
  • Quick and seamless purchase – Complete your transaction in just a few steps and take home your chosen mobile.

Check Also: Benefits of Insta EMI Card

Eligibility Criteria for the Insta EMI Card

To apply for the Insta EMI Card, you must meet the following requirements:

  • Citizenship – Must be an Indian citizen.
  • Age – Applicant should be between 21 and 65 years old.
  • Income – Must have a regular source of income (salaried or self-employed) to ensure repayment ability.
  • Credit score – A good credit score is required as it reflects financial responsibility.
  • Bajaj Finserv relationship – Having an existing relationship with Bajaj Finserv may improve approval chances.

Check Also: Eligibility Criteria to Apply for Insta EMI Card

Step-by-step guide to applying for the Bajaj Finserv Insta EMI Card

  1. Enter your 10-digit mobile number and click on “GET IT NOW” on the top of the page.
  2. Enter the OTP and submit.
  3. Enter your full name and click on “Yes, Auto-Fetch Details”
  4. Verify your pre-filled personal details. Select your gender and employment type and click on “PROCEED”
  5. Click on proceed and check your pre-qualified card loan offer amount
  6. Click on Proceed to verify your KYC details.
  7. Post successful KYC, check your card loan offer amount details.
  8. Select and apply a promo code of your choice and pay a one-time joining fee of Rs. 530/- (inclusive of applicable taxes)
  9. After successful payment, view your card details on the Bajaj Finserv app

Check Also: How to Apply for Insta EMI Card

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Frequently asked questions

Does Umiya Mobile accept Bajaj EMI cards?
Yes, Umiya Mobile accepts the Bajaj EMI Card for easy instalment purchases. Customers can use the card to convert their purchases into affordable monthly instalments, with flexible repayment options and no hidden charges, making it convenient to buy the latest mobile phones and accessories.

How to buy products on EMI at Umiya Mobile?
To buy products on EMI at Umiya Mobile, select your desired product and present your Bajaj EMI Card at the billing counter. The total amount will be converted into easy monthly instalments, allowing you to repay over a chosen tenure without any upfront payments or extra documentation.

Which product is best to shop at Umiya Mobile stores?
Umiya Mobile offers a variety of top-tier products, but OnePlus and Vivo mobiles are popular choices. Both brands offer excellent features, from high-performance processors to impressive camera quality, making them ideal for those looking for stylish, reliable smartphones at competitive prices.

What are the benefits of shopping using Insta EMI Card at Umiya Mobile?


Shopping with the Insta EMI Card at Umiya Mobile offers several benefits, including easy EMI options, flexible repayment tenures, and zero down payments. Customers also enjoy a hassle-free checkout process, making premium gadgets more accessible without immediate financial strain.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

Invest in fixed deposits and mutual funds on the app.

Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.

Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.

Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.

Shop from over 100+ brand partners that offer a diverse range of products and services.

Use specialised tools like EMI calculators, SIP Calculators

Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.