Shop Mobiles at Bhatia Mobile with the Insta EMI Card

Shop Mobiles at Bhatia Mobile with the Insta EMI Card

Bhatia Mobile has 380+ stores across Gujarat, Maharashtra, and Madhya Pradesh. Find out more and shop on Easy EMIs with the Insta EMI Card.

EMI Calculator
FAQs
Video

Get a card loan offer of up to Rs. 6 lakh

Enter mobile and OTP | Check offer | No branch visit needed

In summary

5 reasons to choose Insta EMI Card
 

5 reasons to choose Insta EMI Card

You can buy a smartphone at any Bhatia Mobile partner store and pay on Easy EMIs with the Bajaj Finance Insta EMI Card. You can repay across 3 to 60 months.

 

  • Fast-growing network: In 2026, Bhatia Mobile opened 90 new stores in 90 days.
  • Apple and OnePlus store: Bhatia Mobile runs a dedicated Apple and OnePlus store on Ring Road, Surat.
  • Home appliances too: You can also buy TVs, ACs, and refrigerators from brands like Whirlpool, Haier, and Voltas.
  • Easy EMIs: The Insta EMI Card offers a card loan offer of up to Rs. 6 lakh.

 

Before you visit, check your Insta EMI Card eligibility using your mobile number and OTP, so you can buy your next phone at Bhatia Mobile on Easy EMIs.

What is Bhatia Mobile known for?

Bhatia Mobile, also known as Bhatia Mobiles, is a Surat-based smartphone retail chain that calls itself "The Mobile One Stop Shop". It is known for its large store network, helpful staff, and wide range of phones. You can compare the latest models in person and walk out with the right phone for your needs and budget.

You can also shop on Easy EMIs at Bhatia Mobile with the Bajaj Finance Insta EMI Card. It lets you buy a new smartphone today and repay across 3 to 60 months, so even a premium phone fits into your monthly budget.

Why should I shop from Bhatia Mobile?

Bhatia Mobile offers more than just a wide range of phones. Here is why many shoppers in Surat, Vadodara, and nearby towns choose it:

  • Stores in smaller towns too: Bhatia Mobile has stores in towns like Umarpada and Chhota Udepur, so you can shop close to home.
  • Guidance from trained staff: The store team helps you compare phones and pick one that suits your needs and budget.
  • After-sales service: Bhatia Mobile also runs an authorised Samsung service centre in Piplod, Surat.
  • Check deals before you visit: You can chat with Bhatia Mobile on WhatsApp at 79847 12369 to ask about the latest Bhatia Mobile offers and stock.

Bhatia Mobile store details

Bhatia Mobile has 380+ stores, so you can usually find one near you. The table below lists 10 stores across 5 cities in Gujarat. For any store, call Bhatia Mobile's customer care on +91 92276 10000. The Ring Road 1 store in Surat is open from 10:00 AM to 10:00 PM, every day.


CityStateAddress
SuratGujaratShop No. 201–205, Ground Floor, Bhatia Complex, Near Sosyo Circle, Bamroli Road, Surat – 394210 (head office)
SuratGujaratShop No. 6, Dr. Ambedkar Shopping Centre, Ring Road, Surat – 395002 (Ring Road 1)
SuratGujaratNo. 18, Ground Floor, Dr. Ambedkar Shopping Centre, Ring Road, Surat – 395002 (Apple and OnePlus store)
SuratGujaratShop No. 1 and 2, Ground Floor, Hari Darshan Apartment, Near Sneh Sagar Society, Katargam, Surat
SuratGujaratShop No. 3, Ground Floor, Platinum Plaza, Sudama Chowk, Mota Varachha, Surat
SuratGujaratShop No. 5, Ranchhod Complex, New Bus Stand, Ichhapur, Surat
SuratGujaratShop No. 3, Ground Floor, S N Complex, Opposite Referral Hospital, Umarpada, Surat
VadodaraGujaratShop No. 4423, Ground Floor, Dr N A Parikh Road, Near Old Jakatnaka, Main Road, Vadodara
Chhota UdepurGujaratShop No. 81, Ground Floor, Dhokaliya, Opposite Raj Motors, Chhota Udepur
VapiGujaratShop No. G-5, Ground Floor, City Center Building, Opposite Asha Dham School, Vapi – 396195

Last updated: September 2026
Disclaimer: Store addresses, timings, and contact details may change. For the latest details, call +91 92276 10000 or check the Bhatia Mobile store locator at shop.bhatiamobile.com.

 

→ Pro tip: If you prefer Bhatia online shopping for mobile phones, start by checking your nearest store on shop.bhatiamobile.com. Then confirm stock on WhatsApp before you visit to pay on Easy EMIs.

What products and brands will I find at Bhatia Mobile?

Bhatia Mobile stocks phones, accessories, and home appliances from well-known brands. Here is what you can shop for at its stores:

  • Smartphones: Phones from leading brands, including Apple, realme, Xiaomi, OnePlus, and more at the dedicated store on Ring Road, Surat.
  • Tablets and accessories: Tablets from Samsung, Apple, and more, chargers, earphones, and phone covers to go with your new phone.
  • TVs: Smart TVs and LED TVs from Samsung and LG for your living room.
  • Home appliances: ACs, air coolers, refrigerators, washing machines, and microwaves from brands like Whirlpool, Haier, Voltas, Panasonic, Kenstar, Usha, and Akai.

Top selling products on EMI at Bhatia Mobile

The table below lists popular smartphones you may find at Bhatia Mobile, with recent prices and an indicative monthly EMI. Use it to see how much a phone may cost you every month.


Model nameWhy choose thisPriceIndicative EMI
Samsung Galaxy S26 UltraTop-end camera and S Pen for work and creativityRs. 1,59,999Rs. 13,333
Apple iPhone 17 (256GB)120 Hz display and 18MP front cameraRs. 82,900Rs. 6,908
Google Pixel 10Clean Android experience with strong camerasRs. 79,999Rs. 6,667
Vivo X200TStrong cameras at a premium mid-range priceRs. 59,999Rs. 5,000
OnePlus Nord 69,000 mAh battery and a Snapdragon 8s Gen 4 chip for smooth gamingRs. 42,999Rs. 3,583
Samsung Galaxy A36Reliable 5G phone on a mid-range budgetRs. 31,999Rs. 2,667
Moto G37Budget phone for everyday useRs. 15,999Rs. 1,333

Last updated: September 2026
Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a Bhatia Mobile partner store. Indicative EMI figures are based on a simple division of the product price over a 12-month tenure, with no interest, processing fee, or other charges factored in.

Show more
Show less

How can I make my purchase from Bhatia Mobile affordable?

You can pay the full amount upfront, or you can spread the cost with the Bajaj Finance Insta EMI Card. It lets you split your phone purchase into monthly instalments across 3 to 60 months, so it fits easily into your monthly budget.

The table below shows how the monthly amount changes with the tenure you choose, using the Vivo X200T's launch price of Rs. 59,999 as an example.


TenureIndicative monthly EMI
3 monthsRs. 20,000
6 monthsRs. 10,000
12 monthsRs. 5,000
24 monthsRs. 2,500
36 monthsRs. 1,667

Disclaimer: These are indicative figures based on a simple division of the product price across the tenure shown, with no interest, processing fee, or other charges factored in. Your actual EMI amount will depend on the terms of your card loan offer.

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record and to new applicants who pass KYC and eligibility checks. Here is what the card offers.

  • A card loan offer of up to Rs. 6 lakh, usable on smartphones, tablets, TVs, and appliances.
  • A repayment tenure across 3 to 60 months, so you can pick a duration that fits your monthly budget.
  • Access to over 1.5 lakh partner stores across more than 4,000 cities in India, including Bhatia Mobile.
  • A one-time joining fee of Rs. 530, with zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred smartphone easily and affordably.

Why should I shop from Bhatia Mobile using Easy EMIs?

Easy EMIs change what you can afford when you buy a phone at Bhatia Mobile. Here is how they help you make better buying decisions:

  • Choose a better phone: Easy EMIs make it easier to pick a phone with a stronger camera or longer software support, instead of settling for a basic model.
  • Upgrade the whole family: You can buy a phone for yourself and one for a parent or child, and pay for both in monthly instalments.
  • Replace a broken phone quickly: If your phone stops working, you can get a new one the same day without waiting for payday.
  • No credit card needed: The Insta EMI Card is a pre-qualified card loan, so you can shop on Easy EMIs even without a credit card.

→ Verdict: If you plan to buy a phone at Bhatia Mobile, the Insta EMI Card is the smarter way to pay. You take your phone home the same day and pay for it gradually.

How do I apply for the Insta EMI Card?

Applying for the Bajaj Finance Insta EMI Card takes only a few minutes online and does not need any physical paperwork. Follow these steps to apply.

  1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on the Insta EMI Card page.
  2. Enter the OTP and submit.
  3. Enter your full name and click on 'Yes, Auto-Fetch Details'.
  4. Verify your pre-filled personal details and click on 'CONTINUE'.
  5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'.
  6. Review your wallet setup details and verify the OTP.
  7. Complete identity verification by confirming your current residential address.
  8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
  9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

 

Also read: How to apply for the Insta EMI Card

How do I use the Insta EMI Card at Bhatia Mobile?

You can use the Bajaj Finance Insta EMI Card at any Bhatia Mobile partner store. Paying takes only a few minutes at the billing counter. Here is how:

  1. Browse and select your phone at a Bhatia Mobile partner store.
  2. At checkout, tell the partner store executive you want to pay using the Bajaj Finance Insta EMI Card.
  3. Share your registered mobile number and card details with the executive.
  4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
  5. Authenticate the transaction using the OTP sent to your registered mobile number.
  6. Your purchase is approved instantly. Take your phone home.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.


FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 6 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

  

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 70 years.
  • Credit score:A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
  • Form 60: In case of non-availability of PAN, Form 60 is required.

 

Also read: Eligibility criteria for the Insta EMI Card


Explore more:

 

EMI full formBNPLPOS full form

 

List of the biggest upcoming sales:

 

Amazon Upcoming SaleFlipkart Upcoming Sale
Amazon Great Indian Festival 2026Croma Upcoming Sale with Insta EMI Card
Diwali offers with Insta EMI CardAmazon fridge offers 2026
Amazon mobile offers 2026Reliance Digital Diwali offer 2026
Amazon Diwali offer sale 2026Sangeetha Mobiles Diwali offers 2026
Poorvika Mobiles Diwali offers 2026How to shop on Amazon without a credit card
Amazon Great Indian Festival 2026Flipkart Cooling Days
Amazon Prime Day SaleAmazon Electronics Sale

Frequently asked questions

Easy EMIs

Eligibility and documents

EMIs and store visits

Does Bhatia Mobile accept the Bajaj Finance Insta EMI Card?

Yes. Bhatia Mobile works with Bajaj Finance, so you can buy phones on Easy EMIs at its partner stores with the Insta EMI Card. You get a card loan offer of up to Rs. 6 lakh and can repay across 3 to 60 months. Check your Insta EMI Card eligibility using your mobile number and OTP before you visit.

Can I buy a smartphone from Bhatia Mobile without a credit card?

Yes. The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card, so you can buy a smartphone on Easy EMIs without one. After a one-time joining fee of Rs. 530, the annual fee is zero from the second year onwards. You can use the card at Bhatia Mobile partner stores across Gujarat, Maharashtra, and Madhya Pradesh.

Is zero down payment available on smartphones at Bhatia Mobile?

Zero down payment is available on select products and during festive season offers with the Insta EMI Card. This means you may be able to take your phone home without paying anything upfront. Ask the partner store executive whether the phone you want qualifies before you confirm your purchase.

What documents are required to buy a smartphone on EMI at Bhatia Mobile?

To get the Insta EMI Card, you need your PAN card, your Aadhaar card for KYC verification, and your registered mobile number. The process is fully digital, so you do not need to submit physical documents. Once your card is active, you only need your registered mobile number and card details at the billing counter.

Who is eligible to buy smartphones on EMI at Bhatia Mobile?

You can apply for the Insta EMI Card if you are an Indian citizen aged 21 years to 70 years with a regular income, either salaried or self-employed. You also need a good credit score and repayment history. Check your Insta EMI Card eligibility online using your mobile number and OTP.

How much monthly EMI will I pay when buying a smartphone from Bhatia Mobile?

Your EMI depends on the phone's price and the tenure you choose. For example, a Samsung Galaxy A36 at its launch price of Rs. 31,999 works out to about Rs. 2,667 a month over 12 months, before any charges. The partner store executive shows your exact EMI before you confirm the purchase.

Where are Bhatia Mobile stores located?

Bhatia Mobile has 380+ stores across Gujarat, Maharashtra, and Madhya Pradesh, with many in and around Surat, including Ring Road, Katargam, and Mota Varachha. Its head office is on Bamroli Road, Surat. You can find your nearest store at shop.bhatiamobile.com or call customer care on +91 92276 10000.

Show more Show less

Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.