Buy Samsung S24 Ultra without Credit Card

Buy Samsung S24 Ultra without Credit Card

The Samsung Galaxy S24 Ultra features a 200MP camera and a 5,000 mAh battery. Buy it using the Bajaj Finance Insta EMI Card, with repayment across 3 to 60 months.

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In summary

You can buy the Samsung Galaxy S24 Ultra, which pairs a 200MP camera with a titanium build and a built-in S Pen, without a credit card. The Bajaj Finance Insta EMI Card turns your purchase into Easy EMIs at partner stores and online.

 

  • Price starts at Rs. 98,999 for the 12GB and 256GB variant.
  • Choose a repayment tenure across 3 to 60 months.
  • Get a card loan offer of up to Rs. 3 lakh.
  • Shop online on Amazon and Flipkart, or at over 1.5 lakh partner stores across 4,000 cities.

 

Check your Insta EMI Card eligibility online using your mobile number and OTP before you shop for the Samsung Galaxy S24 Ultra.

What is the Samsung Galaxy S24 Ultra known for?

The Samsung Galaxy S24 Ultra is known for its 200MP main camera, its titanium frame with Corning Gorilla Armor glass, and its built-in S Pen. It also stands out for its 6.8-inch, 120Hz display with 2,600 nits peak brightness and Galaxy AI features. In reviews, it continues to hold up in 2026 thanks to its 5,000 mAh battery and long software support window.


Also read: Samsung Galaxy S25 Ultra on EMI

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What features and specifications does the Samsung Galaxy S24 Ultra offer?

The Samsung Galaxy S24 Ultra combines a versatile camera system with a durable build and long-term software support. These features ensure that the device stays capable for years of everyday use.

  • Professional-grade camera system: Capture detailed shots and long-range zoom with a 200MP main lens, plus 3x and 5x optical zoom telephoto lenses.
  • Built-in productivity tool: Take notes, sign documents, and control your phone remotely with the integrated S Pen, at no extra cost.
  • Ultra-bright visual display: View content clearly outdoors on the 6.8-inch display that reaches 2,600 nits peak brightness at 120Hz.
  • Durable titanium build: Handle daily knocks and drops confidently with a titanium frame and Corning Gorilla Armor protection.
  • Long-term software support: Keep your phone updated for years with up to 7 major Android OS upgrades.
  • Reliable water and dust resistance: Use your phone around water and dust with an IP68 rating.

Beyond daily use, the table below gives you the full technical picture of what the Samsung Galaxy S24 Ultra packs under the hood.


SpecificationDetails
Display6.8-inch Dynamic AMOLED 2X, 1440 x 3120 pixels, 120Hz refresh rate, 505 ppi, 2,600 nits peak brightness
ProcessorSnapdragon 8 Gen 3 with Adreno 750 GPU
RAM and storage12GB with 256GB, 512GB, or 1TB
Rear camera200MP main (f/1.7, OIS), 10MP telephoto (3x optical zoom, OIS), 50MP periscope telephoto (5x optical zoom, OIS), 12MP ultra-wide
Front camera12MP
Battery and charging5,000 mAh with 45 W wired and 15 W wireless charging
Operating systemAndroid 14 out of the box, up to 7 major Android upgrades
BuildTitanium frame, Corning Gorilla Armor glass, IP68 rating
Dimensions and weight162.3 mm x 79 mm x 8.6 mm, 232 g

Price list of Samsung Galaxy S24 Ultra variants in India (2026)

The Samsung Galaxy S24 Ultra has seen a significant price drop since its 2024 launch, as newer Galaxy S generations have arrived. Here is the confirmed current pricing.


Variant nameWhy choose thisPrice
12GB with 256GBBest value for most buyers who do not need extra storageRs. 98,999
12GB with 512GBMore headroom for photos, videos, and apps if you shoot a lot on the 200MP cameraRs. 1,09,999
12GB with 1TBMaximum storage for heavy users who never want to manage spaceRs. 1,25,000

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

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Why should I choose the Samsung Galaxy S24 Ultra?

The Samsung Galaxy S24 Ultra stands out even in 2026 for a few clear reasons. Here is why it could be the right phone for you:

  • A versatile, high-resolution camera: Shoot detailed photos and long-range zoom shots with a 200MP main lens and dual telephoto lenses.
  • A genuinely useful stylus: Take handwritten notes, sign documents, and control your camera remotely with the built-in S Pen.
  • A display built for outdoor use: Read your screen clearly in daylight with 2,600 nits peak brightness and a 120Hz refresh rate.
  • A build made to last: Rely on a titanium frame and Corning Gorilla Armor glass for everyday durability.
  • Years of software support: Stay current with up to 7 major Android OS upgrades.
  • Strong value at its current price: Get flagship-level hardware at a price that has dropped well below its original launch cost.

Why should I buy the Samsung Galaxy S24 Ultra on EMIs?

A flagship phone like the Samsung Galaxy S24 Ultra is still a large one-time expense. Buying it on Easy EMIs with the Bajaj Finance Insta EMI Card spreads out this cost so it fits your monthly budget.

  • Smaller monthly outflow: Pay in manageable instalments instead of Rs. 98,999 upfront.
  • Flexible repayment period: Choose a repayment tenure across 3 to 60 months that suits your monthly budget.
  • No credit card needed: Use a card loan offer of up to Rs. 3 lakh instead of relying on a credit card.
  • Wide acceptance: Shop at over 1.5 lakh partner stores across 4,000 cities, online or offline.
  • Lower upfront cost: Get zero down payment on select products during select periods.

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It gives you a card loan offer of up to Rs. 3 lakh, which you can use to buy products such as the Samsung Galaxy S24 Ultra at over 1.5 lakh partner stores across 4,000 cities. It activates instantly via the Bajaj Finance app or website, with no physical documentation required, and carries a one-time joining fee of Rs. 530.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your Samsung Galaxy S24 Ultra easily and affordably.

How do I apply for the Bajaj Finance Insta EMI Card?

  1. Enter your 10-digit mobile number and click on "GET IT NOW" on this page.
  2. Enter the OTP and submit.
  3. Enter your full name and click on "Yes, Auto-Fetch Details".
  4. Verify your pre-filled personal details and click "CONTINUE".
  5. Check your pre-qualified card loan offer amount and click "CONTINUE".
  6. Review your wallet setup details and verify the OTP.
  7. Complete identity verification by confirming your current residential address.
  8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
  9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ slightly based on whether you are a new or existing Bajaj Finance customer.

 

Also read: How to apply for the Insta EMI Card

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How do I use the Insta EMI Card at a partner store or online?

Using the Bajaj Finance Insta EMI Card at any of over 1.5 lakh partner stores, such as Croma, Reliance Digital, or Vijay Sales, takes under five minutes.

  1. Browse and select the Samsung Galaxy S24 Ultra variant you want to buy.
  2. At checkout, ask the store executive to process payment via the Bajaj Finance Insta EMI Card.
  3. Share your registered mobile number and card details.
  4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
  5. Authenticate using the OTP sent to your registered mobile number.
  6. Purchase approved. Take your Samsung Galaxy S24 Ultra home.

To shop online instead, follow these steps:

  1. Add the Samsung Galaxy S24 Ultra to your cart on Amazon or Flipkart.
  2. At checkout, select the Bajaj Finance Easy EMI option.
  3. Enter your Insta EMI Card details and registered mobile number.
  4. Choose your preferred repayment tenure across 3 to 60 months.
  5. Confirm using the OTP sent to your registered mobile number.
  6. Order placed. EMI deductions begin from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, which helps you plan your purchase better.

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.


FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age:21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
  • Form 60: In case of non-availability of PAN, Form 60 is required.

 

 Also read: Eligibility criteria for the Insta EMI Card


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Frequently asked questions

EMIs and purchase

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Can I buy the Samsung Galaxy S24 Ultra on EMI without a credit card?

Yes, you can. The Bajaj Finance Insta EMI Card is a pre-qualified card loan of up to Rs. 3 lakh, accepted at over 1.5 lakh partner stores and online on Amazon and Flipkart. Check your Insta EMI Card eligibility online using your mobile number and OTP before you shop for the Samsung Galaxy S24 Ultra.

Is the Samsung Galaxy S24 Ultra worth buying in 2026?

Yes, especially at its current price. It still offers a 200MP camera, a titanium build, an S Pen, and up to 7 major Android OS upgrades. At Rs. 98,999, it is significantly cheaper than at launch, and you can buy it on Easy EMIs to ease the cost further.

Who should buy the Samsung Galaxy S24 Ultra?

You should consider it if you want a capable camera system, a built-in stylus for note-taking, and a durable titanium build, without paying current-generation flagship prices. Buying on EMI makes it easier on your monthly budget.

What is the price of the Samsung Galaxy S24 Ultra in India?

The Samsung Galaxy S24 Ultra price in India is Rs. 98,999 for the 12GB and 256GB variant, a significant drop from its original launch price. You can buy this variant on Easy EMIs using the Bajaj Finance Insta EMI Card.

Which Samsung Galaxy S24 Ultra variant offers the best value for money?

The 12GB and 256GB variant, priced at Rs. 98,999, currently offers the most reliable value, since pricing on higher storage variants varies widely across retailers. Check your Insta EMI Card eligibility online to see what fits your monthly budget.

Is the Samsung Galaxy S24 Ultra waterproof or water resistant?

The Samsung Galaxy S24 Ultra carries an IP68 rating, so it resists dust and can survive immersion in up to 1.5 metres of water for 30 minutes. It is water resistant, though this does not mean you should use it while swimming or in salt water.

How fast does the battery on the Samsung Galaxy S24 Ultra charge?

The Samsung Galaxy S24 Ultra has a 5,000 mAh battery that supports 45 W wired fast charging, reaching around 65 per cent charge in 30 minutes. It also supports 15 W wireless charging, so you are not always tied to a cable.

Does the Samsung Galaxy S24 Ultra support fast charging and wireless charging?

Yes, it supports both. You get 45 W wired fast charging along with 15 W wireless charging, plus 4.5 W reverse wireless charging so you can top up other devices, such as earbuds, using the phone itself.

Is the Samsung Galaxy S24 Ultra good for gaming performance?

Yes, it is well suited to gaming. The Snapdragon 8 Gen 3 chipset, paired with the Adreno 750 GPU, handles demanding games smoothly, and the 120Hz display keeps motion looking sharp during fast-paced gameplay.

Is the Samsung Galaxy S24 Ultra suitable for heavy multitasking?

Yes. With 12GB of RAM and the Snapdragon 8 Gen 3 chipset, you can switch between apps, use Samsung DeX for a desktop-style experience, and run demanding tasks without noticeable lag.

What are the camera specifications of the Samsung Galaxy S24 Ultra?

It has a quad rear camera system: a 200MP main lens, a 10MP telephoto lens with 3x optical zoom, a 50MP periscope telephoto lens with 5x optical zoom, and a 12MP ultra-wide lens. The front camera is 12MP. Together, these let you shoot everything from wide group shots to distant zoomed-in subjects.

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Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

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1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.