Latest Smartphones


sample textSmartphones ₹930/month
sample textZero downpayment, Four Hour delivery

Smart appliances


sample textZero Downpayment
sample text24-hour delivery with Free installation

Latest Gadgets


sample textLatest gadgets on lowest prices
sample textZero downpayment, 4 hour delivery

Personal loan

sample textWe do not have a pre-approved offer for you currently. To complete your personal loan application, please visit the link below
  • Please share your monthly salary (in Rs.)

  • Please share your city of residence

  • Please select your date of birth


Features and Benefits

Loans of up to Rs. 2 lakh

From furniture to groceries, everything you want is on easy EMIs

Insta EMI Card

Convert all your online and offline purchases into EMIs

Easy 3-step online activation

With a 100% digital process, get approval the 30 seconds and activate your card instantly

Assured cashback of Rs. 500

Get an assured cashback of Rs. 500 on successful online activation

Flexible repayment tenor

Repay the cost of all your purchases over a tenor ranging from 3-24 months

Nil foreclosure charges

There will be no charges if you foreclose your loan after paying your first EMI

How it works


Check your pre-approved offer

Share a few basic details and check your Insta EMI Card offer


Verify KYC via OKYC or CKYC

Validate your Aadhar number and the details pre-registered with it


Pay a joining fee of Rs. 567

Get your card activated instantly on the Bajaj Finserv Wallet App

Minimal documentation

You do not have to submit any documents to get your digital Insta EMI Card. You can get it in 3 easy steps via a 100% online process.

If you’re availing the card offline, you have to submit the below documents:

  • - A cancelled cheque
  • - A signed ECS mandate
  • - KYC documents – such as PAN and Aadhar card