Buy the Nothing Phone (4b) on EMIs: Flexible Plans with Bajaj Finance

You can buy the Nothing Phone (4b) today without a credit card and repay the cost in small monthly parts. The Bajaj Finance Insta EMI Card turns your purchase into Easy EMIs across 3 to 60 months.

• The Nothing Phone (4b) is priced from Rs. 34,999 for the 8GB RAM and 128GB storage variant.
• Get a card loan offer of up to Rs. 3 lakh to cover your new phone and other purchases together.
• Shop at 1.5 lakh partner stores across 4,000 cities in India, both online and in-store.
• Choose a repayment tenure across 3 to 60 months, based on what suits your monthly budget.
• Pay a one-time joining fee of just Rs. 530 to activate your card.

Check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping for your new Nothing Phone (4b) within minutes.

The Nothing Phone (4b) is the first device in Nothing's new "(b)" series, designed to bring the brand's signature transparent design to a more accessible price point. It launched in India on 7 July 2026 with a Qualcomm Snapdragon 6 Gen 4 chipset and a 6,000 mAh battery, the largest fitted in any Nothing phone to date.

The phone also introduces the Glyph Bar, a compact grid of mini LEDs on the back that shows live updates for things such as delivery tracking and charging progress.

The Nothing Phone (4b) packs in several features that make a real difference to everyday use. Here is what stands out:

• Glyph Bar with Live Updates: This shows updates from apps such as Uber, Google Maps, and Zomato right on the back of the phone, so you get key information without unlocking the screen.
• Snapdragon 6 Gen 4 chipset: This handles daily multitasking, browsing, and casual gaming smoothly, without the phone slowing down under regular use.
• 6,000 mAh battery: The largest battery on any Nothing phone yet, rated to deliver up to 18 hours of mixed usage on a single charge.
• 50MP main camera with OIS: Optical image stabilisation keeps handheld shots steady, which means fewer blurry photos when you are out and about.
• IP64 dust and water resistance: The phone withstands dust and water splashes, giving you confidence to use it outdoors or in light rain.
• 33W fast charging: The battery charges from 1 percent to 50 percent in around 27 minutes, so a short charge break keeps you going through the day.

Here is a quick look at the full specification sheet:

The Nothing Phone (4b) is available in two storage variants in India, both offering the same core hardware. Here is how the pricing compares.

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

Choosing the Nothing Phone (4b) makes sense for a specific kind of buyer looking for standout design at a sharp price. Here is why it stands out:

• Distinctive design in a crowded segment: The transparent back and Glyph Bar make the phone instantly recognisable, at a time when most phones in this price range look similar.
• Strong future software support: Nothing has committed to 3 major Android upgrades and extended security patches, so the phone stays current for years after purchase.
• Balanced battery and camera combination: The 6,000 mAh battery and 50MP OIS camera work well together for users who want all-day battery life without giving up photo quality.
• Sharper pricing than Nothing's own lineup: With the Phone (4a) now starting at Rs. 39,999 and the Phone (4a) Pro at Rs. 49,999, the Phone (4b) fills a clear gap around the Rs. 35,000 mark.

Buying the Nothing Phone (4b) on EMIs means you do not have to pay Rs. 34,999 in one go. Here is why this approach works for most buyers:

• No upfront cost: You can take the phone home the same day and spread the Rs. 34,999 or Rs. 38,999 cost across smaller monthly parts instead of paying it all at once.
• No credit card required: The Bajaj Finance Insta EMI Card is a pre-qualified card loan, so you can convert your purchase into Easy EMIs without needing an existing credit card.
• Predictable monthly outgo: Choosing a fixed repayment tenure across 3 to 60 months helps you plan your monthly budget around a known instalment amount.
• Cash stays free for other needs: Paying in instalments means you are not tying up a large sum of money in one purchase, leaving your savings available for other expenses.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It gives you a card loan offer of up to Rs. 3 lakh, which you can use across 1.5 lakh partner stores in 4,000 cities to buy your Nothing Phone (4b) and other everyday products.

Once activated, you can convert your purchase into Easy EMIs and repay across 3 to 60 months, choosing a monthly amount that fits your budget. The card is entirely digital, so you can view and manage it through the Bajaj Finance app without any physical paperwork.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your Nothing Phone (4b) easily and affordably.

Applying for the card takes only a few minutes and can be completed entirely online. Follow these steps:

1. Enter your 10-digit mobile number and click on "GET IT NOW" on this page.
2. Enter the OTP sent to your phone and submit it.
3. Enter your full name and click on "Yes, Auto-Fetch Details".
4. Verify your pre-filled personal details and click "CONTINUE".
5. Check your pre-qualified card loan offer amount and click "CONTINUE".
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530, inclusive of applicable taxes.
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ slightly based on whether you are a new or an existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

At a partner store

You can use your Insta EMI Card at any partner store, including Croma, Reliance Digital, and Vijay Sales, in under 5 minutes.

1. Select the Nothing Phone (4b) variant you want to buy.
2. Ask the store executive to process payment through your Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate the purchase using the OTP sent to your registered mobile number.
6. Your purchase is confirmed. Take your new phone home the same day.

While shopping online

1. Add your chosen Nothing Phone (4b) variant to your cart on Amazon or Flipkart.
2. At checkout, select the Bajaj Finance Easy EMIs option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose your preferred repayment tenure, across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Your order is placed, and EMI deductions begin from your next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, which helps you plan your purchase better.

Both options let you pay in instalments, but they work quite differently. This table breaks down the key differences to help you decide.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 65 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

Also read: Eligibility criteria for the Insta EMI Card

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