Published May 8, 2026 · 4 Min Read

Foldable phones deliver tablet-sized screens in pocket-friendly form factors — combining powerful flagship chipsets, advanced multi-camera systems, and refined hinge engineering that makes them genuinely practical as daily drivers. Whether you prefer a flip-style compact or a book-style productivity device, the foldable phone market now offers a wider range of choices than ever before. 
 

Buy your preferred foldable smartphone on Easy EMIs using the Bajaj Finserv Insta EMI Card — split the cost across 3 to 60 months with zero down payment on select products.

Overview of foldable phones

Foldable smartphones span two distinct form factors — flip-style phones that fold vertically into a compact square, and book-style phones that unfold into a large tablet display. Flip-style models like the Samsung Galaxy Z Flip 7 and Motorola Razr 2025 prioritise portability and style. Book-style models like the Samsung Galaxy Z Fold 7 and OnePlus Open prioritise productivity and screen real estate. Across both categories, foldables feature Snapdragon 8-series chipsets, 120 Hz to 144 Hz AMOLED displays, IP ratings, and multi-camera systems that rival standard flagship smartphones.

Key benefits of using a foldable phone in 2026

Foldable phones deliver a set of practical advantages over standard smartphones that justify their premium price for the right buyer. Here is what makes them genuinely useful in 2026.

  • Tablet-sized screen in a pocket-sized device: Book-style foldables like the Samsung Galaxy Z Fold 7 open to 7.9-inch displays that deliver a genuine tablet experience — while folding to a standard smartphone footprint that fits in any pocket or bag.
  • Productivity through true multi-window operation: Foldable phones run two or three apps simultaneously in split-screen mode on the large unfolded display — making document editing alongside video calls, or browsing alongside messaging, genuinely comfortable on a single device.
  • Flip phones eliminate wasted cover screen space: The Samsung Galaxy Z Flip 7's edge-to-edge 4.1-inch cover display runs apps and widgets independently — reducing the number of times you need to open the phone for quick tasks throughout the day.
  • Hinge durability has improved significantly in 2026: Current-generation foldables from Samsung and Motorola carry IPX8 water resistance and are rated for 200,000 or more hinge fold cycles — addressing the durability concerns that historically discouraged buyers from switching to foldables.
  • Flagship camera systems across the range: 2026 foldables include 50MP primary cameras with OIS, periscope telephoto on select book-style models, and AI photography tools — delivering camera performance comparable to standard flagships rather than the camera compromises of early foldable generations.

Price list of the best foldable phones of 2026

The table below covers the best foldable phones currently available in India across the flip and book-style categories, in price ascending order.
 

Model nameWhy should you get thisPrice
Motorola Razr 2025 (8GB + 128GB)Most affordable flagship foldable — flip-style with 6.9-inch pOLED display, 50MP camera, and stylish design at the entry foldable priceRs. 64,999 onwards
Samsung Galaxy Z Flip 7 (12GB + 256GB)Best flip phone of 2026 — edge-to-edge 4.1-inch cover display, Snapdragon 8 Elite, Samsung DeX support, and IPX8 ratingRs. 99,999 onwards
OnePlus Open (12GB + 512GB)Best value book-style foldable — 7.82-inch Freeform display, Snapdragon 8 Gen 2, 48MP Hasselblad camera, and 4,805 mAh batteryRs. 1,39,999 onwards
Samsung Galaxy Z Fold 7 (12GB + 256GB)The thinnest flagship book-style foldable — 200MP main camera, 7.9-inch inner display, Snapdragon 8 Elite, and IPX8 ratingRs. 1,94,999 onwards
Samsung Galaxy Z Fold 7 (12GB + 512GB)Best for power users — all Z Fold 7 flagship features with double the storage for heavy app users and media professionalsRs. 2,09,999 onwards

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store. 

Why should you get a foldable phone on Easy EMIs

Foldable phones start at Rs. 64,999 and go above Rs. 2,00,000 — a price range where Easy EMIs make the purchase significantly more accessible without depleting savings. Here is why Easy EMIs make sense for foldables.

  • Rs. 64,999 to Rs. 2,09,999 split into monthly instalments: Paying the full cost of a foldable upfront represents a significant one-time financial outgo — Easy EMIs across 3 to 60 months transform a large purchase into a comfortable monthly commitment.
  • Access the latest foldable at launch rather than waiting to save: Foldable phone prices are most competitive at launch with early-buyer discounts — Easy EMIs let you purchase at the best available price rather than waiting months to accumulate enough savings.
  • Zero down payment on select foldable models: The Bajaj Finserv Insta EMI Card enables zero down payment on select products — meaning you bring your new foldable home on day one without any upfront lump sum payment.
  • Flexible tenure options across 3 to 60 months: Choose shorter tenures to reduce total interest outgo or longer tenures to minimise the monthly instalment — select the tenure that best matches your monthly budget.
  • No bank credit card required: The Bajaj Finserv Insta EMI Card operates entirely independently of a bank credit card — making Easy EMI access available for foldable phone purchases to buyers who do not hold an active bank credit card.

What is a Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card offers a pre-approved card loan offer of up to Rs. 3 lakh — letting you buy your preferred foldable phone today and pay in Easy EMIs rather than a lump sum. The card is accepted across over 1.5 lakh partner stores in more than 4,000 cities, with flexible repayment tenures across 3 to 60 months and zero down payment on select products.
 

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, apply instantly and start shopping for your preferred foldable phone on Easy EMIs easily and affordably.

How to buy a foldable phone on Easy EMIs using the Insta EMI Card

Buying a foldable phone on Easy EMIs using the Bajaj Finserv Insta EMI Card is quick and straightforward. Here are the steps.

  • Check your Insta EMI Card eligibility online: Visit the Bajaj Finserv website or app, enter your mobile number and OTP, and receive your pre-approved card loan offer in minutes — no paperwork or branch visit required.
  • Activate your card after approval: Complete the digital activation process — your Insta EMI Card is ready to use at any Bajaj Finserv partner store or participating online platform immediately.
  • Visit an authorised retailer or shop online: Select your preferred foldable phone model and storage configuration — confirm Easy EMI payment eligibility before proceeding to the billing counter or checkout page.
  • Pay via the Insta EMI Card and select your tenure: Choose the Easy EMI payment option, enter your Insta EMI Card details, and select your preferred tenure from the flexible repayment tenure options across 3 to 60 months.
  • Collect your foldable phone: Once the EMI confirms, collect your device with its box and warranty documentation — Easy EMI repayment begins the following month per your selected tenure.

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.


Also read: Features and benefits of the Bajaj Finserv Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.


Also read: Eligibility criteria for the Insta EMI Card

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
     

Also read: How to apply for the Insta EMI Card
 

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Frequently asked questions

Which foldable phone is best to buy on Easy EMIs?

The Samsung Galaxy Z Flip 7 at Rs. 99,999 offers the best balance of flagship features and Easy EMI affordability for most buyers — its Snapdragon 8 Elite chip, edge-to-edge cover display, and Samsung DeX support justify the price across a comfortable EMI tenure. For productivity-focused buyers, the OnePlus Open at Rs. 1,39,999 delivers the best value book-style foldable. Check your Insta EMI Card eligibility before getting started.

What is an affordable foldable phone available on Easy EMIs?

The Motorola Razr 2025 at Rs. 64,999 is the most accessible foldable phone currently available in India — offering a 6.9-inch pOLED display, 50MP camera, and stylish flip design at the lowest entry price in the foldable segment. Split across 3 to 60 months with the Bajaj Finserv Insta EMI Card, it becomes one of the most manageable premium purchases in the smartphone market. Check your Insta EMI Card eligibility to get started today.

Is the Samsung Galaxy Z Fold available on Easy EMIs?

Yes — the Samsung Galaxy Z Fold 7 is available on Easy EMIs through the Bajaj Finserv Insta EMI Card at authorised Samsung partner stores and participating online platforms. Starting at Rs. 1,94,999 for the 256GB variant, the Z Fold 7 is one of the highest-value purchases in the foldable segment — splitting the cost across 3 to 60 months through Easy EMIs makes India's most advanced book-style foldable significantly more financially accessible for buyers who want the full flagship foldable experience.

Which offers better value on Easy EMIs — Motorola Razr or Samsung Galaxy Z Flip?

Both are strong flip foldables at different price points. The Motorola Razr 2025 at Rs. 64,999 offers better value at the entry level — ideal for first-time foldable buyers who want the flip experience without the flagship price. The Samsung Galaxy Z Flip 7 at Rs. 99,999 justifies the premium through its edge-to-edge cover display, Snapdragon 8 Elite chipset, and Samsung DeX support. On Easy EMIs across a 24-month tenure, the monthly instalment difference between both models is approximately Rs. 1,500.

Can I buy a foldable phone on Easy EMIs without a credit card?

Yes — the Bajaj Finserv Insta EMI Card is not a bank credit card. It is a pre-approved card loan offer that operates independently of any bank credit card — no existing credit card is required to apply or use it at the point of purchase. Simply check your Insta EMI Card eligibility online using your mobile number and OTP, activate your card after approval, and use it at any Bajaj Finserv partner store to purchase your preferred foldable phone on Easy EMIs immediately.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
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  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
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  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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