Nothing Phone (3) on EMIs: Own This Stylish Smartphone with Affordable Easy Monthly Payments

The Nothing Phone (3) is now priced at Rs. 42,900 in India for the 12GB+256GB variant, and you can buy it on EMI without a credit card using the Bajaj Finance Insta EMI Card.

• The phone runs on the Snapdragon 8s Gen 4 chipset with a 5,500 mAh battery and a Glyph Matrix on the rear panel.
• The Insta EMI Card offers a card loan of up to Rs. 3 lakh, which comfortably covers either Nothing Phone (3) variant.
• You can repay across 3 to 60 months, choosing what suits your monthly budget.
• The card works at over 1.5 lakh partner stores, including Croma, and online on Amazon and Flipkart.

Check your Insta EMI Card eligibility using your mobile number and OTP, and if eligible, you can apply instantly and start shopping for the Nothing Phone (3) right away.

The Nothing Phone (3) launched in India on 1 July 2025, marking Nothing's first true flagship device. It runs Android 15 with Nothing OS 3.5, backed by 5 years of Android updates and 7 years of security patches.

The phone's standout feature is its Glyph Matrix, a redesigned rear light display that replaces the simpler Glyph strips of earlier Nothing phones, letting you check notifications and run mini-games without unlocking the screen.

The camera system has also been upgraded to a triple 50MP setup, including a 50MP periscope lens with optical image stabilisation, a meaningful step up from earlier Nothing devices.

The Nothing Phone (3) packs several features that make it a strong choice in its segment. Here are the standout highlights:

• Distinctive Glyph Matrix: A redesigned rear light display for notifications, call alerts, and mini-games, unique to Nothing phones.
• Triple camera with periscope zoom: 50MP main, 50MP periscope telephoto with OIS, and a third 50MP sensor for versatile shooting.
• Long software support: 5 years of Android updates and 7 years of security patches, among the longest in this segment.
• Bright AMOLED display: 6.67-inch flexible LTPS AMOLED screen with 120Hz refresh rate and 1.5K resolution.
• Strong performance: Snapdragon 8s Gen 4 chipset paired with up to 16GB RAM and 512GB storage.
• Large battery: 5,500 mAh battery with fast wired and wireless charging support.

The table below lists the complete technical specifications for easy reference.

The Nothing Phone (3) is sold in two RAM and storage combinations in India. Here is how the current pricing breaks down.

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

The Nothing Phone (3) stands out mainly because of its design language and camera upgrade. It is the first Nothing phone to feature a periscope telephoto lens, a genuine step up in optical zoom capability.

• Distinctive design, not just specs: The transparent-style aesthetic and Glyph Matrix set it apart visually from most Android flagships.
• Long-term software commitment: 5 years of OS updates and 7 years of security patches extend the phone's usable life well beyond typical Android support.
• Capable zoom camera: The 50MP periscope lens with OIS is a feature usually reserved for pricier flagships.
• Price has dropped since launch: At Rs. 42,900, the phone now offers far stronger value than its original Rs. 79,999 launch price.

Paying the full Rs. 42,900 or Rs. 51,980 upfront can strain your monthly budget. Buying the Nothing Phone (3) on EMIs lets you spread this cost over time, so you get the phone without disturbing your savings.

• Lighter impact on your budget: Instead of paying a large sum at once, you pay smaller, fixed amounts every month.
• Flexible repayment: With the Insta EMI Card, you can choose a tenure across 3 to 60 months, based on what suits you.
• No need to wait or save up: You can bring the Nothing Phone (3) home today and pay for it gradually.
• Works without a credit card: You do not need an existing credit card to access EMI financing for this phone.

The Bajaj Finance Insta EMI Card is a straightforward way to finance your Nothing Phone (3) purchase. It is built specifically for buying products on EMI, so you do not need to arrange funds upfront.

You can use the card at over 1.5 lakh partner stores or online on Amazon and Flipkart. Once approved, you simply select the Nothing Phone (3), choose a repayment tenure across 3 to 60 months, and complete the purchase the same day.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It lets you buy products like the Nothing Phone (3) on EMI at over 1.5 lakh partner stores across more than 4,000 cities in India.

The card offers a card loan of up to Rs. 3 lakh, well above the price of either Nothing Phone (3) variant. You can repay across a flexible repayment tenure of 3 to 60 months, choosing a duration that fits your monthly budget. Activation is entirely digital, through the Bajaj Finance app or website, with no physical paperwork involved.

The card carries a one-time joining fee of Rs. 530, after which there is zero annual fee from the second year onwards. Zero down payment is also available on select products and during festive season offers.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your Nothing Phone (3) easily and affordably.

1. Enter your 10-digit mobile number and click on "GET IT NOW" on this page.
2. Enter the OTP and submit.
3. Enter your full name and click on "Yes, Auto-Fetch Details".
4. Verify your pre-filled personal details and click "CONTINUE".
5. Check your pre-qualified card loan offer amount and click "CONTINUE".
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The online process may differ slightly based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

Buying the Nothing Phone (3) at a partner store

Using the Insta EMI Card at any of the 1.5 lakh partner stores takes only a few minutes. Follow these steps:

1. Select the Nothing Phone (3) at a partner store such as Croma or Reliance Digital.
2. Ask the store executive to process payment via the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate using the OTP sent to your registered mobile number.
6. Purchase confirmed. Take your Nothing Phone (3) home.

Buying the Nothing Phone (3) online

1. Add the Nothing Phone (3) to your cart on Amazon or Flipkart.
2. At checkout, select the Bajaj Finance Easy EMI option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose your preferred repayment tenure across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Order placed. EMI deductions begin from your next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

Both options let you split a purchase into instalments, but they work differently. The table below compares the two side by side.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 65 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

Also read: Eligibility criteria for the Insta EMI Card

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