Published Mar 17, 2026 · 4 Min Read

Overview of the Nothing Phone (3)

The Nothing Phone (3) represents a significant leap in mobile innovation with its unique transparent aesthetics and powerful internal hardware. This flagship device enhances your daily productivity through its intuitive interface and high-speed processing capabilities. 


You can now own this premium handset without straining your monthly budget by using the Bajaj Finserv Insta EMI Card. This financial tool allows you to split the cost into manageable monthly instalments. This approach ensures you enjoy the latest technology while maintaining complete control over your personal savings and expenses.

Key features and specifications of the Nothing Phone (3)

This smartphone combines a striking design with top-tier performance to deliver a truly modern experience. It offers professional-grade photography and an exceptionally smooth display for all your entertainment needs.

  • Advanced Glyph interface: Customise the rear light patterns to identify callers and notifications silently while the phone sits face down.
  • Pro-grade camera system: Capture stunningly clear images in any lighting condition with the high-resolution primary sensor and advanced image processing.
  • Vibrant AMOLED display: Enjoy fluid animations and true-to-life colours with the 120Hz refresh rate that adapts to your content.
  • Powerful 5G processor: Launch heavy applications and play demanding games effortlessly without experiencing any lag or overheating issues.
     
SpecificationDetails
Display6.7-inch AMOLED
ProcessorQualcomm Snapdragon 8s Gen 3
RAM8GB / 12GB
Storage128GB / 256GB
Rear camera50MP + 50MP
Front camera32MP
Battery capacity5,000 mAh
Charging65 W wired
Operating systemAndroid 14

Why buy the Nothing Phone (3) on EMIs

Opting for monthly instalments makes owning a flagship device much more accessible and stress-free. This method provides financial flexibility while allowing you to upgrade your lifestyle immediately.

  • No large upfront payment: Avoid paying the full price at once and keep your savings intact for other important life goals.
  • Zero down payment facility: Purchase the phone during special festive periods without paying a single rupee at the time of checkout.
  • Flexible repayment periods: Choose a tenure that suits your income and repay the amount comfortably over several months or years.
  • Interest-free instalments: Benefit from Easy EMI offers that ensure you pay only the actual price of the device.


Thinking of buying a new smartphone?

Before you do that, explore the latest offers from Bajaj Finserv. You may find a great deal on a model that matches your needs.

What is the Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is a digital payment tool that provides a pre-approved loan offer for your shopping needs. It simplifies the purchasing process by converting high-value transactions into easy monthly instalments. You can use this card across a vast network of partner stores in India for various categories like electronics and home appliances. The card requires minimal documentation and offers instant activation for eligible users. This helps you manage your household cash flow effectively while acquiring premium products on your own terms.


Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred smartphone easily and affordably.

How to buy the Nothing Phone (3) on EMI

Follow these simple steps to bring home the Nothing Phone (3) using your Insta EMI Card. The process is quick and ensures a seamless shopping experience for every customer.

  • Visit a partner store: Locate the nearest authorised electronics outlet that accepts the Bajaj Finserv Insta EMI Card for your purchase.
  • Select your variant: Choose the preferred colour and storage capacity of the phone that meets your specific requirements.
  • Share your details: Provide your card information and choose a comfortable repayment tenure at the billing counter.
  • Verify with OTP: Enter the one-time password sent to your registered mobile number to confirm the transaction securely.


Also read: How to use the Bajaj Insta EMI Card

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months months based on your financial comfort.
Zero down payment offersAvail special festive deals with no upfront payment requirement.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.


Also read: Features and benefits of the Bajaj Finserv Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.


Also read: Eligibility criteria for the Insta EMI Card

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified credit limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530/- through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
     

Also read: How to apply for the Insta EMI Card

Frequently asked questions

What is the price of the Nothing Phone (3) in India?

The Nothing Phone (3) launched in India with a starting price of Rs. 79,999 for the 12GB RAM and 256GB storage variant. The higher-end model with 16GB RAM and 512GB storage is priced at Rs. 89,999. You can often find effective prices starting from Rs. 62,999 when you apply various offers.

Can I buy the Nothing Phone (3) on EMIs without a credit card?

Yes, you can purchase the Nothing Phone (3) on EMIs without a credit card by using the Bajaj Finserv Insta EMI Card. This card provides a dedicated loan offer specifically for durable goods. It allows you to convert the product price into easy instalments even if you do not own a traditional credit card.

How do I use the Bajaj Finserv Insta EMI Card for online shopping?

To shop online, select your preferred product on a partner website and proceed to the payment page. Choose the EMI option and select Bajaj Finserv from the list of providers. Enter your card details, choose your preferred tenure, and complete the secure authentication process to place your order.

What is the difference between an Insta EMI Card and a credit card?

An Insta EMI Card specifically serves the purpose of converting purchases into monthly instalments at partner stores. Unlike a credit card, it does not involve high interest rates on basic transactions or annual maintenance fees in many cases. It focuses on providing a simple way to manage monthly budgets for electronics and appliances.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
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